Those employees working for a company that offers a group health insurance plan should be aware of the key points regarding that employer’s responsibility as it relates to the health insurance policy. There are minor …

Almost one and a half trillion miles are driven by commercial trucks each year, according to the Bureau of Labor Statistics. Like all vehicles traveling on the roadways, commercial trucks require insurance to cover the …

A Guide to Florida’s Golf Course Real Estate With the Florida Golf Course real estate market of today, people must be wary of deals that are “too good to be true”, and be on the …

Bad credit can stick with you for several years, but there are still ways to renegotiate your debt so that you can continue functioning while you pay off your loans and cards on time. Here …

Junk or Treasure? Bargain or Rip-Off? This is what I ask myself while browsing the isles at flea markets. My husband and I have been avid flea market shoppers for about ten years now. The …

Many small business owners are struggling to obtain health insurance coverage that is affordable and yet provides adequate coverage. One option that is now available more than ever is the Health Savings Account, or HSA. …

As your tax situation becomes more complex, either because you own a business or are starting to think about how to pass your estate on to later generations, the expert advice available from a tax …

Buying a home with cash has enormous benefits; many buyers are often not aware of these advantages. There are several reasons why most prospective home buyers are not able to buy property with cash however. …

We’ve all seen the recent headlines: Record Home Foreclosures! Falling Home Values! While there’s no doubt recent events have changed the housing market significantly, the headlines don’t mention the silver lining for prospective home buyers. …

If you drop or toss a sales receipt, are you inviting identity theft or credit card fraud? Will you suddenly see unknown charges on your credit card statement? How can you keep your credit safe? …

Applying for a loan definitely does bring your score down. The reason this happens is because the loan companies open your report and every time someone opens your report, it lowers your score. This can …

My local newspaper, The News-Press, and several major news outlets reported on a Justice Department study that concluded, “blacks and Hispanics are more likely to be searched and arrested” and police were “much more likely …

When it comes to houses, we all know the difference between renting and owning. With renting, each month your landlord gets a rent check. You get to live on their property for a month. If …

Buy to let mortgages, how do they work? Buy-to-let mortgages are loans taken out to buy a house an individual intends to rent out. This has become a popular practice as a way of generating …

If you’re a fan of walking and want to arrange a tour, either in your local neighbourhood or much further afield, there are a number of ways that you can do so without it costing a …

With the lowest interest rates in a generation, it can be difficult to find a high interest yielding money market account in 2010. Interest rates for money market savers can depend upon your preference for …

Many people in the United States wait years and years to have what they called ” credit card ” but in reality what is a credit card ? is it something that will help you …

Dorm life was worthwhile. You may have met other incoming freshmen with whom you could share your college anxieties and inadequacies. But after a year or two, you got your footing and believed you could …

Another year and another substantial raise in your car insurance rates. Is there anything you can do to curb these costs? There are ways to keep your auto insurance rates down without sacrificing coverage. Review …

HM Revenue & Customs are moving with the times and are encouraging all tax payers to deal with their taxation affairs online via the internet, and VAT is no different. From the 1 April 2010 …

It’s not just your payment history that can haunt you. Let’s not overlook the problem of unsecured debt. Your history can haunt you for seven years. Your unsecured debt will haunt you as long as …

For most neighborhoods, renter’s insurance is one of the best insurance values around. For a few dollars per month, you can insure your possessions for $20,000 to $100,000 or more. This will protect your things …

Debt can be an all-consuming drain on your financial and personal life.  Many people suffer from massive amounts of stress do to a surging debt problem.  However, before you have a panic attack about your …

For many reasons, there is no such thing as being too young to invest. In general, you want to have as much time investing as you possibly can, and so the younger you can get …

Those who believe that life insurance is a necessary evil, also tend to believe that you should spend as little on it as possible. Often, this approach can serve you well. It is important to …

Is there such a thing as a bad lender? YES! Bad lenders, unfortunately, exist everywhere, but are, to date, particularly poorly regulated in the United States. Sometimes, the people “selling” the loans don’t understand them, …

Do you want to keep your credit score at a healthy level? Of course you do, we all want to keep our credit score at the highest levels that we possibly can. However, keeping that …

Read  the article by Carol Ann F. Maloney ,” How To Eliminate Credit Card Debt ” to understand why you are not really in credit card debt  and proceed as follows: Send for free credit reports with …

I started working in restaurants when I was fifteen at eighty cents an hour plus tips. As a teenager this was a great part-time job and I really enjoyed the work. I continued working as …

Are you committing a crime that you are unaware of? If you are driving without auto insurance in the state of Nevada, you very well are breaking the law! Nevada requires that all drivers in …