Investing wisely takes years of experience, therefore it’s best done when carefully planned at an early age. Parents should help their children understand the value of money and this is best done if they are …

A claims dispute can be easily settled by taking your case to a small claims court. The reasoning behind creating small claims courts was to give the ordinary citizen a tribunal where he could tell …

Are your resources tight? Need to make your money last? Most people, in a tight monetary situation, will find a way to earn money rather than go poor. The issue is not just saving, it’s …

A few years ago, my husband started listening to talk radio. Every afternoon, he listened to some talk show host named Dave Ramsey give financial advice. I’ve never been one for self-help books, or taking …

During these times getting out of debt is a litttle bit easier than you think. During the recession creditors are willing to work with consumers. Now is the time to advantage of lowering monthly payments …

“Its is not what you earn, but what you keep that matters.” Is this true? Yes, it is. This is a collection of money wisdoms that will help you keep your more of your money; …

What would you do if you came home from a trip to find your entire home sitting in a pool of 3 foot of water? Would you have the money to pay for it? Would …

You may apply for Social Security benefits no more than four months in advance of when you want them to start.  The earliest you may start standard Social Security benefits is age 62.  (Other types …

Many consumers think they have it bad paying credit cards with interest rates of anywhere from 25 to 35 percent, however this fails in comparison to what some people are paying. Recently we’ve seen the …

There are two types of personal loans that come to mind when discussing the issue of when a personal loan is a bad idea. The first, and by far the worst, is a payday loan. …

Having five children, we live pay check to pay check and it is not fun. We always run out of food and items we need during the week. Right now our home is getting foreclosed …

Credit card companies make their money from three sources. First, they charge a fee to the merchant every time a purchase is made. This fee is usually a percentage of the total amount charged, usually …

It’s a fact – auto insurance consumers who do their homework can find ways to save on their coverage. Understanding your auto insurance coverage, customize it to suit your changing needs, can get you the …

The decision to purchase a life insurance policy or to buy annuities depends greatly upon your needs. Although both products are offered by insurance companies the two products are incredibly different. They actually function in …

If you are in debt and owe money, you are probably having a few problems with Debt Collectors calling you. Now Debt Collectors love to call at all hours, first thing in the morning, last …

There are certain things one can do to save on taxes. Tips to Lower Your Taxes: Flexible Spending Account If you participate in your company’s Flexible Spending Account (FSA) and you still have money left, …

To make the most of ways to save and budget, consider reusing everyday items around the home. Many items around the house can be used in more than one way. Thinking outside the square can …

It’s been a while since the Los Angeles Police Department has been accused of using excessive force. So long in fact that one might have come to the conclusion that the notorious LAPD had cleaned …

With the economy of the Unites States in a bit of a recession, many Americans have found themselves in a position where their income isn’t enough to cover their monthly bills and obligations. When this …

Investing in Multi-Family Real Estate: Cash Flow It’s Fundamental As you go about considering whether or not an investment in multi-family real estate is the best option for you, there is one consideration that you …

When computing a capital gain on the disposal of an asset, the taxpayer must deduct the expenditure on the asset from the sale proceeds to arrive at the capital gain or loss on the asset. …

Homeowners insurance: How do I know if I have the right amount of coverage? Shopping for home owners insurance is an over whelming task but yet it must be done. Your home is the most …

The Subprime Mortgage crisis is inspiring banks and other lending institutions to tighten requirements for housing loans. As a result, people with big dreams of owning a home but little money set aside are looking …

It is a sad fact that many home owners cannot afford to pay their mortgages. At the end of the day, banks re-possess those homes where payments are not met, and although sad for those …

Property managers can be worth their weight in gold if they are effective and efficient.  Put simply, a property manager maintains your property in almost every way possible.  Property managers collect rents, keep track of …

Life insurance is one of the most common insurance products purchased by people today and is misunderstood by many of the people that purchase a policy. Many of the people that have a life insurance …

There is a distinct difference between losing ones home to foreclosure due to an inability to meet the mortgage payments, and simply walking away when the payments are still affordable. There is a rising tide …

The best idea you can remember is to try and make normal, personal expenses deductible. Do not think for one second that this is a suggestion to lie on your tax returns. But there are …

Swiss bank accounts are not a great benefit to account holders investors, or money managers in so far as today’s increasingly globalized financial markets offer the same or similar benefits in many other places for …

Overspending can happen for many different reasons. People can spend too much due to stress, poor financial planning, guilt, and a myriad of other feelings and situations. Unplanned emergencies are also a common factor in …