$8,000! $8,000! Anyone want $8,000 today? Well, if you are a first time home buyer looking to purchase a home this summer the government is eager and willing to give you this money. The government …

Bills can either make or break you financially. These are recurring financial obligations that you pay for in exchange for their service in order to make your life comfortable, convenient, and in some ways, efficient. …

A common dilemma for a graduating college student is to graduate with no savings, a crushing amount of college debt and even worse high inflation credit card debt.  This is a bad position to be …

Purchasing a homeowners insurance policy can be frustrating. What’s worse is that now you have a policy sitting in front of you that is full of numbers, percentages, legal terms and insurance lingo. What does …

In recent years, Bank of America has expanded exponentially, establishing branches nationwide. One of the contributing factors to Bank of America’s success has been their diverse list of checking account options. Striving to provide versatile …

FHA Loan Down Payment Increase in 2009 Purchasing a new home has become even more difficult, with the downturn in the economy. Since the Federal Reserve has lowered the interest rates to a margin between …

There are many types of IRAs. The two major types are traditional and Roth IRAs. A taxpayer can contribute up to $2000 to either a traditional or Roth IRA and their gains accumulate tax-free. With …

The stock market is having problems now but I invested in four American companies. Why? Because American companies are leaders in new ideas, new technologies and American companies are leaders in finding solutions to problems. …

Insurable interest is financial dependence that is based on the existence of something or someone. Only if you stand to lose financially – if someone or something no longer exists or is injured/ damaged – …

I believe that It’s every individuals choice on if they want to keep the life that they didn’t mean to create or, if they want to end it before it really even begins. Who are …

The Swedish retailer Ikea has successfully introduced its Ikea stores in Europe, North America, Asia and the Middle East, always gaining popularity wherever it opens, with reasonable prices and great home choices. The retailer offers …

Now is the time to get on the road to financial independence and achieve great wealth. Build your financial empire and set up a solid foundation. If you are looking to get a hold on …

Soon it will be vacation time across America. And while current economic conditions are forcing many to scale back on vacation plans, there are some ways that you can use your credit cards to help …

Home ownership has its advantages and disadvantages, but the security of knowing you own your home and no one can give you notice to leave is very assuring. The peace of mind you have in …

Absolutely! Life insurance is a necessity for anyone, and everyone, especially if they have children. I don’t think anyone would want to know that when they die, their families are going to have to pay …

There are many sites that offer fast easy payday loans or cash advances but only few sites can provide you with real and legitimate cash loan. If you have a bad credit records don’t worry …

Actually, if you are serious about investing, you can do it for as little as $50 a month. The magic term is “mutual funds”. Whereas many people play the individual stock game, which is about …

You don’t need to be nearing your retirement to be concerned about it. In fact, it’s better to start thinking about and planning for retirement as early as possible. The earlier you can begin putting …

This issue has so many arguments, and so many people have passionate opinions about it. However, for me, this comes down to a number of different individual rights a woman has. Personal right over her …

The new year has turned and April 15th is coming fast. We are all working hard to file our taxes so the IRS doesn’t come and arrest us. If you are like most Americans, there …

Choosing which health insurance is right for you can be like finding a needle in a haystack. Before you start searching through the maraud of plans out there, there are some things that you need …

The meaning of the terms ‘fees’ and ‘surcharges’ in personal finance varies from country to country, and depends to a large extent on the kind of financial transaction in question. The terms may have different …

Before a divorce, during a divorce, and after getting a divorce you need to concern yourself with credit… credit establishment, credit files and credit scores. Though divorce and credit is a concern for both men …

Gold is a real, tangible asset. Many of the world’s central banks retain a supply of gold bullion as a form of security against fluctuations in the value of monetary currencies. In recent years most …

Insurance, whether for a car or your home, is already an expensive monthly cost so it makes sense that you want to do whatever it takes to keep your rates as low as possible. While …

You have considerable flexibility as to when to start receiving your Social Security retirement benefits.  You may start them as early as age 62, you may wait to start them until age 70, or you …

I would have to say that most teenagers are well versed in unsecured loans . To them unsecured loans are obtained whenever ready cash is required by asking a parent for money, on the promise …

Personal loans: An overviewBorrowing money has become the American way. But many are leaping before looking when signing into the commitments. Be informed! Medical FinancingSome may ask what exactly is medical financing. Medical financing is …

Savings customers, in the UK, can put up to £5,100 each year into a tax-free Individual Savings Account (ISA) but can only deposit money into one ISA in each tax year. The gross interest rate …

Money responsibility must be taught to children while they are still young, to help them manage their finances better when they are grown ups.    Nobody knows what the future will bring, so preparing children to …