Saver’s remorse is the feeling that sets in when your mind lingers over something that you could have bought and turns it into something that you should have bought. Roughly the opposite of buyer’s remorse, …

Are you looking to invest in some new business property, but you have no cash? If you currently own some business property that you don’t mind parting with, then a 1031 exchange may be just …

The securities market includes both the money market and the capital market. Most investors turn to the capital market whereas the transactions involve the long-term securities or those with maturities greater than a year. Capital …

A person’s credit score might be one of the most important financial aspects that they have in their lives since the credit score is used to determine a person’s credit worthiness. It will determine the …

You have probably heard the term prime rate mentioned in financial news or have seen it in the terms for various loans and credit cards. So what is the prime rate and how does it …

Given the legal requirement for car insurance, having your policy lapse is just not an option. However, life happens. For one reason or another, we fail to renew or purchase a new car insurance policy …

Differentiating between needs and wants is already a ticklish issue. Is a car necessary? Once you could walk or learn how to use public transportation it may not be. However, given the improvements in transportation …

Drivers in Wyoming are required to carry auto insurance at all times to satisfy the state’s Financial Responsibility law. The minimum levels of liability required by Wyoming law are $25,000 per person for bodily injury, …

The energy assistance program in Ohio that helps pay heating bills is called Heat and Energy Assistance Program (H.E.A.P.) . H.E.A.P. pays a one-time payment a year for families or peoplewho qualify.  Those payments go to the family’s utility company …

The answer is a conditional yes. Conditional because savings has different meaning for different people. However, usefull-ness of savings from couponw is dependent on several factors. Let us describe them briefly – 1. Type of coupon …

Protecting Your Home from Liabilities You hear about it all the time on the news. Tragedies happen that change the lives of homeowners forever. Many of these situations can be prevented, if only people know …

Fees, surcharges, and taxes appear on all matter of bills. From cell phones to electricity, from garbage collection to credit cards, bills come laden with so many “extra“ costs that it can be hard to …

Choosing between spending money on a BMW or College Degree is a question few people face, but it illustrates an important point. The question asked is Which is a better investment?” Since an investment is …

There are multiple ways to apply for Social Security benefits, including by calling 800-772-1213, by visiting your nearest Social Security office in person, or if you’re overseas, by visiting the nearest Social Security international office, …

When you’re in a lot of debt, every time there is a knock at the door or a letter through the post or a phone call, you experience a sense of dread, wondering whether it …

The Texas Appliance Rebate Program is a special energy efficiency savings program initiated by the Texas Energy Department, which provides financial incentives for residents of the state to purchase Energy Star-class appliances when they are …

One of the disadvantages of borrowing to fund your lifestyle or pay for a one-off purchase is that it is normally an expensive process. When you take out a personal loan or a credit card, …

Furnishing your home, can be an expensive business. Finding furnishings that we like can be fun, but affording a home makeover in these credit crunch times can seem almost impossible. However, with a bit of …

It’s a simple fact that if you are not accustomed to using credit, and thus have no credit history, no lender has a way of assessing if you are a good or bad risk. Establishing …

We have all been customers in stores, we have seen the prices change and dealt with the never ending lines. We’ve even seen the politest of associates and the rudest. While it’s not entirely up …

Congratulations! Your kid is entering a program of higher education. Of course, you want him to support you in your old age, the way you supported him for the last 18 years. Better make sure …

It seems to be some kind of cosmic law that a financial emergency will inevitably occur either when you can least afford it or after you have gotten some sort of bonus clearing it away …

Men and women and children get sick. They grow things that will kill if not removed. Organs fail and work less efficiently. Some afflictions if not deadly will maim the person if not corrected by …

WaMu (Washington Mutual) WaMu has been in business since September 25, 1889. Their headquarters are located in Seattle, Washington. They currently have over 2500 branches through out the United States. Washington Mutual is the third …

There are several features and services that come with a condominium insurance policy. The components of the policy all focus on helping to insure you and your condo should an event occur that causes any …

Personal finance expert Liz Pulliam Weston believes that most people look at insurance in the wrong way.  “They operate based on certain myths about insurance,” she says, “and those myths can cost them – big …

Banks can be difficult do deal with. They’re conservative and often it’s confusing how to use the chain of command, and frustrating when each of two departments refers you to the other. It’s possible to …

Any credit card holder who routinely carries a balance should ensure that a low interest rate is their priority when selecting a credit card. Although credit card interest rates are on the rise again there is …

Mutual funds are a great alternative investment. Especially in volatile markets, investing in mutual funds allows you to diversify your portfolio with a selection of different asset classes, including equities, bonds and other securities and …

Millions of people are suffering from adverse credit and although many companies are currently offering consolidation services, it is actually hard to find the most suitable products for consolidation on your own. Many companies that …