It should go without saying that if you lose some or all of your insured property as a result of an accident or a natural disaster you should file and/or report a property claim of …

The dollar store is a bargain on many, many items.  Many of the same items cost double, triple or even more times that at the regular stores.  Some items are a better deal than others, …

Fortunately, Americans don’t have to speculate about what a government-run health care system looks like. All we have to do is observe our neighbor to the north, Canada, which some argue has a model we …

In a world of limited resources, deciding what investment will produce the greatest return can be difficult. One of the first things to consider when looking at an investment, is will it increase in value? …

Retirement is within your grasp. What seemed so distant during your early years of employment is now looming on your immediate horizon. For many, how you spend the five years prior to finishing work will …

A Democrat-appointed judge held that religious objections to the nation’s so-called Obamacare law are not valid, and that the commerce clause of the Constitution of the United States of America allows the government to regulate …

Finding a good investment broker is an important consideration, especially for those who are new to the stock market and all its potential downfalls and complexities.  Simply stated, an investment broker is someone who connects …

Section 8 is a program that helps the poor pay a part of their rent, so that the poor can afford to live in decent housing. It offers assistance that helps many from becoming homeless. …

The very worst of the sub prime credit card issuers had some of their outrageous practices curtailed in the latest round of credit reforms. Actually some of their tricks were amazingly clever as only those …

Many times when it comes to spending money, people try to spend the least amount they can.  However, in some cases it may save money in the end by spending more on certain items.  Some …

When you are stuck in that situation where money is scarce, it takes a little creativity to get by. I’ve known many women, my mother included, who could pull together a nice meal, out of …

Do you want to avoid Christmas debt?  Think before you spend when buying presents for starters.  Do you really need to spend all that money on your niece or nephew, for instance?  Not to be …

Home Equity loans are a good way of obtaining credit, provided there is still equity in your home.  The reason for the “provided there is still equity in your home” caveat is that the downturn …

MCC: How San Diego’s First Time Homebuyer Program Can Get You Your First Home San Diego’s real estate market is one of the premier housing markets in the country. Even with the recent downturn in …

Before Chase, there was Washington Mutual; you know the bank with the gold and navy blue colors on its logo, and “free lifetime checks?”  Well, as of September 25, 2008, all of that had come …

The current financial crisis has not had a direct impact on my families’ income, per se, as my wife and I are employed in the engineering (biotechnology) and educational (higher education) professions. However, the current …

Foreclosed homes can be a risky business. This is especially true for anyone that is not already aware of the potential pitfalls. In many cases the homes have not been updated or repaired when needed. …

Buying a home is one of the biggest investments that you will make in your life.  Additionally, buying your first home will be one of the happiest and most exciting moments of your life.  That …

Marks and Spencer’s is one of the great British shopping institutions and regular shoppers may choose to use a Marks and Spencer’s card. There are three variations of plastic available issued by HSBC. There is …

Debt is a nasty four letter word. It creeps into your life like a virus that is out of control and the only cure is cutting back or cutting off depending on your circumstances. The …

The economic downturn has left many Americans close to financial ruin. Working your way out of debt is not easy when it is hard to distinguish between needs and wants. If you want to become …

Let’s face it, some people are just jerks. There are actually people in this world that would like to steal the money that you designate to charities! These people will eventually get what’s coming to …

Real estate investing offers many advantages.  However, before you can invest in a piece of real estate, you have to be able to find a piece worth your investment dollars.  Local real estate agents have …

Ideally, it is better to purchase life insurance when you are young, healthy and anticipate the need for it. However, most ideals are not part of reality. When purchasing life insurance- more than any other …

Filing a federal tax return can be a formidable task when considering the pressures of accounting for income, dependents, exemptions, credits, etc.  With all that goes into preparing the proper forms, mistakes can happen quite …

Many have fallen into the temptation to spend beyond their means by using easily available credit. Credit cards are one of the culprits that allow you to enter into major debt with barely a thought. …

People might think that getting into serious debt trouble is a one-way ticket to bankruptcy but it doesn’t always have to be the case. Seeking help through a legitimate organisation such as the CCCS (the …

Going to college has direct and indirect costs.  There are no real indirect costs to a student loan, except possibly some time investment.  If you believe you will need a student loan, the very first …

Discretionary ARM allows the lender has the right to change the interest rate at any point of time.  But before exercising the right, the lender ensure to give a certain notice to the borrow about …

While the popular rumor that taxes (and income taxes in particular) have never been legalized has come and gone for a long time, this one is easy to refute and disprove. After all, the law …