Christmas rolls around every year. For most of us we have a set amount of people we buy gifts for. In our family with 8 kids, 3 grandkids and 1 more grandchild on the way, …

For years, investors and traders have used options to achieve higher returns than regular stocks provide.  However, options could only be used effectively by a small number of investors due to the complicated nature of …

Getting your personal finances under control can be a daunting task. The first step in this process is getting an accurate glimpse of your current situation. Unfortunately, the process of doing it is a bit …

The First Amendment guarantees freedom of speech in America and this includes religious beliefs in the form of placards and protest that some may find offensive.  The recent case of Snyder v Phelps which recently aired oral arguments …

Every set of financial statements, from those of global corporations down to Mom and Dad enterprises, can quickly and easily divulge a set of key statistics which will allow you to analyze the organization’s profitability, …

Babies require a lot of supplies. According to The Labor of Love, the average family may spend $9,000 to $11,000 during the baby’s first year. You will need many different baby supplies including diapers, wipes, …

Renter’s insurance is a type of insurance that protects the policyholder against losses that occur in a rented home. This insurance is different than the policy most landlords are required by law to carry; the …

It all depends on your shopping habits and the ability to remember you have those coupons. For example, driving an extra five miles away to save one cent per gallon for gas is inefficient. Your …

APR…that ubiquitous number you see all over your junk mail and credit card statements. Although it’s often in the fine print, it has big meaning for your money. APR, or Annual Percentage Rate, is the …

One of the greatest joy in life is being able to just take a vacation and get away from the daily stress of your normal life. To be able to leave all of the annoyances …

Is The Future Of Real Estate Investment In Megapolitan Areas? Experts believe that real estate development and building will produce some $25 trillion in revenue between now and the year 2030. Most also agree that …

A personal statement of net worth is sometimes referred to as a balance sheet because it does just that. It is a neat way of balancing your material possessions; the physical things that you own …

It’s no secret that the real estate market is loaded with distressed properties, foreclosures, and REOs. In fact, if you pick up any newspaper in any US city, you will read doom and gloom news …

Why do we lock our doors, keep an umbrella in our car, have that little bit of money in our sock drawer, and double check our zipper? Just in case. Life insurance is protection, just …

When visiting London, if you’re not careful you can end up spending a small fortune on accommodation, travel, food and entertainment. People are more than willing to charge extortionate amounts of money for things that …

1. Don’t buy underlyings. Underlyings are treacherous, nasty little things that will changes prices just to annoy you. That may sound a little paranoid, and perhaps it is. However, whether or not companies have some …

Up until 2008, many areas experienced a housing market boom. House price had risen steadily (and sometimes astronomically) for as long as most of us could remember. A couple of consequences of this were that …

During the Great Recession, many Americans discovered what could happen seemingly out of the blue. Job losses left people fending for themselves, scraping and scrounging to pay mortgages, buy groceries, and keep the lights on. …

Real estate investment offers numerous ways in which you can obtain a return on your investment.  Cash flow from rents, appreciation of the property value, and depreciation for tax purposes should all be included in …

As many investors rush to jump onto the bandwagon of Albania being perhaps the latest hot property investment opportunity, developers are flooding the Albanian market with off plan properties. Enterprising developers bought up huge tracts …

Do you earn an income? If so, it is essential to make the most of it. You will learn the basics of money management. If you are going to buy a house, you must do …

Individual Savings Accounts, usually just referred to as ISAs, provide a means for savers in the UK to benefit from tax-free returns on money deposited. In an era when savings rates are so depressingly low, …

Defaulting on a student loan can seriously damage your credit. Credit bureaus don’t care why you couldn’t pay; they just tell anybody who checks up on you, that you didn’t. Now that you have a …

Prior to the internet it wasn’t just difficult to get a quote for insurance without leaving your home, it was nearly impossible. Those in the market for auto insurance quotes and policies were forced to …

Foreclosure is easier to prevent than it is to stop by being wise with your choices about how and why you borrow money and from whom. If you’re in foreclosure, you will always fare better …

Fill your bucket before you kick your bucket. Life insurance can be a daunting task for any person. We all want to procrastinate our life insurance decisions for a couple of reasons. The first and …

Retirement is a time when a person most seeks stability, security and comfort after many decades of hard work. While the best states to spend your golden years are probably widely known, given the difficult …

Online grocery coupons are useful in saving money when shopping. Here are a few more details and a useful guide for inexperienced grocery shoppers. This ensures that you will enjoy the process. Saving Money  Everyone …

Everyone dreams of reaching a destination, which is financial independence. Don’t confuse financial security and financial freedom. Some people get satisfied when they feel financially secure in their nine to five jobs. Unfortunately, they end …

There are millions of Americans across the country that do not have health insurance, but there are safe ways to seek out health insurance from a reputable source. No matter where you live, start with …