Wording from the act itself states that with regard to the general scope of the Act, the Act’s coverage is inherently limited by the definition of “transaction.” The Act does not apply to all writings …

After any holiday, whether it be in the Bahamas or taken at home during seasonal celebrations, post holiday debt reduction strategies can provide individuals with plans to overcome unwise spending and save money. Holidays give people a …

Getting a new car is costly. If you get a brand new one, its insurance and registration costs are expensive. If you get a used one, you may save a little on insurance and registration …

Children need a healthy balanced diet in order to function at best to be able to learn and grow. It is important to pack a healthful and nutritious lunch that will provide energy for the …

Social security is a “Ponzi” scheme. It has been operating on surplus capital due to the population of the “baby boomers” and an increase in the amount of withholding taxes a few years ago. You …

What you should know about credit counseling Buyers beware! Not all credit counseling agencies are in business to help you get out of debt. Understanding credit, credit card companies and how to talk to them …

Its that time of year again, no not the January sales… self assessment taxpayers must fill out the form for the tax they owe for the period April 2009 to April 2010 by the end …

I am actually a loan officer for the worlds Largest Credit Union.I would recommend if you are not a member of a credit union, you should become one. Credit Unions are “member only” and offer …

TIPS FOR LOWERING COST OF LIVING You can cut down food bills by no longer buying sweets, biscuits and chocolate, things which do not contain vital vitamins and minerals, and only buy nutritious food which …

Financial stability is one of the most common dreams people have. Even children want to get rich when they grow older. People aspire career advancement for a better pay, some engage in business, while some …

Adjustable rate mortgages are generally a bad idea. They are usually promoted by a low interest rate such as 2-3% which is locked in for 3 years. This seems great at first. Your monthly payment …

Perhaps the handiest bit of information about life insurance is that most insurance rates are filed with the state. This means that it won’t cost you a penny more to seek advice from a licensed …

Shopping around for cheap car insurance can be frustrating but as you know only by shopping around can you even begin to ascertain what insurance company or broker to go with. First if you have …

Market volatility is one of the biggest risks against an investment portfolio, especially those investments that are designed for the long-term or for one’s retirement. While is it has been said over and over again …

If your family would be better off with you dead instead of alive, you have too much life cover. Financial underwriting assists underwriters in ensuring that life insurance applicants do not have more coverage than they need. It ascertains …

Other than the insurances that are required by law, such as auto insurance, students should seriously consider obtaining health insurance. Health insurance is extremely important because college is a new environment. If you live in …

If you are filing your 2006 taxes, there are some helpful tips that could save you a lot of time and money. 1. Use tax software. Some software is free if your income is under …

Coupons save the consumer money, when used in purchasing items in the grocery, department, or even discount stores. According to www.businessknowhow.com, coupons increase business for a store. The site states that 87% of all shoppers …

There is nothing worse than having no insurance if you lose your home except paying premiums for years only to find out that when you need it you don’t have the cover you expected. There …

The basic explanation of causation is that an individual either committed an act which has a direct and unbroken link to harm that resulted from the act. Alternatively, failure to commit an act has a …

Personal Loan Financing Tips – All What You Need To Know About Getting Personal Loan through the Internet The internet is one of the greatest sources of information on whatever you are in search of. …

It is your responsibility to use your money in a careful manner. You can do this by putting an end to wasting each dollar and penny in your possession. You will learn bad financial habits …

It’s every aspiring entrepreneur’s dream to have a very successful business. Unfortunately, the success rate of businesses is astoundingly not that impressive. Statistics show that very successful entrepreneurs experienced losses at some point of their …

People often think that renter’s and condominium owner’s insurance are the same thing, yet there are several differences between them. Renter’s insurance typically covers only the possessions of the renter. Condominium insurance covers not only …

The biggest secret to following a budget is: Write it and follow it. Sounds simple enough but the truth of it is if everyone did it then there would be many more rich or at …

Credit card credit issues fall into two categories. One is the problem with too many open cards with too much of a balance. The other is a poor payment history. These can be together, but …

What is a good loan? To be honest, there are very few such critters inhabiting this planet. However there are useful loans that can do you enough good to overcome their bad points. An auto …

Every year, when we approach its end, we always can’t help wondering how we can enjoy a pleasant holiday season with our family without spending too much money, especially in a recession year. In fact, …

Mortgage assumption occurs when a buyer agrees to accept existing debt on a property along with the purchase of that property. This kind of agreement almost always requires the consent of the bank or other …

The price to earnings ratio or the PE, is simply the ratio of a company’s share price divided by the that particular company’s earnings per share, earnings per share being the company’s net profit after …