According to many pundits, the so-called “Farm Bill”, passed by Congress last year, is inaptly named; the 2008 “Food Bill” would be a more appropriate moniker, they say. And rightly so. Of the $307 billion …

Political correctness is quickly undermining free speech in the US. We are no longer allowed to say anything to anyone without checking the ‘political correctness handbook’. If we do, we may be assaulted, sued, and …

There are a number of things you must do before trading in stock. Learn to trade, before you place your money into the market, would be my first suggestion. It isn’t enough to just make …

Tax Freedom Day was formulated by The Tax Foundation. What is Tax Freedom Day, you ask? This is the day that your salary finally starts going into your your own pockets instead of being grabbed …

The answer depends on whether you are on the deed to the home or not. This is referred in the insurance industry as an insurable interest. What that means is that you would need to …

Variable annuities are financial instruments sold by insurance companies that have come under significant scrutiny within the financial community for being exploitive of unknowing and/or misguided consumers and recipients of financial advice. In principal, variable …

Cease and desist letters must be notarized to confirm authenticity of the letter’s content and signer. Although cease and desist letters are not required to be notarized in all cases, it is a good idea …

When you are in the market for a new vehicle, whether it is a used vehicle or a brand new one off the lot, you have two options in financing the vehicle. One of these …

Buying insurance is an important step for those who own their own vehicle or home. However, there are people who make mistakes when attempting to buy insurance. They either look for the cheapest policy, look …

After watching the devastation on TV this week, as hard as it is to watch, we know that after the cleanup, life will go on. This applies to Japan and Charlie Sheen. The death toll …

There are numerous variations of a joke you always hear at business conferences that start with “I’m from the IRS, and I’m here to help you.” Well, when it comes to filing taxes online, it’s …

This latest market downturn may be the final death knell for the concept of retirement. Even before it hit, many companies were scaling back or even eliminating their pension plans. That is, those which were …

It’s wise to check your credit card bills carefully each month, line by line, to make sure all the charges are accurate.  Occasionally you may find something that doesn’t belong there. Or you may already …

Federal loan consolidation is generally a good idea for college students graduating college and facing rising student loan repayments. For years many companies that provide student loans to a wide range of students such as …

There have been times in my life that I have needed to borrow money from someone and I always pay it back. Most of us do. However, when friends borrow from friends or relatives borrow …

The best information sources available about different types of companies are the reviews given by ordinary people who have used the company before you. A debt settlement company review can provide many different types of …

Interest rates are one of the major factors affecting how the economy performs. A relatively low interest rate will encourage businesses to borrow more money for investment into new plants, equipment and buildings. This will …

Starting a business can be tough, but starting a business to help fund other start-up business may be a lot tougher. Angel Investing is attractive because many people correlate lucrative initial public offerings (IPO) as …

Life insurance is very beneficial during and after life. It can range in dollar amounts, (depending on what you want) but it is generally very inexpensive. Still, there are many people who don’t even consider …

Risk is something that everyone will experience when trying to plan for their financial future. Many things that have to do with finances are uncertain from year to year, making it difficult for a person …

Changing homeowner’s insurance, is actually quite easy. First, you can go online to do some research. You will want to get a couple of homeowner’s insurance quotes. So many websites are set up to give …

When reading Warren Buffet’s partnership writings to his partners, from his original partnership, you will notice many ideas that are very interesting. What is captivating about his writings to his investors is that these memos …

After my first semester I learned how to save money and how to properly spend it. Here are some tips from my personal experience as a college student who lives on ramen noodles. 1) Order …

Life insurance, should it become a part of your life? Life insurance can offer security to anyone’s life, especially when a family is involved. Life insurance comes with a policy, premiums and other indepth information …

Creating extra income as a way to survive the UK austerity cuts and high petrol prices at the pumps is increasingly appealing. People can take on extra work as a logical way to increase earnings, …

Learn to become a successful bargain shopper and pocket your extra money with these great shopping tips; from shopping for clothing, finding items you need for your home there is no need to pay full …

In todays society it is hard to get by without a bank account. Most employers prefer to direct deposit, and this is a quicker, easier way to access your funds. It’s easier to pay bills …

A good investment strategy rests on the correct allocation of your wealth into various investments. One of these investments is the stock market.  For the average person it is generally recommended that the strategy includes …

There are many reasons to consider a home equity loan or a home equity line of credit, commonly referred to as a “HELOC”. Maybe you need to make repairs to your home or you want …

Credit cards can cost the consumer dearly, or they can be cost free. It is entirely dependent on how much attention is paid to the small print when applying for a card and how it …