On the surface a risk-free interest rate is perceived to be the rate of return on an a financial allocation that has no financial risk associated with it. However, ‘risk’ itself is a word that …

Online Forex Trading has become ubiquitous now. One can do currency trading from anywhere in the world. Following are the more known features of foreign exchange trading. Liquidity is one of the most important features …

The road to early retirement passes through the land of early and consistent action targeted at retirement. How define retirement will affect what you call early retirement and how you prepare. If retirement to you …

Think Switching Your Homeowner’s Insurance Company Is Complicated? Think Again! The recession steals our paychecks, with absorbing prices. Families must struggle to make ends meet in daily living expense’s. We need a break of some …

There are lots of ways whereby you can reduce your living expenses. Of course the first one is to spend less and buy less. We need things like food but we probably do not need …

The British economy is supposedly working it’s way out of a recession at last and according to the government we are supposed to start spending to help it on it’s way. How do we spend …

Some states offer tax free weekends where you can make purchases without having to pay sales tax. Each state and city has different rates of sales tax, and in some cases it can add quite …

I think the first thing to do is to be honest with yourself. How much in debt are you, how much money do you have and how much can you spend? And this means being …

There is so much basic misunderstanding about co-signing loans that it astounds. To be able to co-sign a loan for a third party you need to have a high credit score of your own. Some …

This is the ultimate time for investment in the American Property Market. A lot of people are taking advantage of the depressed prices of property which have gone down for a range of 67.5-72.5% since …

A 401(k) retirement plan is a tax-deferred retirement savings vehicle which is governed under subsection 401(k) of the Internal Revenue Code. It allows you to contribute to the plan now and pay tax only when …

The success rate in the stock market is fairly slim. More than 80% of traders and investors lost money and are struggling to succeed. The risks that you may face in the stock market is …

Finding a co-signer for a personal loan. Before finding someone to ask to become a co-signer for you, it is important to recognize that being a co-signer on a loan is a serious matter. The …

The concept of support and resistance is extremely interesting, and one which will help you considerably in the timing of your trading decisions. Yet it is a very simple concept to grasp. Support and resistance …

Auto insurance is one of the necessary expenditures required to get you on the road as a new driver. Obtaining insurance may be a new experience for you, but it doesn’t have to hurt your …

Choosing the Right Temporary Health Insurance Policy A temporary health insurance policy may be a lifeline for your budget if your access to long-term insurance is interrupted, because of a job change, layoff or even …

In the eyes of many financial experts, the recent weakness in the world banking system is a regional symptom in that market and not a systemic problem. Right now financial firms that have exposed themselves …

Bank of America DOES have a variety of checking accounts. They have student banking, my acces checking, ebanking and a couple of others. From my own personal experience, please do not bank there. One of …

When credit cards are used irresponsibly they can lead to misery, debt and a blemished credit reputation. Many adults have fallen into the credit card trap and college students can be in a particularly vulnerable …

Debt collection agencies aren’t exactly thrilled to reveal what they’re not allowed to do under The Fair Debt Collection Practices Act. Instead debt collection agencies may be more likely to avoid mentioning, explaining, or acknowledging …

Comparing Missouri auto insurance online is the fastest and easiest way to ensure you are receiving the best possible insurance at great rates. Online quotes are free, and you are never under any obligation to …

Introduction Annual Percentage Rate (APR) is essentially a cost comparing mechanism set out to make loan more transparent to borrowers. It is usually used to compare the costs of a loan. While no prcecedure or …

It’s rather ironic that I am writing an opinion piece about technology on a website that more or less is a byproduct of our dependence on all things new, but websites are easily changed, refreshed, …

So, you finally dug out of that bottomless pit of credit card debt through hard work, personal sacrifice, and perseverance. Now that it’s over, how can you avoid doing the exact same thing all over …

MONEY MATTERS Many people think that a budget is cliché. That it is just one of those things that the geeks and nerds like to do but which ultimately, is not helpful to anybody. That …

Determining the best time to buy energy stocks The best time to buy energy stocks is right now! While individual energy stocks may go up, down, or sideways, the need for energy is going nowhere …

Auto insurance premiums averaged $1,566 in the U.S.for 2010. This rate is the common price drivers pay to carry the state required coverage on their vehicle. However, this rate can be affected by many things, …

The widespread use of credit cards and different kinds of loan made many people today to be burrowed in many piles of debts. The ease of using credit cards instead of hard earned cash became …

Travel insurance is the last thing most people’s mind while planning a vacation. They’re planning to relax and rejuvenate, not to have an accident or a mishap. Yet, travel insurance can mean the difference between …

Credit cards at one time – not so long ago – represented fairly simple and straightforward financial tools. One simply used one’s credit card to purchase goods, received a statement each month and either paid …