Private student loans are the last recourse the student utilizes when other forms of borrowing, grants and scholarships still leave a shortfall between the expense of college and available money. Funding college is almost prohibitively …

Mortgage underwriting guidelines have dramatically tighten up since the collapse of the mortgage and real estate boom days. For example many sub-prime mortgage companies would utilized state income to inflate a mortgage applicants income qualifications. …

A lot of families really don’t consider the true cost of all the things that they are financing. They buy new cars and don’t consider the total amount of debt, but merely the payment they …

Paying bills can be tedious, but performing this task right from your personal computer has become an efficient and very popular option to banking. As you get your accounts set up, keep in mind the …

Mobile phone banking builds upon the success of Internet banking, and enables customers to carry out banking transactions from their mobile phone. Its unique selling point is the convenience of being able to carry out …

Having the right professional on your side can mean success or failure for your business. One area of dispute among business owners is if it’s better to use a broker or agent for insurance coverage. …

Nine years ago I was a college freshman student who thought that having been approved for student loans was the coolest thing ever. Today, I struggle to even pay a monthly $100 interest bill toward …

I started having back pain over 4 years ago. At first it was a nagging pain which I could control with medication, but, like many people with back pain, it got worse and worse. It …

The best way, in the 21st Century, to invest small amounts of money, is online. It is simple, you spend a lot of time there already and it is easy to deal with transactions in …

Common sense says not to buy something you can’t afford to pay cash for. And as a college student, it is often difficult to earn money. But that doesn’t mean you cannot use the credit …

In today’s debt ridden society, many individuals have experienced the call of a debt collector telling them that they must pay a debt that they owe. Many debt collectors are trustworthy and respectful of the …

SHOULD YOU REFINANCE YOUR MORTGAGE According to MSNBC, mortgage lending rates hit their lowest point since March of 2004 last week. For many people, now is the time to start shopping around to refinance your …

Being a customer that needs to have a checking account because of making payment and not wanting to carry large sums of money around with me everywhere, I can say that the best experience overall …

When your lovely new credit card arrives in the post, or via the courier, it is so easy to slip it into a drawer and forget about it. This may be because it is a …

The Negative Side Of SubPrime Loans: Actually, It’s All Pretty Negative Why Is The SubPrime Market Still So Active? With all the awareness being circulated throughout many communities, media, and the Internet, you would think …

Cutting back on your spending doesn’t mean a dull or boring life hanging at the house and eating beans and bread. It means taking a different approach to what you consider a necessity of life …

Negative Affects of the Financial Crisis Last year, when gas hit $4 per gallon, my husband and I finally panicked. We knew that life was going to cost us a lot of money before the …

A quote for homeowners insurance consists of many factors that can be used to increase or decrease the cost of the policy. Some of these factors include the amount of replacement cost coverage, building materials …

Whenever the question of time versus money arises, the answer is pretty straightforward: money is created in time; thus time is infinitely more valuable. And while money can be lost and later recovered, lost time …

Anyone who has experience in real estate will tell you that first time homebuyers are the ones who make the most mistakes when purchasing a new home. Not everyone makes the same mistake, and they …

During the poor economic times, individuals and families everywhere are looking for ways to lower their budget and save some money. The best way to do this is to sit down, draw out your budget, …

Purchasing rental insurance can be time-consuming and somewhat tedious, especially for those who are unfamiliar with insurance policies in general. There is much to be considered when searching for the appropriate policy to fit an …

Credit card debt has become a major problem ever since credit cards started to gain popularity. They are usually easy to get hold off and limited credit checks take place to ensure that customers are …

The danger of loans is in fact a slightly misleading term and should strictly speaking always be referred to as the dangers of loans. There are many dangers of loans, particularly for the ill-informed and/or …

Credit cards are fairly easy to get these days, but getting a good one…not so much. With high interest rates, annual fees, and finance charges added to all those purchases, the debt can rack up …

“Can I see some ID, please?”  You’ve likely heard this question many times when making a purchase with a credit card.  If you are a person who wants to keep your private information private, you …

Credit reports are notorious for errors. These errors may be impacting your overall FICO score and need to be removed as soon as possible. Here are steps you can take to have damaging entries removed …

Condo insurance protects condominium owners from property damage, destruction or theft. Without condo insurance, condo owners are subject to greater financial risk if damaged property costing more than insurance deductibles and annual premiums is incurred …

Financing a home doesn’t need to be an arduous and daunting task. You must know and understand what financing options are available to you. First, identify the agency that will help you with your home …

  What is personal liability insurance coverage? The definition of personal liability insurance is: coverage which protects the policyholder against claims of personal negligence or actions of the insured which are inappropriate; resulting in damage to …