The maximum income you can earn when you are 65 and on Social Security depends on when you were born. In general, if you continue to work after retirement, your earnings will not affect your …

Getting divorced is one of many life events that has a direct effect on your taxes.  Depending upon your situation, the effects may be very good, or very bad.  In divorce, some people may wind up …

Increasingly, consumers are using credit cards rather than cash for everything from online shopping to purchasing their morning coffee. Unfortunately, credit card theft and fraud is equally on the rise and the more you carry …

Investing in Real Estate may be Simpler than You Think These days, with the traditional idea of “job security” proving itself to be nothing more than an illusion, many people are looking for alternative ways …

Components of Rental Insurance Simplified As renting becomes the route more people are going, more landlords are requiring tenants to have renter’s insurance. Contrary to most beliefs the landlord’s insurance will not cover the tenant. …

Did investors wary of an Obama presidency help send the stock market on a plummet in the latter half of 2008? Perhaps. Just how much of a factor our now president-elect was is probably impossible …

There’s no problem with investing in hedge funds – if you have $20 million. But if you are a regular person or even just rich, then hedge funds are a terrible investment idea. The principle …

What is an Ex-Dividend Date? Companies pay dividends to their shareholders for holding/owning shares in the company. Dividends are the royalty or a form of benefit, usually paid in money to the shareholders of a …

Insurance Premium denotes the payout to the Insurance Company for the risk they are undertaking on you (or your asset) for settling claims (in case one arises). If you are not party to an accident …

An Individual Retirement Account (IRA) is a tax-friendly retirement savings plan. In a standard IRA, contributions are tax-deductible, but tax must be paid on all withdrawals. In a Roth IRA, designated Roth contributions are included …

Wouldn’t it be nice if we could all be born with silver spoons in our mouths? Then, the concerns and worries of money would fall upon our deaf ears. We wouldn’t have to count out …

The cost of retirement can be excessive, thus it is vital to maximize your savings as much as possible. Various strategies will allow you to save more for your later years. Save The first step …

Continuing to work during retirement can have a number of financial benefits for the retiree. With the extra income that’s coming in, life may be just a little less stressful. The need to stretch that …

Many people finance their cars through dealerships. When this process is done the car stands as collateral for the loan. Collateral for loans are items that can be repossessed if an individual fails to meet …

The housing market hit a rough patch the last two years, with a big decline in existing home sales and a record increase in foreclosures.  With the media portraying a bleak outlook, buyers have been …

In today’s economy, many people are looking for ways to save money and very few are even considering making major investments. While many people are putting vacations on hold altogether, there are actually some good …

When you’re shopping for renter’s insurance you need to go into the agent’s office with some knowledge of what to look for and what to expect because they don’t always give you the following facts up …

Identifying needs versus wants is really not as difficult as some might think. Most of us can cut down on spending in at least one area of our lives. The only problem we have is …

Greed causes ‘irrational exuberance’. Fear is the cause of greed. These two emotions are causes for the ups and downs of the stock market. Whenever there is up, there will be down. A stock market …

Looking at the fundamentals underpinning the market,there is a perfect storm shaping up. Be prepared, be very prepared to make a ton o money fast. Tech is breaking out all over. Even real-estate is starting …

Investing in real estate has the potential to be a stabilizing force in one’s investments and one’s life. This is especially the case when real estate is owned over a long time period because it …

LEAPs are traded just like shorter-term stock options. The only difference is the expiration date, which can be as far as three years. Because the price of the underlying stock can change a lot over …

In economic downturns, every dollar counts. Many holding one of the paper bills bearing Washington’s likeness consider the one-dollar bill lacking in purchase power and of little good unless paired with multiple other green backs. …

Saving money can be a difficult thing to do. Why is it so hard to save money? Well, you don’t always control your income, so you might only have enough to live month to month, …

Some call credit cards the greatest evil of our financial culture. Citing statistics that reflect an average credit card debt of nearly $10,000 per American, they claim that credit cards are going to be the …

Whether you are just starting out in Investing or have been investing for a long time you need to have not only a diversified portfolio but you need to be equally invested in all sectors. In addition …

You are on your way to starting your life on your own, and you have decided to brighten you future by attending college! What an exciting event! With this comes the many responsibilities of living …

Credit can be a fickle beast. Many people simply think of credit cards, but there are actually multiple options available when you are looking to obtain credit.  Thoroughly review all existing options so that you …

Talking about Retirement is very interesting to me and my husband as both of us come from different countries. I am from Indonesia and my husband is from USA. We have the opposite in deciding …

A Roth Individual Retirement Account (IRA) is a tax-friendly retirement savings plan which allows designated Roth contributions to the account. Unlike standard contributions, which are pre-tax, Roth contributions are included in gross income. As a …