GREED IS GOOD… For the last 18 months or so, the financial markets have been in turmoil. The credit mess is affecting everybody one way or another. Starting in 2002 the real-estate market was going …

These days, there are a variety of ways to save money for retirement. Some examples are the Roth IRA, Traditional IRA, 401k, a regular brokerage account, and running your own business. Roth IRA – The …

Just click this URL to file a complain against any collection agency – including Allied Interstate. It’s the federal government’s consumer protection agency site, which “collects complaints about companies,” as well as any abusive business …

By the time your child has reached her teenage years, you only have a small amount of time before she will be on her own, making her own decisions, and living her own life.   The teenage …

Here is what happens to your health insurance….. You keep paying unless you get sick or injured, in which case your health insurance gets canceled. Sorry. Sales-persons and true believers; you have been sold down …

Whoever said that an auto loan is a bad thing? Sure, a car payment is an annoying payment to have to make every month, but to be honest, it can be a good thing from …

Before you apply for a loan from your 401(k) or 403(B) account you should consider and review the advantages and disadvantages of applying for a loan against your retirement accounts. The following is the advantages …

Coupon clipping is a popular pass time for many cash-conscious people. We have all stood in line waiting to pay for our groceries, behind someone with a handful of coupons while the cashier goes through …

According to a common saying in finance, poor people believe money is for spending, middle-class people believe money is for saving, and rich people believe money is for investing. Hence, to move up the financial …

Ethical stock investing is an investment in companies that show a responsibility for the welfare of people, maintaining a clean environment, and ensure their profits are not be obtained at the expense of putting people …

If you have a family, or someone else that depends on your income to live, life insurance is an absolute must. Too many families without life insurance lose one of the parents, and then the …

Many people live active and fulfilling lives past the retirement age of 65 and have accomplished more in their golden years than they did when they were younger. Some seniors keep working after retirement out …

You’ve just finished up a long day of shopping, rushing through a myriad of stores to get all your errands complete. After you’ve unloaded your packages and tuck away your receipts, you notice your credit …

America drowns in a sea of debt. The federal government owes over $14 trillion. Despite that unfathomable figure, politicians continue to pile debt on the country’s income statement. Americans seem to have taken the careless …

Shopping for groceries in recessionary timer requires a different approach if you hope to save more money yet still provide nutritious foods for your family. The most important consideration is the need to eat healthy …

I’m not going to give you loads of Financial Planning advice, since the current pension arrangements here in the UK, and no doubt in the USA seem to be like trying to drive a stake …

As a lady of 56, who has been married 35 years to a now 57 year old man, I suppose that we now come into the category of being an older couple. Shocking as that …

One of the ways that the tax code is designed to influence the behavior of taxpayers is through the combination of tax-exemptions for certain organizations and the tax deduction for donations made to those organizations.  …

There are many myths about home insurance to be aware of. Myth 1: Flood insurance-Floods are not covered by your standard home insurance, and you must purchase this separately if you have the need for …

There is a growing awareness in the United States of the connection between eating well and living well. Organic grocery stores are rampantly spreading across the United States. According to the USDA, 3 out of …

The term Section 8 refers to housing vouchers provided to low-income individuals and families by the United States Department of Housing and Urban Development (HUD). Some people have the mistaken impression that Section 8 housing …

If you have a debt canceled or forgiven, that amount may be taxable as income. The Mortgage Debt Relief Act of 2007 allows taxpayers to exclude this amount as income if the discharge of debt …

It sometimes happens that insurance adjusters and insurers have reason to deny your car insurance claim. However, the power is yours to pursue your claim if you feel that the claim was denied on spurious grounds, …

Your home can be a liability if you aren’t careful, and sometimes even if you are. The top five liabilities seem like common sense, but are often overlooked by homeowners who don’t have enough liability …

Most of us enjoy having nice things. We want to be able to go to fancy places and dress well. However, the economy has dealt many of us a blow to the wallet. We must …

Know your credit score: Improve your rating Credit abuse is an American past-time that reflects the general lack of interest in working toward a good personal credit score, this can result in interest rates that …

Jeremy Grantham is an investment banker who currently serves on the Board of Directors of a large asset management partnership called GMO, LLC.  Grantham was born in Doncaster, U.K during the late 1930’s and attended …

One of the main functions of life insurance is income protection. Due to this, many advisors declare that life insurance is not for the unemployed. Insurance for a non-working spouse is secondary as insurance for …

If you are currently renting your home, take a look around you. Perhaps you are sitting in your living room with your brand-new flat-screen TV, and a state-of-the-art stereo system that set you back a …

As a freelancer, you are running your own business. As such, you may often have to find ways to save money. While you can deduct many of your freelancing expenses at tax time, this is …