Remember the woman who spilled coffee on herself and sued McDonald’s because the coffee was too hot and she burned herself? She wound up getting some ridiculous amount of money as a settlement, and McDonald’s …

Settling an insurance claim dispute can be easier than you think especially if your claim was filed directly by your doctor’s office. The reason for this is that many of the errors that find their …

Taxpayers who were employed during the tax year and meet certain qualifying criteria, may be eligible to claim the federal Earned Income Credit (EIC). The credit is refundable even if the taxpayer had no tax …

If you own a home and currently have a mortgage, it is a requirement for you to have homeowners insurance. In recent years, this type of insurance along with all other types of insurance, have …

Negotiating with creditors may seem like a hopeless exercise, however in truth many creditors will accept deals with those that owe them money. Creditors know that they may see little to none of their money …

Life insurance is something that we all need in order to protect our families in the event of our death. It is as necessary for future planning as a 401-k or retirement fund. The thing …

The burden of college debt is pressing down on the shoulders of graduates harder than ever with the added pressures of the recent recession. Paying off debt is a case of forming a good plan …

With the high cost of a college education today you might see renter’s insurance for a student apartment as a luxury you can’t afford. But, think back to move-in day with your student. How long …

Kim, Khloe and Kourtney Kardashian  have ventured out and been entertaining us for quite some time now. They have us watching their every move on reality t.v., they blog on the Internet for us, they …

If you are self employed, or a wage or salary earner in Australia – you will end up paying tax. You can significantly reduce your tax bill, however, by being aware of what you can …

It’s a very good idea to keep all of your credit card receipts so you can check them against your statement when it arrives. If you have any questions about any charges, you should call …

Want to cut your spending, yet still enjoy yourself? I’ve got two methods that will both lift your spirits and keep money in your pockets. So get yourself a pen and paper. You’ll need to …

The idea of cheap auto insurance sounds great.  After all, who wants to pay a lot for their auto insurance?   But unfortunately, in the world of auto insurance, you ultimately get what you pay for.  The less you …

Debt is quickly becoming the curse of modern living. Not only is life becoming expensive in the western world, the pressures of fashion and status require many of us to spend money on things that …

There are many stories and crisis that doesn’t touch home and affect us as much as other, but this is one of those stories, or should we say a truth, not a story; that does. …

Introducing The 1031 Exchange The main idea behind the 1031 Exchange is that since the taxpayer is exchanging one property for another property or properties so that the seller’s profit is not taxed. A 1031 …

If the falling stock market has got you down, don’t despair. You can profit from this trend by buying “bear market” ETFs, investment vehicles that bet against the stock market. The value of these rise …

Going shopping these days seems a little like getting gas for your car. People are always looking for ways to save even a few cents on items if possible. Most retailers are loathe to tell …

Think carefully before lending money to a friend or relative. You are not a bank, and because of this simple fact the person you loaned the money to may not feel obligated to return it. …

Before we get into the ways you can lower your electric bill, let’s talk about the complex electrical measurements and devices used to determine your bill. Your electric meter monitors and registers the amount of …

For first time college students the thought of insuring your belongings may not seem like a big deal. You first apartment may not be anything spectacular, but the feeling of being old enough to be …

The term Going Green is a phrase that brings different thoughts to different people. If your one of the many who hears it and thinks of radicals being chained to trees and holding signs at …

How can teenagers change their spending habits?  The reasons people spend money are #1: needs (food, clothing, shelter), #2: security (health care, insurance, savings), #3: influence (inspire, identify), and #4: prestige (status, glamour, impress). Parents …

Investing in Multi-Family Real Estate in Another City Like many men and women in the United States today you may be interested in making an investment in multi-family real estate. In the vast majority of …

Everyone that drives really needs some sort of car insurance, but no one wants to pay too much.  You must conduct an effective and thorough comparison to ensure you are getting the most use from …

Losing your job can be a scary time in anyone’s life, the emotion alone can set people on the road to depression or making irrational decisions. It is important to get a grip on your …

With hundreds of online banks competing for your business, it can be difficult to find good online banking interest rates. There are a variety of websites which provide updated information about current interest rates. Use …

Of course they are required to pay for health care insurance. Just they should pay for the basics. Anything else that’s added on should be covered by the insurer. Not talking about the add on …

The advantages of paying with cash far out weigh the calamities of paying with credit cards. in essence, a credit card is a convenient  I.O.U. big time with interest attached.  Using cash, instead of credits …

Let’s not single out the mortgage broker in the arena of lending. Let’s put the blame squarely where it lies: With the lender, the IRS, and with the government. As head of the Green-lining Coalition, …