The need to shop can be a hard habit to break. For many people buying new trinkets, clothing, books, CDs and other things can bring joy to a dreary day. It can make you feel …

Too often, debt can be overwhelming. No matter how hard you try to keep up with payments, another round of bills piles on and you feel you’ll never get free of debt. That’s the time …

Finding the right place to vacation is a little tricky, especially if you have a family of four or more. The world today is always on the go and with the gas prices, the food …

Shopping for an online auto loan is as easy as sitting down at your computer and putting the words “auto loan” in the search engine. You can do this two different ways, either by dealing …

Investing in rental properties can generate income if done properly. According to CNN, mortgage rates are at their lowest in past 40 years and there is an abundance of cheap homes available. Therefore, it is …

There is only a little truth in the saying that “money can’t buy happiness”. The reality is, finances are one of the most important aspects in marriage and it often spells success and failure. Majority …

Life insurance is a touchy subject. It’s often difficult to decide that you need it – and the process of actually getting it is very involved. Most insurance companies will insist that you must get …

What type of dog do you have? That’s just one of the many things that can affect the price of your renter’s insurance. Everything from fire and safety devices to the amount of your deductible …

Under the heading of retirement this question seems rather ambiguous. Is it referring to saving up money before retirement or having a money plan once you are retired? I’m inclined to think it is the …

Foreclosure is always a difficult process to go through and the trouble doesn’t stop at losing the house, but it also affects the rest of your credit rating as well. It is more difficult to …

The housing meltdown is one of the biggest crises to hit the United States since the dot com bust of 2000-2001. In fact, this one may be worse. The dot com meltdown was largely due …

For the last several years, when tax time comes around, I get very excited in anticipation of getting my big tax return. And last year was the best one yet: $4,600 between both federal and …

Misinformation is a proper term for what been disseminated about banks, mortgages, and lending policies. Some have blamed our current economic woes on “greedy” bankers. Other say it is not really the fault of banks …

CHASE BANK Chase Bank is also known as Chase Manhattan Bank, Bank One, J.P. Morgan Chase and Chase National bank. Over the years, the merging of these different financial institutions have created quite a few …

Typically, the insurance requirements for a condominium is different from that of a house. House insurance comes as a whole package including loss of personal items and damage to property, but condominium insurance comes in …

It seems that everywhere you look today in the personal finance world, Jim Cramer is there. He is on TV every day with his show “Mad Money,” where he entertains with his wild antics as …

Are those pas due bill collectors calling? Is your current Job not paying enough money, therefore you are unable to stop the calls by making payments towards you debts? Weary about trusting a company to …

I look back at my college years as the most carefree time of my life. For the first part of my college career, I was lucky enough to live on campus. A couple of years …

With millions of Americans across the country not covered by insurance, it shouldn’t be surprising that students comprise a large number of the uninsured. Yet it is, because finding health insurance for students is one …

If you can get health insurance through your employer, do it. Seeking out individual health coverage is a costly and complicated procedure, and there is no guarantee that you will be able to find a …

Living in a tough economy as Americans have been doing for the past several years has pushed everyone to saving as much money as possible in ways that they never thought they would be using. …

As interest rates continue to fluctuate and create a vacuum of negativity, with lenders and borrowers experiencing the sharp end of the credit crisis, causing more industries to feel the uneasiness of a sluggish economy, …

Personal loans are easy to obtain. It can be used for various financial needs. But what is even worse your credit is harder, you’ll have a personal loan with a decent price. There are two …

Ten Advantages for Using Debit Cards Debit card use has come a long way in a short amount of time.  More and more businesses are rejecting checks because of kiting problems.  Debit cards are great …

How to get a credit card with no credit history For people just starting out or who are new to a country, having no credit history is a real and big problem. Your credit history …

Depressed by the cost of cosmetics and skin care products? Make your own beauty products and save money, help the environment, and reduce your exposure to chemicals and preservatives. The leaves of aloe vera plants …

I wonder how many of these articles started off with the phrase “Well, it’s tax time again.” Not to be cynical, but here’s my Ten Tax Tips for 2006. 1. File early One of the …

Debt may seem unavoidable especially in a world where it seems the only way to make major purchases in life is through credit. We have rent, mortgages, credit cards and then we have expenses associated …

The answer is never. It is never to young to invest. Just like everything habit we have developed over our lifetime, those that we developed early are most strongly woven into our lives. If you …

Responsibility for your personal property depends on yourself to contend against unsolicited harm. If you have ever imagined that you would like to take out generic insurance for $200,000 that you could use in any matter should …