A 401k plan is a qualified plan established by employers to which eligible employees may make salary deferral contributions. 401k retirement plans are very popular in the United States of America. The first version of …

Have you ever received an email advising you that your cooperation is needed to claim an unknown dead person’s money? And when you show interest, you will be asked to send them an amount as …

Did you know that your landlord’s home insurance policy would not protect your personal property in case of fire? The insurance policy held by landlords or apartments covers only the building not the items inside. …

Blue-chip stocks are those issued from companies that are rock solid, or seemingly have little risk. These are companies that have been tried and are true. They’ve met all the requirements and have a track …

I thought I might post an article on the way the stock market can affect you when you first begin trading. This is on your way to making your first million. In a “Bull Market” …

When it comes to managing your money, it is crucial for you to create a budget. It is the responsible thing to do, as it is critical for you to spend and save wisely. The …

Sometimes, investors sound halfway intelligent. When they say things like, “Well, in a bear market, it’s good to buy stocks in companies that produce basic necessities like food and energy,” they seem like reasonably rational …

Mankind has wrought a great many changes over the preceding centuries. He has graduated from simple earthen dwellings to prefabricated houses made of composite materials; from walking where he wished to go to flying with …

Top 10 Tips for buying a home abroad Having recently and quite painlessly purchased a beautiful traditional Swiss chalet in the Alps I thought your readers might like my top tips. Recently I have read …

     A hot topic in the Real Estate arena is, how to invest in Real Estate without money. This to many might seem like a myth and impossible. The truth of the matter is that …

The debate about whether or not college students should open a credit card account is a long and heated one. The advocates of this practice are adamant that, if used responsibly, a credit card will …

Anticipated withdraw rates, equities, age and life-expectancy combined can all be tips for structuring your retirement portfolio. One of the biggest problems today is people are living longer, and that means that their retirement funds …

Investing in mobile homes, can be like investing in untapped gold mines. Contrary to popular opinion, mobile homes make excellent investments, as long as investors approach the investment with care and skill. Understanding how to …

Comparing car insurance quotes is something every driver should arm themselves with the knowledge of doing. Many advantages await those who take the few short minutes needed to compare rates, including low prices for premiums …

While applying for employment over the last two years I have discovered, much to my dismay that along with a background check a credit history check is also run. When the background check comes up …

Changing currency when traveling is always necessary. Thats why when one goes to a money exchange he or she should realize where and how to change it. There are many ways of getting scammed or …

Many people experience bad credit at least once in their life. However, because bad credit can be repaired and credit scores can be restored, people who have had bad credit should learn from their mistakes …

What are the 2011 Roth IRA Income Limits?  A Roth IRA is a type of individual retirement arrangement (IRA). A taxpayer’s contributions to a Roth IRA are not tax deductable. However, income accrues tax free …

Whether you are looking to purchase something by one of the French masters, a contemporary sculptor or just looking for something bright and colorful to dress up that drab corner in the hall, investing in …

Your IRA is an important tool that you have in the quest to save for retirement. It is a savings vehicle that allows you to not only save money for your retirement, but also save …

The best way to totally lower your electric bill completely is probably to cut off all power to your home. That’s got to be the best energy saving tip anyone can give you. Of course …

Auto insurance premiums can be quiet expensive, especially for those with a poor driving record or credit history. However, most states require that auto insurance be carried on any registered vehicle in the state. Saving …

The need for insurance is a common concern for landlords and renters alike. Minimizing losses is what insurance is all about. A few minutes spent identifying your specific needs will help make best use of …

Christmas is about fun, family, friends, and unfortunately, a lot of spending. You may spend money on gifts for family and friends, holiday decorations, celebrations and more. The money can go quicker than you think, …

Want to be a Successful Real Estate Investor?  Avoid these Rookie Mistakes. Beginning any new venture can be intimidating.  You’re stepping out of your comfort zone; putting yourself out there, taking a chance for the …

During these days, bank stocks are coming at a cheap deal, especially with the economic crunch that have engulfed the regions and the American market. All these sentiments cause a knock on effect across the …

How to Make Money Selling Time Harness the power of put options to rake in a very decent income. Options have gotten a bad rap.  The collapse of the NASDAQ in 2000 humbled many a …

Everyone, irrespective of the amount of money they make should set aside a fixed amount of money on a monthly basis towards their retirement. There is no substitute for saving a fixed amount every month …

Student credit cards: Taking the plunge With today’s growing need for electronic conveniences made easy, credit cards have become an absolute must for attaining financial credibility as an individual in the economic market. It is …

Insurance is part of your financial security. Think about what kind of setback you would have if your car is wrecked in an accident, you don’t have the proper coverage, and you need to replace …