Identity theft is a very serious threat to you, your estate, and your finances. Victims of identity theft could lose social security benefits to someone else, have medical benefits paid for the wrong person, have …

Following the crash of the equity indexes in 2000, money started flowing into real estate across the country. Investors were just fed up with “paper” gains on intangible assets. The thinking was, and I heard …

You can use five cool money tricks to take control of your debt: saving, budgeting, managing your wants and needs, paying off your bills, and investing. Saving is the first and coolest money trick. Once …

With the lowest interest rates in a generation, it can be difficult to find the best deal for online banking CDs.  Here are some suggestions for high interest yielding online banking CDs: 6 Month CD …

Sometimes it takes more than common sense to avoid debt. If you do not have a budget, then make one, because without a budget you will never gain control of your debt, unless you just …

Retirement is that magical time that most people count on for most of their life. It is hoped to be a time when money is easy and work is optional. Unfortunately, for too many people …

These days more people than ever before have personal debt. Unlike a secure mortgage debt or business loan personal debt does not offer any long term advantage. The more interest is paid out on a …

It doesn’t happen often but sometimes an auto claim is denied.  If you have full coverage on your vehicle and your claim is denied, you can file the claim under your insurance policy and let …

Contribution limits are basically a limit on how much total income you can have placed on your 401(k) each year. This is important to take a look at when deciding what percentage of your income …

Reaching financial prosperity doesn’t mean you have to be a millionaire. One must take the time and define their financial prosperity. Financial prosperity can be realized with a certain lifestyle. One must understand financial prosperity …

You call your insurance agent and tell them about the lightning bolt that struck the power pole outside your home last night. The lightning coursed through the electric lines and damaged several items in the …

Some years ago when I was fresh out of college and in the midst of training to become a property and casualty insurance underwriter, I remember seeing a television commercial for one of my company’s …

Auto insurance can be confusing for most consumers; there are so many different types of insurance and it can be difficult to determine the type of coverage you’re required to carry versus the types of …

I have several blogs that extol, the advantages of investing in apartment buildings. And now I will share with you that same information. However I will be specific about the type of real estate you …

The efficient markets hypothesis claims financial and industry markets quickly incorporate economic conditions, and market forces into the prices of financial instruments, an example of which are stocks. In an efficient market, financial strengths and …

There are variable consequences of discontinuing payment on a life insurance policy. This variability is primarily due to the array of life insurance plans available. It is also due to differences in company policies and …

It’s your life: Or is it?A beginner’s guide to life insurance The concept of life insurance first came to the United States in the 18th century, during colonial times. Over the next 280 years or …

We have all heard the advice about our credit scores and history and how they affect almost everything we do from a financial standpoint. But, did you know that your credit score is used in …

You may be a sole proprietor for tax purposes and not know it.  Many people think they have to own a business in order to be required to file their tax return as a sole …

As a recently graduated student with student loans currently totaling $60,452, it may come as a surprise that I find no reasonable backing for bailing out student loans. Oh, and did I mention I’m currently …

Like most other folks, you have probably made the mistake of hiring the wrong contractor, mechanic or dentist in the past. And just like everyone else who has made this slip-up, that ghastly choice undoubtedly …

Comparing Florida auto insurance has become as easy as turning on your computer! The advent of the internet has made doing everything a little easier, from searching for a recipe to finding a local doctor. …

How much income do you really need in retirement? Many financial planners will say (as a starting point) that the level of income you should aim for in retirement is approximately 70% of your current …

Many advise to obtain a cash-out refinance loan when you are in need of cash and you want to obtain inexpensive funding. However, under certain circumstances it is smarter to resort to second mortgages as …

In the arguments concerning abortion, the issue at hand is whether or not the rights of the fetus can be held above those of the mother. Most anti-abortionists claim that a fetus is a human …

This is the new scam going around. It is bad enough that many homeowners are in foreclosure, now these crooks are no better then the lenders. A lawyer is your best interest. I have seen …

There are not only a great many credit card providers in the market today, ranging from banks to supermarkets, there are a dizzying array of credit card types which are available to the modern credit …

It doesn’t take an economist to recognize the inherent flaw in this reasoning. Whenever you add a layer of governmental regulation and requirements to anything, the people suffer. Red tape, even with the best of …

Who Is Responsible For The Mortgage And Credit Crisis and What It Means To The Average I received many comments on a previous article that I wrote and submitted to a number of sites concerning …

Renter’s insurance has become an important part of the expense sheet for any renter, it’s definitely not a type of insurance that should be overlooked. While many continue to be under the impression that landlord’s …