One of the most common objections insurance agents hear from clients regarding life insurance is, “I have it at work.” Indeed, many people are part of a group life policy offered by their employer, however …

The American economy has endured through both rigorous activity and devastating slumps, whether in the exciting times of the early millennial web boom before the dot-com bubble burst or the negative effects of the recession …

Does International Investing Still Make Sense? Much has been written recently about whether it makes sense to invest in international markets. Some investors question the benefit of international diversification because economic globalization has caused markets …

People all across the United States are having financial problems. Some have lost their jobs and can’t find another one, while other ones have had to take a pay cut to keep the job they had. Whatever …

Three cheers for homeowner’s insurance! When my husband and I purchased our second home I remember calling around to every insurance company I could find to ask for a homeowner’s insurance quote. I had never …

Filing for bankruptcy may or may not affect Internal Revenue Service (IRS) debt depending on 1) the type of bankruptcy, 2) judicial decisions, 3) IRS regulations and 4) Documentation filed with the IRS by the …

Finding a life insurance agent can seem like a daunting task. Many people don’t even know where to begin, so they search the telephone directory and work with the first agent who picks up the …

Bargain shopping can be stressful in this economy. When shopping you not only want to save money shopping, but you want save money traveling. There are several ways to make your shopping experience a successful …

Various levels of governments should not be allowed to display any Christian symbols. Christian symbols were supposed to be scared and government’s and the rulers of governments are secular. It is like mixing water with …

People who rent the place in which they live put at risk their life as well as their personal property. For those of you who do not know, your personal property is everything except Real …

Auto insurance is often expensive, but most states require it to be carried on a vehicle that is being driven. Insurance rates can vary greatly from company to company, and there are several ways you …

Often it is after the fact that many people discover that they didn’t have adequate coverage under their “home owner’s insurance”. Many homeowners may find that their agents had used computer surveys to calculate their …

Albania is a slowly emerging country in the South West of Europe, bordering Northern Greece. It is a country unknown to many foreigners as it was subject to a strict communist regime. Now a democracy …

Education can be very expensive. It is one of the few services that can be subject to rampant inflation with very little consequence. As the cost of an education continues to increase finding appropriate funding …

An FHA mortgage is a federally insured loan offered by FHA qualified lenders. These loans have historically allowed individuals to purchase homes who otherwise would not have been able to. An FHA insured mortgage offers …

For those unfamiliar with the term, FOREX (FOReign EXchange market), refers to an international exchange market where currencies are bought and sold. The Foreign Exchange Market that we see today began in the 1970’s, when …

For me, the best time of the year is April 15 – tax time. I even named my first daughter April. I wanted to call her Iris after the IRS, but my wife objected, because …

When you make an application for credit the lender will use the information you give them on your application along with information on your credit file to decide whether to approve or deny your request. …

Debt, a word that most of us know all too well. Who do we blame? It’s hard to pin the blame on ourselves because we fall for all the hype. However, if you have fallen …

With retirement calculations, the more information you have, the more accurate the estimate would be. Before you begin a calculation, ensure that you provide the following information: a) Likely retirement age b) Current income c) …

Sometimes a little investment will lead to big savings, however if you don’t have the money to spend you can still find zero-cost ways to lower your heating bill during the winter. All it takes …

When I was 19, I went and filled out my 1040 EZ like a good little citizen, and it told me that I made about $10,000 that year, and I really didn’t have anything to …

Attempt looking for bridging loans inside the UK and you will discover several various websites. Some provide really good loans, with reasonably low rates of interest and their advisers are all really helpful. Bridge loan …

It pays to analyze your credit report for accuracy. According to recent surveys by the Consumer Federation of America and the National Credit Reporting Association, 78% of files lacked information on revolving credit accounts in …

Most individual in society still view life insurance as a stand alone purchase. Your first step is to realize life insurance is one brick in building your financial house. This infers that you have at …

What would you say if I told you there were strategies you could use to help your child acquire real wealth before he even turned eighteen? That when he DID, there would be enough of …

Most insurance companies have begun to use an individual’s credit score as a basis for the premium that they pay for a policy. Insurer’s use credit scores to calculate premiums because they are a statistical …

The American Express Centurion black credit card is arguably one of the most expensive credit cards in the world, with an annual fee costing thousands of dollars. Apart from a certain prestige associated with flashing the …

In the business world, it is important to study the set of data to keep the business in check. It helps business leaders to make important decisions by studying the factors that affect the business. …

Do you live in a rented apartment or condo, or rent a single family home? The owner of the property you rent probably has insurance, but that only covers the building itself, not the property …