Investing to beat the market is a sucker’s bet. Think about the professionals who spend 40, 50, 60 hours per week obtaining information and analyzing it – are you going to do better than they …

For many people, their home is the most expensive thing they own and also the largest concentration of wealth that they have. In addition, home values are at least somewhat predictable and unlike cars, homes …

I come from a frugal family. Because my mother is the oldest of 10 siblings, she has learned to be frugal. I use many of her techniques to save a buck. I remember taking a …

eBay of Illiquid Securities SecondMarket is an SEC-registered alternative trading platform, an online broker-dealer whose primary business is to create and maintain a marketplace for illiquid – hard to sell or buy – securities. They focus …

10 Simple Ways to Save Money We all overspend occasionally. When we reach the point of throwing money away on a daily basis, we need to take a close look at where it’s going. Eating …

Insurance policies coverage or con job? Despite all the media hype about lack of medical insurance coverage in America, if you’re like most people, you have probably two or more insurance policies in force. At …

When to draw Social Security is a matter of health and economics coupled with whether you are ready to quit or cut back on your gainful employment. Solving these three issues will simplify the decision …

Why are the Los Angeles police accused of excessive force? Is it because their patience finally ran out after they’d been pelted with stones and garbage, called insulting names and jeered by unruly demonstrators who …

As the housing and mortgage industry in the United States continues its descent, here comes yet one more product to add fuel to the fire: the option payment mortgage. Even worse than the infamous “no …

The government should not only not pay for all medical care, it shouldn’t pay for any medical care. The government has drastically interfered in the health care industry, which has driven up prices dramatically. The …

If popularity is measured in the number of emails received daily then I should be extremely popular, however, there is a flaw in thinking that way. Spams have run amok. They have taken over the …

It is a good idea to keep proper documentation of the damages caused by the flood waters. Taking photographs or videos showing the damage are a good beginning but the first step in the claim …

Although renter’s insurance and condominium owner’s insurance policies have many similarities, they are indeed two very different policies. Both policies include personal property and liability coverages, but a condominium owner’s policy is a little more …

In a society where obtaining credit is as “easy” as signing over all but your own two feet in exchange for access to instant “cash”, learning when exactly to whip out that plastic piece of …

If you are one of many consumers who have surpassed their spending limit and are feeling the pressure of debt collectors or have suffered the closing of their credit cards, we can give you some …

Those who have been forced to deal with foreclosure cannot imagine that anything could be worse. After going through the humiliation of losing a home due to a financial crisis, the homeowner could be convinced …

A woman does not have any right to take a life. Why should a woman have the right to choose to take it away just because she does not want it? Having an abortion is …

For many, the American Dream is owning a home of their own. With the current economic conditions, this is getting to be more difficult for many. On the other hand, there are some that sacrifice …

Shopping around for good deals on car insurance is the first step to saving money. There are several ways you can go. First, call around in your area to already established insurance companies and get …

Buying a new car is a significant investment. Many people buy new cars to improve gas efficiency which can save money. However, one thing you should consider before purchasing a new car is how it …

Do you have financial problems? We all run into problems from time to time when it comes to our finances, but there are ways that you can get out of those holes with as few …

When making this decision you need to have a firm idea of how long you plan to live in your current residence. This is the primary factor against which you measure the cost vs. benefits …

Ever get turned down for credit and see the reasons, not knowing what they really meant? Wondering why your score isn’t as high as what it could be? These are some of the reasons that …

Congratulations on having saved $200. A good savings plan is the successful start to having cash available for investing. Investing your excess savings is critical, regardless of how small the amount, since money loses value …

Most of us never take the time to find out what life insurance policies that our loved ones have. Once they have died, it is almost impossible to determine if we have all of them. …

Debt reduction is a worthy goal for anyone who has any kind of debt at all.  While there are those who would argue that there is good debt and bad debt, no debt is still …

Credit is very important part of today’s financial environment and many people are seeking the best credit card offer for their needs. There are many differences between credit card offers that can cost or save …

Have you recently gone through a tough time with your finances are don’t know exactly where you are going to go from here? If this sounds like you then you are going to have to …

Eliminating your debt is by no means an impossible task. While debt is hard to get rid of, you are going to be able to get rid of it if you just crack down, and …

In all fairness to the way they currently write mortgages, and from being in the business for a short while, I must say, that they have it all wrong.  I removed myself from the industry …