Motorcycle Insurance the Easy way

Motorcycle Insurance the Easy way

The media has provided a thousand different stories about the effects of the recent worldwide recession in the past few years, and for many people having to make ends meet is still an extremely difficult …
Disciplined Spending Pros and Cons

Disciplined Spending Pros and Cons

For some people discipline and money go together about as well as oil and water. Getting control of your finances is challenging and it is even more challenging to stay in control of your finances, …
Understanding Stock Market Statistics

Understanding Stock Market Statistics

Successful investors know how to interpret stock market statistics. Traditional stock market statistics are found in many newspapers’ financial section. They are the 52-Week high and low, volume, low price, high price, closing price and …
Loans to Payday

Loans to Payday

An online payday loan provides you with cash in advance before payday’. They have become very popular throughout the US and Canada especially as people struggle to make their wages last until the end of …
Why Tax Refunds are Bad

Why Tax Refunds are Bad

Tax refunds are bad because of the simple financial principle of time value of money, i.e. “money now is better than money later.” Although a tax refund may have a great psychological feeling of a …
Defining Financial Freedom

Defining Financial Freedom

Financial freedom is something almost everyone wants but few seem to achieve. This is not because of lack of desire, intellect , or ability, but because of a general lack of knowledge about the topic …
Credit Reports Problems with Equifax

Credit Reports Problems with Equifax

Every day, this firm holds the financial futures of millions of Canadians. It also can be the biggest defamer in the country. We are encouraged to check our bureaus at least once a year to …
Inventory Lisf Insurance

Inventory Lisf Insurance

Making a property insurance inventory list is not a complicated task. It can be very time consuming. When making the list there are several things you need to do. First, you need to decide how …
Debt Payments Dos and Donts

Debt Payments Dos and Donts

Any financial expert will tell you that we are facing the biggest financial dilemma the country has ever seen. Along with the nation’s financial crisis and credit crunch, an increasing number of individuals are falling …
The Facts about Buy to let Mortgages

The Facts about Buy to let Mortgages

By to let mortgage.Buying property to let has become big business. Low interest rates made mortgages more affordable and rental income has seemed attractive compared with what you could earn on other investments. But with …
How to Break your Bad Money Habits

How to Break your Bad Money Habits

It is all too common for people to overspend, and purchase items they cannot really afford. Large debt can occur, and it can be very difficult to pay back credit cards due to not having …
Five Ways to Slash Car Insurance Costs

Five Ways to Slash Car Insurance Costs

The economy is presenting many with financial challenges and one of the things that many people are doing is looking at ways to save money on monthly or quarterly expenses. One of the expenses that …
Ira Accounts Aid Retirement Planning

Ira Accounts Aid Retirement Planning

IRA POP QUIZ answers posted at the bottom 1) True or False? IRA commonly stands for Individual Retirement Account. 2) True or False? The minimum amount I need to open an IRA is $4,000.00. 3) …
Creating a Debt Elimination Plan

Creating a Debt Elimination Plan

The path to becoming debt free (and ultimately – financial independence) can be a long one. Numerous factors along the way can derail even the most sincere attempts to rid yourself of that nagging debt. …
Finding the best Health Insurance

Finding the best Health Insurance

Health insurance, do you really need it? That is a good question but atthe end of the day you should also be asking yourself can you alone afford it?The rise in prices is really beginning …
Finances Couple Money Relationship

Finances Couple Money Relationship

No matter how experienced you are at handling your own money being a couple introduces a new dimension to finances. Sometimes there are tax incentives or opportunities that are not available to singles, and there …
Understanding Life Insurance Policies

Understanding Life Insurance Policies

Do life insurance policy terms confuse you to the point of indecision? What do those commonly thrown industry acronyms mean and how does if affect you? The following information is a general discussion of life …
Simple Ways to get out of Debt

Simple Ways to get out of Debt

Making the decision to get out of debt can turn life around for the better. Getting out of debt has never been more important than in the post recession climate where interest rates, living expenses …
Overview of Balloon Mortgage Loans

Overview of Balloon Mortgage Loans

A balloon mortgage loan is a mortgage which is amortized over a longer period of time than the term of the mortgage. “Term” refers to the length of the mortgage agreement. Balloon payment mortgages most …