UK inheritance tax is charged at 40 percent on the estate of a deceased person, and at 20 percent on certain lifetime transfers, when the total value of transfers exceeds the nil rate band of …

Statistics have revealed that over 25 million are out of work. Clearly, these are challenging economic time. Therefore, it is very imperative that householders practice budgeting and conservation where necessary in order to stay afloat. …

If one had to choose between life insurance and annuities, which would it be? A decision like this would be the equivalent of a man having to choose between his wife and his mother. Those …

A stock market crash brings in mixed emotions. Some people get scared and panic due to the seemingly rapid decrease of paper wealth, while others get excited in anticipation of buying at the bottom. A …

Getting Your FICO ScoreYou are entitled to one free copy of your credit report from each of the three credit reporting agencies annually at http://www.annualcreditreport.com/. Unfortunately, there is no ”free” way to obtain your FICO …

Credit card use in America has been widely accepted for decades but never really took off in the same way in the UK. There was never the same culture of credit cards being necessary to …

Auto insurance is one those necessary evils that we have to face. Although everyone has to have auto insurance to legally drive, there are several ways to reduce the amount that you spend for auto …

Many homeowners pay their mortgage month after month without a thought. Little do they know that if they put just a little extra effort to pay off their mortgage early they would reap enormous benefits. …

The FHA 203K rehab loan program has been a lending staple of the government for years. Basically, it’s a lender-friendly program- sort of a partnership with state and local housing agencies and non-profit organizations – …

Identity theft is becoming more and more prevalent in our society. As it seems to be such a difficult crime to solve, and you can steal a lot of information from the comfort of your …

Do You Need Bad Credit Auto Loans for Your Vehicles? One thing that many people are not sure of when they go to get a loan for a vehicle is whether or not their credit …

If I could give you only one word of advice for buying a property in the turmoil of today’s distressed housing market, it would be REO. REO is an an acronym for “Real Estate Owned” …

The prison riot in New Castle, IN was a direct result of Arizona prisoners that were shipped to Indiana because of overcrowding. The prisoners were upset over this situation and decided to show their disapproval …

If you need engineers insurance, you really need to know that you are dealing with professionals. Engineers professional liability insurance is a specialist field of insurance, so you need to deal with an insurance company …

To be aware of the indicators that signal the opportunity to change from an adjustable to fixed rate mortgage, one needs to study both the economic performance, and the cost of borrowing (interest) trends for …

How to get unsecured debt consolidation loans is something which may prove to be a daunting prospect to those with little or no knowledge of how the personal financial sector functions in modern times. They …

There are several factors that can determine your health insurance premium on an individual health insurance product. The premium equation typically looks like this: Base Rate x Area Factor x Underwriting Factor x Tobacco Factor …

According to United States Treasury Department figures, business bankruptcies for the last quarter of 2009 reached heights not seen since the Great Depression. Most companies filing for bankruptcy protection employ less than fifty people. The …

When your output exceeds your input, your downfall becomes your upkeep. My mother tried to tell me this, but I wouldn’t listen. At that time in my life, I didn’t realize that keeping up with …

It is an unfortunate consequence of the recent financial crisis that many people have lost faith in their nation’s banks and, for some, this loss of confidence may leave them fearful for the safety of …

On the whole I would always say do not give your credit card number to ANYONE, and I mean anyone. I would be reluctant to give out my number to almost anyone who rang. Even …

It can be a daunting task to find activities that a whole family can enjoy. When you do manage to find a few activities, it seems like the cost of those activities will break the …

You’re smart, you have a good job or own a small business, and are taking steps for your financial future. However, if you’re like most people, you might not know exactly what makes up your …

Finding the right mortgage loan is almost as essential as finding the right home. There is a multitude of different lenders and types of loan to consider, and advance research into the different types of …

Yes, it’s really possible to pay off your credit card debt using a free government-approved grant – but you have to do it very carefully! The Federal Government obviously isn’t issuing straight “credit card debt …

The issue of inheritance has been one which for countless centuries has plagued us with tales of tragedy, triumph, happiness and heartbreak. It has been a drama that has been immortalised in play, and has …

Insurance for renters is similar to insurance that is provided to a typical home owner as well as a mobile home owner. A renters insurance policy will provide the apartment owner with personal property or …

It might be convenient to tell yourself that you can’t possibly work on your fitness when gym membership is so expensive, but why bother to join a gym in the first place when you can …

Many people debate weather Life Insurance is really beneficial in the long run. I agree that having the insurance coverage is necessary for many reasons. When a person passes on suddenly, the last thing you …

Student landlords don’t need to have a degree in mathematics to work out the figures for multiple lettings give bigger profits for the same house than letting to a family. This is at the heart …