Saving money today is super easy, if you know the tricks. These thrifty tips will help you save money, make money, and stretch your family’s budget, leaving more money for the fun stuff. These are …

Common Reasons for Overspending Overspending is a addiction that must be eradicated. It starts of as simple habit of indulging in a few things such as cigarettes or brewed coffee. Then it goes to things …

AVOIDING PONZI SCHEMES, such as the one run by Bernie Madoff, depends not on knowing the details of a particular scheme but on knowing the two elements that the perpetrators depend on to make their …

Chase Bank offers several different checking account options, hoping to provide the most flexibility and convenience for their customers. Some of their most popular and basic products include their Chase Free Checking, Chase Better Banking, …

Insurance companies offer a variety of discounts on their home and automobile policies. One of which is called a group discount. A group discount can lower the cost of the premium, is available to almost …

How often do you review your homeowners’ insurance policy? Every year, approximately 13 million young adults make their foray into their first true act of independent adulthood: moving away from home to attend college. Generally …

When buying a new car, an insurance company will take into consideration some of the following factors before they give you a quotation on how much your car insurance will cost you.  An expensive car that comes with all the …

It seems that after the holidays, many people take one look at the bills they racked up and want to faint. Between the costs of holiday gifts, travel, and even eating out more due to …

When one cannot keep up with their medical bills, then they may decide to file for medical bankruptcy. It will proceed just as any bankruptcy would as there is no specific designation because of the …

In the United States, convenience is prized above all else. Credit cards offer that convenience, but at a price you may not be willing to pay. Credit cards should be used for purchases that you …

Let’s face it, nobody wants to think about dying. And not too many people spend a lot of time thinking about what happens after we die. As far as most of us are concerned, the …

There are four main reasons why health insurance costs more than it ever has for the average person within the United States of America. For some people that yearly cost has increased more than 2,000 …

Credit and debit cards have become very important to today’s society. Besides being a fast and easy way to pay for purchases at stores, they provide an convenient way of withdrawing money from a bank …

Checks are becoming obsolete because people are becoming too caught up in the fast paced world and if they can save one minute here and one minute there, they will have accomplished something. It is …

Making, tracking, and sticking to a budget can be hard.  There are many software programs that will make the process easier, but they often cost money, and most of them can only be accessed from …

Random drug testing for police officers is unconstitutional because: *There would be less guns and badges out there to protect us.*A department might have to answer for more liability lawsuits from the average citizen.*A department …

As everyone knows, it’s harder to get out of debt than to get into it in the first place, however there are personal debt reduction strategies individuals who find themselves with financial worries can implement. …

Book running is a function of investment banking that coordinates the sale of new securities. In this sense a book runner is a securities underwriter; however the book runner is considered the primary facilitator of …

Credit card junk mail is probably one of the most biggest annoyances which arrive in the mailbox. While spam is annoying in the e-box, at least those solicitations can be easily deleted.  This is not …

In these tight times, when big corporations seem to be at a loss as to handle their finances long enough to keep from going bankrupt, the rest of us are realizing that handling our own …

Auto insurance is mandatory in the state of Illinois. Failure to carry the minimum liability insurance on your vehicle can result in the loss of your driving privileges, hefty fines, and possible jail time. Driving without …

Reasons to sign up for online bill pay There are several reasons that may pique your interest in signing up for online bill pay services. These include improving time management, saving money, ecological peace of …

To get a personal loan is a great way to pay off other debts, afford vacations, pay for college, of course, or pay for something else that has grown into a financial problem for you. …

It is a common misconception that only home owners should be concerned about property insurance. Nothing could be further from the truth. Wherever your personal property resides, it should be covered against loss or damage. …

The Experts Say: Don’t Consider A SubPrime Loan! Leonardo Simpser; Raising Awareness In The Minority Community SubPrime mortgage companies implement a type of targeted advertising, called “steering.” This is basically seeking out neighbourhoods, and communities …

Every student should eventually obtain a student banking account before leaving college, and by searching for the best deals on student bank accounts young people can learn finance and money lessons that will serve them …

Many people can find it hard to keep track of a large number of debts from different sources. With perhaps multiple credit card debts, car loans, unsecured loans or student loans, debt consolidation is a …

Outrage was heard from the people of the United States of America when they found out that Google, one of the wealthiest, most profitable companies in the world, paid less than 3% in taxes under …

Health insurance has become a difficult commodity to attain for many Americans, since nearly fifty million don’t have any health insurance, while millions of others are underinsured. Many of us who do have health insurance …

When money was created, so too were money problems. Financial difficulty or hardship is nothing new. Yet in modern times of banking crises, perhaps excessive consumer credit availability, greater opportunities than ever before to spend …