How Not to Have Your First Flip Flop It seems the craze has taken over, with the TV shows Flip This House, Flip That House, and Property Ladder; there is a growing desire for Americans …

Recent reports in the UK have shown that there is a great deal of financial illiteracy which hampers people from making informed decisions regarding their finances. The suggestion has been raised that adults must take …

Home ownership is part of the ‘American Dream’, and part of making that dream a reality is saving up for a sufficient down payment. Total required down payments are variable; largely dependent on the loan …

Barrack Obama and his cabinet have promised to move the United States in a new direction with respect to; healthcare costs, energy, education & international diplomacy. Companies with innovative ideas and leadership are poised to …

In today’s economy, it has become increasingly hard to get credit. If you have a low credit score, it will be really hard to get credit, and you might be faced with a situation where …

Chances are you are not going to decline financial education because you think you already know everything about it. It is more likely that you are avoiding the issue entirely, because you know you don’t …

“You want to reduce your portfolio risk. Diversify, diversify, diversify” I remember hearing some stock broker ranting on TV a decade ago, as the bear market hit US in ’98 along with the collapse of …

Like a homeowner policy, mobile home insurance offers coverage on the structure, contents, loss of use, other structures and property liability. Whereas a home owner policy usually comes with replacement cost (RPLC) many mobile home …

In the financial crisis of 2008 the catastrophic collapse of the entire financial system emerged as a real possibility. As the financial system is the heart of the economy with its responsibility to ensure the …

Paying your bills and loans on time is not enough to give you financial security. While it is definitely a step in the right direction, in order to feel financially secure as well as reaching …

For most retirees, social security benefits are their only source of permanent income once they are no longer working. Therefore, as they approach retirement age, many of these people start to thinking about how and …

Borrowing money from a 401K retirement plan is something no Financial Adviser will ever tell you to do. In fact, to some Financial Adviser’s touching this money is a crime in itself! Your 401K plan …

A teenager with a credit card! Let’s consider this for just a moment. On the plus side there is the fact that they won’t be asking for money practically every day leaving us parents with …

The stock market is one of the most profitable and promising investments there is and at the same time is also one of the most riskiest. Though many people have made lots and lots of …

Waving Palm trees sway in the mild breeze as you cruise down the highways of Florida. Beautiful Northern Florida, where mild weather and friendly communities abound and rush to greet you! Greenery and groves of …

Few people would even think of buying a house or condo without having homeowner’s insurance. It is assumed and accepted that losses you suffer in your own house are your personal responsibility. Many people, on …

You might be amazed how very successful and rich persons like Warren Buffet, Bill Gates, and Donald Trump (to name a few) have accumulated massive amounts of wealth. These people are very successful investors and …

House flipping (buying a home at a low price and then selling high after repair) has been popularized by a variety of television shows and a hot real estate market. It also has been a …

While the Credit Card Accountability Responsibility and Disclosure Act of 2009 (Credit Card Act) was designed to safeguard and protect consumers, it may ultimately prevent some consumers with good credit from getting a credit card …

There’s been a lot of talk recently, both in the US and in the UK, about whether we are heading for recession? Economists are divided on this but most are prepared to say, at least, …

Finding tenants insurance in the UK is quite a challenge. Most insurance companies prefer to deal with exclusively with homeowners. But renters also require coverage for their personal belongings in the event of an unexpected …

When doing your taxes there are certain “little” deductions that are good to be aware of.  Many people will disregard the little tax deductions but if you want to be aware of what can be deducted; keep …

There are a wide range of reasons why the stock market rises and falls. Some of these reasons are logical (lowered corporate earnings), some are seemingly more random. There are times when it seems that …

In life the smallest changes make the biggest difference. There are many ways to save a lot of money by changing the little things. Most people underestimate the difference small changes can make. You make …

A “married put” is similar to insurance for a stock purchase. The commonly given advice for investors is that options are a risky choice. Some of that risk, however, can be lessened by choosing a …

Unless you are extremely wealthy or have an incredible retirement program, you’d better save for retirement. Even if you think you have a good retirement program, you need to take into account the rapid rise …

Most of us have the desire to be rich and wealthy. Even for the self-made billionaires and millionaires in the world, their riches started from the same desire that most of us have. Since most …

When you start digging your way out of debt, you also want to concentrate on improving your credit score. Having a good credit score helps you in many ways: lower interest rates, the ability to …

Real estate investing can provide numerous benefits.  Appreciation in price, cash flow from rents, tax shelters, and equity are just some of the benefits that come with investing in real estate.  For these reasons, many …

No one likes to pay taxes. A Roth Individual Retirement Account (IRA) is one of your best legal ways to avoid paying them. A Roth IRA is a tax-friendly retirement savings plan which allows designated …