Annual Percentage Yield is important because it gives you a better understanding of the way that keeping money in savings has greater benefits over a longer period of time. Because your investment compounds on itself, …

I have always had to make my food bills as small as possible, while keeping nutrition at the top of my list. There are a few differences in budgeting for a family, to someone whom …

Getting a credit card and using it responsibly is a good way to start building your credit history. However, it’s a Catch-22 situation where getting a credit card with no credit history is hard but …

Long before we officially reached the recession, many of us already had problems stemming from the deadly combination of too much personal debt and too little income to bring the problem under control. Easy credit …

There are so many ways to reduce your telephone bills. Here are a few tips: 1. If you have a cell phone, ask yourself do you need a land line? If you have a cell …

Just filled out a credit card application form? Surprise, the only thing most credit card granters consider is a computer generated credit score based on the information in your current credit report. Why? Because it …

In today’s world you want to save money where you can. Commuting to work can burn a hole in your pocket without you even realizing it. There are many ways to save money commuting to …

Imagine yourself in the wee hours of one misty October morning. You are on your way to work when you notice bluelights in your rearview. The officer is at least a half mile behind you …

Insurance of any kind is acquired for the simple reason that it gives peace of mind. It is for the times we didn’t expect something to happen but that could happen to anyone at any …

If you’re doing the 8 to 5 thing, or something similar, you know that having a decent lunch on a regular basis can be a rather daunting challenge. The same food day in, day out, …

With the expense of car insurance you may be looking for ways to cut your premiums. There are pros and cons to consider about collision insurance.  Most states require you to have at least liability …

We live in the modern age of electronic gadgets, cheap mass production and consumerism. All of which have contributed to a massive increase in the demand for products however the cheapest option is not always …

Most of us have them, those uncontrollable, impulsive desires to possess what we want, when we want it, whether we can afford it or not. These uncontrolled impulses coupled with the incredible ease with which we can obtain …

So what is to come of this year 2009? Something many potential homebuyers are not too keen on hearing. Starting January 1, 2009, an FHA loan down payment has increased from slightly less than 3% …

We are a society of spenders and as credit card debt has increased from $8,000/person to $13,000/person in the past 4 years, or 16% annually, the need for life insurance is greater than ever. This …

Bad things happen to everyone. For that reason, insurance companies came into being. The idea being is that the losses of the few is paid for by the many who also purchased the same kind …

That ‘new car smell’ can really be intoxicating, but the difference in the insurance premiums for a used car and a new one can do a lot to shake you out of your reverie. How …

Harvey Nichols is one of the places to shop in the U.K. whether in the flagship London store or in the newer regional stores which have more recently opened. In 1996 the launch of Harvey …

Are you trying to get yourself out of credit card debt? Well, the best way to avoid credit card debt is to not get yourself into credit card debt to begin with! By not getting …

Investing in an Exchange Traded Fund (ETF) has become one of the best ways to cash in on the increasing value of gold bullion. A gold ETF is an investment that rises and fall with the …

The majority of people who are trying to sort out their bad credit see their bank as their enemies and burying their heads in the sand, avoid speaking to collections departments therefore miss the chance …

Most people would like to have a sum of money put aside in case of emergencies, or simply for the future. However, it isn’t always easy to save money, especially when there are constantly other …

WHERE DID ALL THE MONEY GO? I suppose there are people out there that have not had to change their lifestyle due to the economy. I’ll have to leave it at suppose, because I sure …

Over the last several years, a large number of people have decided to use a short term loan to obtain funding for an immediate need. Many people use a short term loan for bridging the …

Some place back in the 1980s I read an interesting article regarding the cost of health insurance and the impact it had on wages for those employees that enjoyed employer sponsored health insurance. Accoring to …

Credit reports can be a seriously tricky thing if you don’t know much about them and how they work. They can either be good or bad depending on rating. Credit scores can now determine whether …

If you are a in business to sell products and/or services to the public and you employ workers to assist your efforts, you most likely have an insurance provider that insures that you do not …

For the people that are interested in obtaining a mortgage loan to obtain a home, finding the right mortgage company can be a complicated undertaking. By having a guide on how to choose the right …

An excess liability policy is commonly referred to as an umbrella policy. This type of policy protects your home (primary and secondary) your cars, and any other type of policy that is eligible for excess …

If you have time to read this article then you have time to make some extra money.  The world is spinning and the clock is ticking so it’s time to get started.  The saying goes, …