Credit card fraud is a leading form of identity theft with the Internet Crime Complaint Center reporting that, “people lost $559.7 million to online fraud in 2009.” The media is packed with reports of people …

Saving in this economy can be difficult especially when you are trying to keep your head above water. Thankfully, there are many ways you can increase your savings. Increasing your savings takes effort you can’t …

Most stores that offer credit cards do so with an extremely high interest rate. When applying for a credit card take a look at the terms before you make the decision. If you cannot afford …

Are you looking into a career in day trading? In the past, the tools for day trading were available only to professionals. But thanks to the power of the Internet, everything you need to get …

The stock market is a hectic place filled with investors both professional and amateur. It can be a very difficult task to choose a stock, CD, mutual fund ect. to invest in. The first decision …

When mediocre see the word BILLIONAIRE’, they could only wish and hope to become one. The word IMPOSSIBLE’ is sub consciously rooted in their mind when they thought of becoming a billionaire. How will anyone …

My first job was where collision damage waiver (CDW) was my bread and butter.I was a clerk in a rental car agency, and though I was paid an hourly salary,in addition we were compensated quite …

Retirement sometimes seems like an eternity away, but in all actuality it creeps up faster than anyone can imagine. While it may have once seemed like there was plenty of time for saving for those …

Home insurance is not cookie cutter coverage that evaluates every house the same.  Instead, there are a number of factors that affect your rate.  The good news is that current homeowners can make improvements right …

With the New Year just under way, investors are looking to position themselves in the proper industries that could benefit from an Obama led White House. Based on what was said during his campaign, the …

If you live in a rented house or apartment, having renter’s insurance to protect against property loss, damage, or personal liability for loss or damage suffered by others in the rental property is a prudent …

Homeowners who have lost their home to foreclosure may be in for an unpleasant surprise. Many think that just because the bank has foreclosed on their home that their financial woes are behind them and …

Real estate values in recent years have been incredible. Home values have sky rocketed, creating jobs both in blue collar and white collar circles. Does this make it a good investment? Not traditionally, because home …

Credit cards are a great tool which enable consumers to spread the cost of large purchases. Problems arise, however, when consumers begin to think of the credit available on their card as ‘free money’. Credit …

You might think that because your job pays you 10 dollars an hour that you would actually make 10 dollars per hour worked. However. you will notice that your take home pay is less than …

The difference between government deficit and national debt is the deficit is thought of on an annual basis whereas national debt is long-term. Moreover, the deficit is the total expenditures and costs incurred by the …

                 The Secret to Understanding Stock Market and Options Volatility Volatility is the measure of risk relative to the change of price involved when observing the value of a security or …

Stock options are a type of financial derivative instrument. Put simply, they are the right to buy or sell a set number of shares at a time or price specified. A right to buy a …

It’s a buyer’s market these days, they say, so good deals are around, but if it is your goal to “flip” a house, beware. Many are finding that the profits to be made in this …

Gas is four dollars a gallon and food prices are going up everywhere you look. Wages are going down and it is making it even harder for people to keep up. When it comes to …

According to Franco Modigliani and Frank J. Jabozzi in their book ‘Capital Markets, Institutions and Instruments’, the two basic and widely used types of pension plans are defined benefit plans and defined contribution plans. In …

Do you ever experience a power outage that only affects a small amount of people and usually lasts up to a few hours? It is an inconvenience but you probably just brush it off for …

In the stock market, there are several different types of orders which give you some flexibility in how your trades are executed. Many of these types of trades can be set to “trigger” based on …

Being between jobs can be a real test of your financial expertise. It’s challenging enough trying to live within your means when you do have a paycheck. When you don’t have one, how is it …

One of the best way to make good decisions when buying stocks is by using stock trading software. This is especially important for someone taking the final steps in jumping into the world of trading …

Investing in real estate is a great way to create a stream of revenue.  Additionally, real estate can offer great tax benefits and can build equity, which you can use for other investments.  However, if …

Super Funds and Tax Time Changes to the laws target aggressive strategies that allow self-managed super funds to avoid tax. The Federal Government has signaled its intention to crack down on members of self-managed or …

Renters come from all walks of life. Families with children, students taking their first step away from the parental home and city dwellers. One thing they all have in common is the need to have …

Planning for your retirement is an extremely complicated thing. No matter how you look at it or how well off you think you are, there are a lot of different factors that go into retirement …

Renter’s insurance is an important component in renting an apartment. It offers personal property protection and liability protection. When purchasing renter’s insurance, it is important to understand each component of the policy. As you finish …