Our economy has tanked. People who once held good jobs no longer have them. Some work in lower paying positions, while others are going back to school to learn a trade or skill to make …

We begin this article guessing, presumably along with the reader, about its title. Was the person who came up with the title thinking about changes to 2009 tax returns which will be filed in 2010, …

After your business suffers a loss that disrupted your operations you need to quickly take action. A few simple steps can get you back in business as quickly as possible. 1. Take inventory. Get your …

Getting a second credit card without good credit can be difficult, since your credit score rating plays such an integral role in the ultimate decision on whether or not to grant you a credit card. …

People have been living beyond their means for far too long, relying on easily available credit without taking into account whether they would actually be able to pay it back in the future. Bankers were …

How does the rich stay rich when they get rich? This question of how the rich stays rich once they get rich has been asked too many times, but the answers are not too obvious. …

Most banks issue a debit card that is linked to your personal, or business, checking account. Some even have debit cards that will allow you to access your savings account or checking account with just …

Personal loans are a good way to generate the income you need for a wide range of needs. Such loans are guaranteed by the banks, loans, private investors, and online lenders. It is important that …

Investing in Multi-Family Real Estate: Special Problems with Older Properties A great many men and women are finding investments in real estate to be very profitable. In this regard, there is a significant number of …

Ways to establish and build your credit. Sure credit cards are an excellent way to establish and build credit, but surprise surprise there are also other ways to build your good credit (and of course …

Pre-existing conditions in insurance are used as an additional layer of underwriting for an insurer selling in the individual market. With most individual health products there is some level of underwriting. The underwriting can be …

The economic environment in 2011 is riddled with conflicting market indicators that point to the necessity for a well thought out and developed investment plan for 2011. Around the spring of 2011, the U.S. national …

HSA refers to a Health Savings Account, and is a good plan for some people. Users who have a high deductible health plan can deposit money into the account, which can then be used for …

A 1031 Exchange (Tax-Deferred Exchange) Is One Of The Most Powerful Tax Deferral Strategies Remaining Available For Taxpayers. Anyone involved with advising or counseling real estate investors should know about tax-deferred exchanges, including Realtors, lawyers, …

Managing personal finances can be a difficult task, especially if your spending habits were bad for a long time. Understanding the financial mistakes you made and finding solutions for them may not be something you …

Before purchasing a home pre-qualifying for a loan is very important. This will give you a better idea of how much home you can afford. When applying for a loan check your credit history this …

College students who are living off campus may not consider purchasing any type of “property” insurance while renting an apartment or home. This is not unusual as many people, not just college students, often think …

The UK capital gains tax laws have undergone various changes in recent years as government policy has attempted to correct the perceived injustices in the system. One of the important issues that government has grappled …

Car insurance is one of the biggest expenses of owing a car. There are a few ways you can reduce the cost of your policy. Maintain a good driving recordTickets and accidents will drive your …

Reducing your auto insurance premium. Auto insurance companies offer numerous discounts to their customers in order to maintain their competitiveness in the auto insurance market. Consumers should check to see what discounts are available to …

Debt collectors are not the easiest people in the world to deal with. They call constantly, and demand money that most people would have paid a long time ago if they had it to pay. …

Is Options Trading Right For Me? The most common perception of options trading is high risk, high reward trading, similar to gambling at Vegas, with worse odds. Because people do not understand options, and because …

AARP is a non profit organization that those over 50 can join as members, and has become a powerful advocacy group championing issues relevant to the over 50’s. Previously known as the American Association of …

I am going to go in a completely different direction here. I want to believe that within my 29 years of life I have learned a few things. I don’t think that the type of …

According to the 2005 U.S. Census Bureau report, there are 37 million Americans identified as poor, up from 35 million in 2002. The Federal poverty definition of poverty is $10,210 for singles, $13,690 for couples, …

Getting out of debt is a challenge. Staying out of debt is a commitment. Sure you can pay off your old debt and get your financial life back in order, but what will keep you …

Let’s face it. Our entire health care system needs an extreme makeover. Step one is stop making businesses paying for it employees health insurance. This is extremely disadvantageous to both the companies and it’s employees. …

No. The fact is children and students should not be guaranteed government health and dental coverages equal to what the prisoners receive. Children and students should receive health and dental that far exceeds what our …

The standard sections of a homeowner’s policy are the property and liability sections. Each has several components and as well as policy forms that affect what they cover. Section I is the property section. It …

There are a number of things that you can do to avoid or minimise charges that you incur on your bank account. These include: 1) Ask for an increased overdraftCharges apply when you exceed your …