Debt has become equivalent to a four-letter word. Paying off debt frees up income to invest and save, reduces stress and aids you in becoming financially independent. Yet paying off the minimum on your credit …

When you head off to college for the first time, you’ll be taking all sorts of valuable items with you. The Insurance Journal estimates that the average college student takes anywhere from $5,000-$10,000 worth of …

After years of contemplation I have decided to take the plunge and purchase a home in the heart of Europe. Berlin to be exact. At first glance this may appear a little rash, lacking the …

Escaping the heat is a matter of simple physics. The first rule is: Heat Rises! The second is, The Sun is Hot. The third is, Trapped Heat Doesn’t Dissipate Well. Knowing these rules kept out …

If you, like many other people around the country, shed a tear when you get the electric bill in your mailbox then I am here to tell you tips on how to save both tears …

Renters insurance is something every renter should have and often don’t realize they need. Many people rent business properties, homes, and apartments, rather than buying to alleviate the worries of having to pay and take …

Often the only way to be able to meet your personal, professional, or financial goals is with a little extra funding. There are many places to acquire loans for all of your needs, from banks …

Life Insurance 101 Many an eyebrow would rise if every family were aware of the scary statistics reported by LIMRA (Life Insurance and Market Research Association), the most respected source of life insurance in the …

If you can get more or the same value for less money, you’re doing good business. With car insurance, slashing your costs can help you to maximize your coverage. You can “tune-up” a new or …

WHAT IS LIFE INSURANCE? Life insurance is a means to provide for a financial shortfall in the event of your death. It is a way to provide security for your surviving family when you are …

Financial success is like an irresistible charm with powers that are almost universal. Nearly everybody is driven to strive for financial success, sometimes stretched to the very limits of their abilities in their daily struggle …

Any debt collection agency can be difficult to deal with, but Allied Interstate has an especially bad reputation.  They call constantly.  They harass you.  They tell your friends and family what a deadbeat you are.  …

There is no doubt that our economy is having a bit of a problem. While the experts are predicting we are at the end of the worst of it, that really doesn’t help the millions …

Car insurance rates might appear easy. You may think that you can just compare the premiums and get the lowest one and you’ll be set.  In actuality there is a lot more to it than …

The best way to insure home property is to buy a personal property or homeowners insurance policy. A personal property policy contains coverage for the contents of a dwelling, the option to add scheduled items …

Over the last year, many state governments have decided that they have had enough of the predatory practices of the payday lenders taking advantage of the people in their states. Laws have been passed in …

If you are looking to preserve your real estate wealth without paying hefty capital gains taxes when you sell property, the 1031 exchange may be the perfect tool for you. Established by the IRS in …

When choosing gifts you give from your heart, but unfortunately it’s the piggy bank which bears the cost. Making lavish gifts can leave you with regret when your credit card statement applies. As well as …

The best way for young people to avoid debt is not to borrow money! If the credit crisis has taught us anything, it’s that sooner or later every chicken comes home to roost. If you …

The return on real estate investment works like the return on any other investment with the exception being that you may have to factor more items into the formula to be accurate. With your CD, …

Starting an investment portfolio is a major milestone in one’s financial life. Deciding what to invest in, however, can be complicated. There are thousands of investment choices available, and choosing between them can get difficult. …

As a general rule if you are looking for a new car or a camp trailer or a grocery store you are more interested in the product than you are the person selling the product.   …

Finding the mortgage rates that are available can be daunting for the thousands of homeowners that need to refinance or purchase a home, as there are many mortgage companies offering similar products. There are many …

The big secret is that the stock market is a casino. People play these casinos every day hoping they will get something for nothing. The sad fact is that deep down they know they don’t …

Anyone facing multiple credit card debt needs to know the best way to tackle it, in order to clear it down in the speediest and most cost effective way. Balance transfer cards offer an option, …

Real estate investment groups can be good because it will enable a pool of investors, which may lack the financial ability to invest on their own, to invest in a property.  Of course, your potential …

New brides and grooms like to have new and worthwhile gifts when starting out as a couple and having nice things to start out a new home with does not have to be expensive. Being …

I remember an often heard remark of long ago: The greenback dollar- as good as gold. But is it really? It’s only recently that I began to question the matter. It’s not that I am …

Grocery shopping represents one of the biggest components in almost every family budget. Month after month, year after year, prices seem to rise at a rate not in keeping with inflation, yet still many people …

I knew I had joined the wrong firm a week after I had been hired. After I had examined the “book of business” I had acquired (120 clients, AUM $10 million) I saw that 90% …