Piggy Banks for Children: A Way to Teach About Saving, Giving, and Investing In the present economic times, it’s difficult to think about saving as so many people are just maintaining their present levels of …

Disclaimer: While the author is employed in the credit union system, the following article represents the author’s ideas only and does not necessarily represent the views or opinions of his employer. Historical Perspective of Credit …

Are Employer Pensions Reliable? Pension plans have been the cornerstone of retirement income for many Americans. With a good pension plan, an employee does not need to worry about saving money or any other means …

It was not so long ago that I was a teenager, but it seems like a lifetime ago. Gone are the days when youngsters feared their elders, gone are the days when they were mesmerized …

How many of our retirees have no place to go? How many of you have parents, grandparents, aunts, uncles cousins who are senior citizens? Well it looks like more and more of them are losing …

With the economy being worse than ever, everyone tries to meet needs and get out of debt. Unfortunately, while the good intention is there, the knowledge is not. In order to reduce debt and stay …

In the UK, certain supplies that are taxable for the purposes of value added tax are liable to VAT at the zero rate. No VAT is therefore charged on the sale and the vendor does …

When to Start Preparing for Retirement Planning for your retirement is apparently a good thought. The expression “the earlier, the better” explains what your plan should be for using in your change from a stressed …

Trying to figure out how much you can afford when buying a vehicle? It can be a bit confusing when trying to figure in tax, tag and title fees as well as your down payment, …

There is an old saying in Brazil that goes: “Brazil is the Country of the Future and it Always Will Be”. Well, it seems the “future” has finally arrived for Brazil. Brazilian GDP is expected …

Government assistance programs that help pay bills differ greatly by country. From the European welfare states providing extensive social security nets to almost no provision in many developing countries, the level of state help varies. …

New drivers are wise to learn about auto insurance premiums before they select a car. Making decisions about obtaining the best insurance while saving money is a worthy goal, but it’s not all about saving …

Fifty dollars might not seem like a lot to feed a family of four for a week, but it can be done.  Consider the following money saving strategies. Limit eating out You can easily spend …

Renters don’t have access to one of the cheapest loan types available, home equity loans. They are cheap, tax deductible, and offer flexible terms. As a renter these secured loans may be out of reach, …

Getting an advance payday loan varies depending on the country you’re currently residing on. Keep in mind that before getting payday loans, you will have to experience and follow some rules and regulations. Not to …

It can be said in one sentence. Don’t pay your bills. Try a loan modification Let your house go into foreclosure. Get lots of credits cards and max them out. Pay one credit card with …

Getting a mortgage is one of the biggest financial and life decisions you will ever make, and it’s important to make sure you educate yourself on the process. If you are considering buying a house, …

Some individuals compare finding an unsecured credit card when you have bad credit to searching for buried treasure and the individuals that actually find them are very lucky. Finding a credit card when you have …

How much Homeowner’s Insurance do you need? Home is where the Heart is-and it is also your biggest financial investment. You need to protect it adequately against eventualities and unforeseen circumstances. Analyze your assets to …

Renter’s insurance is not always a requirement, so it is easy to overlook. However, it is just as necessary as car insurance or homeowner’s insurance. It will give you protection for your personal items as …

PAYDAY LOANS ARE A “MARKET FAILURE”. In this, they are not consistent with a workable free market economy. A market failure considered when any entity’s self-pursuit leads to unfair results for the whole of society. …

How the recent financial crisis has affected you negatively and the steps you are taking to correct the situation In the last six months has been really a struggle for my family to keep afloat. …

A 1031 exchanged is called that because the section in the tax code that deals with these tax deferred property exchanges is Section 1031 in the Internal Revenue code. This section states that property owners …

This autobiographical story of Chris Gardner chronicles his impoverished upbringing in Milwaukee, homelessness in San Francisco, and ultimate rise to riches through sheer determination and hard work. Gardner’s childhood was wracked with the violence and …

Life insurance makes the inevitable easier (on everyone else). In the United States, life insurance started with arrangements made through churches, starting with Presbyterians and Episcopalians, to help widows and children of deceased ministers. The …

Your credit card is maxed out again and what do you have to show for it? A whole heap of items you did not really need and now that you actually have them, you realise …

Gaining a simple understanding of investing and finance in general can be a very tedious long process. Investing is the ultimate key to financial stability and there are too many self proclaimed ways to do …

Your homeowner’s insurance policy provides valuable protection against financial loss in the event of fire, burglary and other risks. Read your policy and be aware of what it covers. Below are ten myths about home …

While the idea of owning a second home may be appealing, there are factors that must be considered when investing in a second home. While having second home can be considered a great investment idea, …

Many people think that condominium insurance is the same thing as traditional homeowners insurance. After all, you are an owner, not a renter, right? However condominium insurance is actually a completely separate category of insurance, …