A glorious vacation can be ruined if the bills are still coming in months or even years later to cover the expenses. To enjoy a truly debt free vacation two steps are involved: the vacation …

Getting out of debt is a long and tedious process. Fortunately, debt reduction isn’t as complicated as most people think. In order to be debt-free, you have to abide by the principles of smart money …

There is no such thing as good debt. It is all bad. Certainly, there are some forms of debt that are less harmful than others, but all debt decreases net worth and takes money from …

‘Look after the pennies and the pounds will look after themselves’. Well, pennies and even pounds don’t go that far these days but the logic behind the statement is still valid. If you can avoid …

Growing up, we always had bread on the table and for good reason, we were a family of five and my parents knew that bread was an excellent “filler” food to supplement the meal. Biscuits …

Have you ever felt the need to borrow money but you begin thinking about the interest that you will end up paying on the borrowed funds? Well, you are not the only one. When most …

Greed is what drives the stock market on a daily basis. For long-term passive investors – the people who buy broad mutual funds and just let their investments sit for decades – greed doesn’t play …

Greed in Real Estate Collusion and corruption drive a short sale deal to the corner of Third and Q at the Avenues in Salt Lake City. That is what happens when people buy goods without …

Getting In The Red “Yes,” I said on the morning of my 18th birthday, “I am finally an adult and can legally go out and enjoy myself and get what I want”. Jenny was a …

LOSS OF GROUP MEDICAL INSURANCE BENEFITS DUE TO TERMINATION OF EMPLOYMENT, DISABILITY OR DEATH- YOUR COBRA RIGHTS COBRA. It doesn’t always refer to a dangerous snake. It’s also the name of a piece of Federal …

The idea of creating a budget to better manage money has been around for years. The benefits of having one are numerous, but the main one is that, with a budget, it’s easier to adjust …

For many people, a budget is like a diet. They allow themselves only enough money to live on and no money for extras. Unfortunately, this strategy often backfires, leaving them feeling deprived, and splurging on …

And baby makes three! New parents have many adjustments to make, and the expense of raising a baby can be one of the big ones. Decorating a nursery, buying baby furniture, clothes, diapers, a car …

The declarations page of an insurance policy contains a lot of important information about the policy. Included on the declarations page are the coverage and amounts of insurance, applicable discounts as well as any policy …

The difference between UK and US car insurance On the whole the car insurance industry in the UK and the US follow the same lines, in the UK and the US there is a basic …

With the economy remaining in its current state, families, students and those that had previously enjoyed a middle class lifestyle have learned to live on a budget.  People that have been forced into this situation …

There are many advantages to moving to a retirement community. Likewise, there are several aspects to consider when selecting the community you choose to move to. When it comes to retirement communities, there are a …

With current state of the global economy, more and more people are finding themselves drowning in credit card debt. The interest rate charged on credit cards is such that the major portion of the minimum …

Saving money on the weekly grocery trip used to be something many of us thought of as a fun way to get through a mundane chore. Nowadays, however, it is a challenge and a survival …

An emergency fund is a fund set side for unplanned expenses. This could be for an unexpected car repair, trip to the emergency room or doctor, air fare to attend a loved one’s funeral, or …

In the United States, where health insurance is a profitable, capitalist ventures, delivering the service has become expensive. To assure they have a ready and able workforce, businesses buy health care for their employees, because …

Too many consumers feel that their credit card debts are so overwhelming that they feel the need to file for bankruptcy.   However, the fact is that many debts, credit cards included, are good candidates for …

To My Creditor I realize that the only reason you are calling me eleven times a day is because you are attempting to collect a debt. I regret having fallen behind and causing you so …

Times are tough. It can be a little difficult these days to scrape together any extra money after all the needed payments go out. If it is only possible to set aside 100 dollars each …

Being in a car accident can be frightening and frustrating all by itself. Imagine then, how much more frustrating it would be to deal with the damage when you find out that the other driver had …

Life insurance premiums should not be any different in the future than they are today. Insurance companies use specific criteria such as age, smoking status and body mass to calculate the premium that is paid. …

Imagine a catastrophic fire that destroys your clothing, furniture and other personal belongings.  Could you afford to start over from square one?  With Renter’s Insurance, you have financial protection to overcome such a loss, replace …

With gun control at its highest in the United States its hard to imagine a time when just about any adult in the country was able to purchase handguns, rifles, shotguns, and ammunition over the …

Perhaps you have myriad good reasons for buying that a new car, especially if your reliable jalopy outlasted its usefulness. However, before you become caught up in visualizing your new ride, consider the significant impact …

Looking for debt relief and advice on credit repair, millions of Americans are doing what comes naturally.  They are going online and searching for credit repair guides.  This brings them to credit repair eBooks, of …