Whenever a person, be it a male or a female, is stripped of the right to do with and to their own body whatever it is that they choose to do, we have reached a …

College might be considered a time where all you really are thinking about is pizza and partying. However, there is a future that you have to plan for that extends past the next weekend. Just …

Having a good credit history is essential if you plan on borrowing money anytime in the future.  It will also help if you are searching for a home or a job in the financial sector …

Losing a home to foreclosure is already a harrowing experience. As though that is not bad enough, home foreclosure can also have negative tax consequences. This is because debt settlement is considered income by the …

The credit card is just too easy to use. Most people don’t think about the consequences of their spending until after they receive their monthly statement, then, their jaws drop and they start wondering how …

The big five UK banks (by assets) are: 1) HSBC.2) RBS Group (which includes Royal Bank of Scotland, and NatWest)3) Barclays4) HBOS (which is comprised of Halifax, and Bank of Scotland)5) Lloyds TSB There have …

‘What is term life insurance?’ is an important question to ask before assessing the benefits of term plans. Term life insurance- also known as ‘term insurance’- is a life insurance contract that exists for a …

Why should you spend more than you need to on car insurance? Especially when disposable incomes are down and people are hankering to squeeze the most out of every dollar in the budget, finding ways …

Your local grocery store is one big marketing ploy. From the way the aisles are set up to where each item sits on the shelf, everything in the store is optimized to get you (the …

When you buy a home, property insurance is a necessary added cost that should not be overlooked even if it isn’t compulsory. Property insurance is something that every home owner should have to protect themselves …

One of the key traps that dieters fall into is food shopping when hungry, thus giving into the temptations they know they should resist. Organized shoppers stick to their shopping lists to avoid splurging on …

In the mortgage market today it’s actually easier chose the right mortgage. The reason I say this is that the days of creative loans are largely gone as sub prime loans are now extinct. The …

Credit cards are a quick means of accessing a small amount of credit at the cost of a high interest rate. Although the ease of obtaining credit cards helps individuals establish credit and gives them …

I read an article recently about a couple who were both devastated that the big bad mortgage company was “expropriating” their home. The woman who was the spokesperson for the family chose the word expropriating …

Indiscriminately adding to your personal debt is never a good thing, but there are times that it makes good sense to apply for a loan. A personal unsecured loan often carries a high percentage rate …

Student loans are a very good solution for those who cannot afford the studies with high fees. Colleges like Harvard and other renowned colleges definitely do not allow a person if he has a grade …

Renters Insurance cna be a true lifesaver for college students. When your apartment is broken into, you will discover that the insurance the owner has doesn’t help you at all. they are covered for the …

Once the holiday season is over the niggling worries that perhaps you overspent on the festivities can become reality when the credit card bills start to arrive. Unless the holidays were budgeted for in advance …

Do not pay that up front money to the hospital or doctors office! Many, many companies are switching over to the higher deductible plans instead of the low deductible and copay’s. Why? Because it is …

Car insurance can be very costly to car owners so trying to save the most money possible is very reasonable especially during challenging economic times. We will go through some ways to considerably reduce these …

The Best Undiscovered Locations for Vacation Rental Property With the vacation rental market of today, people must be wary of deals that are “too good to be true”, and be on the lookout for the …

Actually, most short term loans available in the market are priced ridiculously (with lots of hidden charges) such that you end up thinking the companies marketing these loans don’t want to extend them to their …

Banks were great in their day as institutions to save your money, but now the tide has changed as increasing fees dominating the banking community are on the rise, more and more people are turning …

Health Insurance is expensive for two reasons. One, some medications and treatments are very costly and the need for them is increasing as the populous grows. Two, because even though the availability of proficient health …

Every business needs to replace business assets at regular intervals to keep up with the changing economic and business climate and to ensure that the business is well equipped with the latest technology to cope …

Everyone should have a bank account. It’s a much more secure way of looking after your money than stuffing your cash into a mattress, and you can earn interest on your money. However, there are …

During difficult economic times, people usually point fingers at various sources of their financial distress. Those who live at or below the poverty line, or those who are the working poor, may feel as though …

Overspending happens quite often. For whatever reason, some people lack the discipline to manage their money wisely and practice patience. The need for instant gratification overwhelms any desire to be thrifty. Whatever it is they …

Medical bankruptcy is the term that describes one filing for bankruptcy due to costs from medical bills. It may include costs from a long hospital stay, medications, doctor’s bills, treatments and more. Patients who feel …

Investing to win is something that you never can guarantee. Everyone can try it but even the best financial analysts can’t guarantee it. There are many political and unpredictable reasons which can have an influence …