The media has provided a thousand different stories about the effects of the recent worldwide recession in the past few years, and for many people having to make ends meet is still an extremely difficult …

For some people discipline and money go together about as well as oil and water. Getting control of your finances is challenging and it is even more challenging to stay in control of your finances, …

There are many home ownership programs available to anyone interested in buying a house. Fixed-rate mortgages and adjustable-rate mortgages are among the more popular programs. Others includes home equity loans and FHA loans. These home …

Successful investors know how to interpret stock market statistics. Traditional stock market statistics are found in many newspapers’ financial section. They are the 52-Week high and low, volume, low price, high price, closing price and …

An online payday loan provides you with cash in advance before payday’. They have become very popular throughout the US and Canada especially as people struggle to make their wages last until the end of …

We were very nearly caught – twice!Putting our house up for sale should have been the easiest thing in the world. We lived in a great town, great area and great road. The houses were …

In times of plenty the majority of people were happily spending their way to bankruptcy, even if they were not aware of it. It was not uncommon to see a household with three drivers and …

The easiest way to resolve a claims dispute is to know what your benefits are to begin with. Find out why the claim was denied. Are you still covered by that insurance? Did you go …

British banks are talking more and more about introducing charges for basic accounts, even where the account holder is in credit. They justify this on two grounds: first, that Britain is practically unique in having …

Life is full of risks. Because of exposure to these omnipresent risks, regardless of how much precaution we take, we are bound to suffer losses. Now, there are many aspects to a loss. There is …

Tax refunds are bad because of the simple financial principle of time value of money, i.e. “money now is better than money later.” Although a tax refund may have a great psychological feeling of a …

I have recently read a book titled “Rich Dad, Poor Dad” by Robert T. Kiyosaki with Sharon L Lechter, C.P.A.. This book had many informative and detailed ideas as to how to learn to make …

Financial freedom is something almost everyone wants but few seem to achieve. This is not because of lack of desire, intellect , or ability, but because of a general lack of knowledge about the topic …

Every day, this firm holds the financial futures of millions of Canadians. It also can be the biggest defamer in the country. We are encouraged to check our bureaus at least once a year to …

Paying your bills while deployed can be seen from two different perspectives.  The first perspective is from the service man or woman that is single, and the second is from the service man or woman …

Making a property insurance inventory list is not a complicated task. It can be very time consuming. When making the list there are several things you need to do. First, you need to decide how …

If you are dealing with bad credit and you want to repair it, you should first search out a debt consolidation loan. But if you have bad credit, what firm will help you acquire a …

Any financial expert will tell you that we are facing the biggest financial dilemma the country has ever seen. Along with the nation’s financial crisis and credit crunch, an increasing number of individuals are falling …

By to let mortgage.Buying property to let has become big business. Low interest rates made mortgages more affordable and rental income has seemed attractive compared with what you could earn on other investments. But with …

It is all too common for people to overspend, and purchase items they cannot really afford. Large debt can occur, and it can be very difficult to pay back credit cards due to not having …

The economy is presenting many with financial challenges and one of the things that many people are doing is looking at ways to save money on monthly or quarterly expenses. One of the expenses that …

IRA POP QUIZ answers posted at the bottom 1) True or False? IRA commonly stands for Individual Retirement Account. 2) True or False? The minimum amount I need to open an IRA is $4,000.00. 3) …

The path to becoming debt free (and ultimately – financial independence) can be a long one. Numerous factors along the way can derail even the most sincere attempts to rid yourself of that nagging debt. …

Health insurance, do you really need it? That is a good question but atthe end of the day you should also be asking yourself can you alone afford it?The rise in prices is really beginning …

No matter how experienced you are at handling your own money being a couple introduces a new dimension to finances. Sometimes there are tax incentives or opportunities that are not available to singles, and there …

The foreign currency exchange trading market is the largest in the world. Called forex, it exchanges the money of one country for the money of another, in large lots. Often currency buyers and sellers operate …

While there has been an increase in people shopping for gifts, special eBay auction items, hard to find items and books via the Internet, you might be wondering why people would choose to do their …

Do life insurance policy terms confuse you to the point of indecision? What do those commonly thrown industry acronyms mean and how does if affect you? The following information is a general discussion of life …

Making the decision to get out of debt can turn life around for the better. Getting out of debt has never been more important than in the post recession climate where interest rates, living expenses …

A balloon mortgage loan is a mortgage which is amortized over a longer period of time than the term of the mortgage. “Term” refers to the length of the mortgage agreement. Balloon payment mortgages most …