If you have just graduated from college, you are probably looking at your student loan bills and wondering if there is anything that you can do to get hose bills a little lower. Luckily for …

Telephone Banking was the great banking idea of the 1980s, bringing the opportunity for individuals to transact with their bank without having to leave the comfort of their home. This remote banking model was quickly …

With the record low mortgage interest rates available today, many homeowners are looking seriously at refinancing their mortgage. Some are looking to reduce the monthly payments, others are reducing the term of their loan and …

Obtaining a mortgage loan to purchase a home is a very important decision and you may need the assistance of an expert to help you find the right mortgage loan for your needs. A good …

Millions of individuals have found themselves deeply in debt because they have been charging items to their credit cards and allowing the balances on those credit cards to reach levels that they cannot easily pay …

The usage of checks (or cheques for UK-based readers) has diminished significantly in recent years, to the extent where finance experts are predicting that it’s only a matter of time before they are completely abolished. …

You know who you are.  A “mall-a-holic.”  Those who love to shop shop shop will spend hours down the hallowed halls of the shopping Meccas, searching out bargains.  Unfortunately, many have needed to cut back …

Getting out of debt can be a difficult task when there is no plan of action or if you lack discipline. There are many ways to get out of debt. Here are some ways you …

Due to bad economy, most people struggle to make ends meet. Many of those people have gotten themselves into serious debt without even realising it, and even worse, without having the slightest clue as to …

Although these days it’s pretty easy to arrange your car insurance online, comparing quotes at the click of a button and paying by credit card for instant cover, one ever present difficulty still remains: the …

Steps for hurricane insurance preparedness start with understanding some critical facts; homeowners insurance is not hurricane insurance and there is a thirty day waiting period. Be prepared before the official beginning of the Atlantic hurricane …

Creating a debt reduction plan can be rather simple, provided you take an introspective look into your spending habits, analyze where corrections can be made, and are willing to set yourself a stern deadline. Many …

If you are one of the hundreds of thousands of Americans facing a period of job transition, you are probably worried about how to handle expenses with a curtailed income. One of the major mistakes …

Believe it or not, as a group insurer, employers’ costs to cover their employees is far less expensive then for an individual who is self employed and seeks such insurance. It is also fair in …

Raising your credit score is not always an easy task. It is much, much easier to lower your credit score. Of course, if you know how to lower your credit score, you are also armed with …

A lost Social Security card can be used in identity theft. Someone can use your Social Security number to illegally apply for a job or open credit cards in your name for which you could …

In the current economic situation, personal debt is commonplace. It is not unusual for someone to be thousands and even tens of thousands of dollars or more in debt. Those in this situation should use …

Saving money on groceries can be a very easy way to make some extra room in your budget. It is easy to do and the savings add up fast. The simplest way to save money …

Investing in Multi-Family Real Estate: Buying an Apartment Building in a College Town … The Pros, The Cons … As you contemplate the purchase of multi-family real estate, you will want to closely consider the …

     So you’re wondering about buying a new car? You’re also aware of your finances. Don’t worry; there are plenty of ways to save on your next car. Just exactly how many ways is …

In September of 2005 the United States Public Interest Research Group reported that over 80% of Americans have inaccurate, negative items reported on their credit reports. This costs consumers millions of extra dollars in increased …

In today’s petroleum-dependent economy, oil prices are not just one among a great many commodities, but a vital indicator of overall economic performance. Rising oil prices can in some cases pose as great a threat …

The end of the season is rapidly approaching, and retailers are gearing up for big sales. Summer inventory has already been slashed by 20 percent in August, but by September, it can be as much …

Real estate investment is a great way for you to start to build a high net worth. However, like most investments, there is much to analyze and much to consider before jumping into a real …

Knowing how to avoid credit card debt is the first step to ensuring that you make your credit card work for you, rather than you working to pay off your credit card debt. Some debt …

Taxation is Theft Q.E.D. The old saw says “nothing is certain but death and taxes”, but the Income Tax in Canada was introduced during World War I as a temporary measure. If it was never …

They promised you help but the feds haven’t come through for you. If you are still facing foreclosure and don’t know where to turn there are options. If you can’t make your payments and are …

Most people experience real estate investing for the first time by either renting out their residence when they move or investing in Single Family Residences (SFR). However, once you get over the beginner’s learning curve, …

No one has made a contract with God that they won’t get sick. Most people are aware that life can be unfair and that being financially comfortable today doesn’t guarantee being comfortable in the future. …

If you are one of the millions of people who rent an apartment, you should seriously consider getting apartment insurance. Do you think your landlord’s insurance will protect you if there is a fire, flood, …