Whether it be a mobile home or a stick built home, your home represents a significant financial investment. It is important to be familiar with all things regarding your home, especially the insurance policy. Do …

The Grameen Bank is a micro-credit lending institution located in Bangladesh, and the only business corporation in the world to have won a Nobel Prize for its work. However, two recent documentaries about the bank …

There is no lack of information out there on retirement planning. You could spend hours trawling through all the information out there and get starting thinking you know everything there is to know. The problem …

At Homesite Insurance we strive to bring you policies that provide the coverage you need, so you have peace of mind so that you have protection when you need it most. No one expects to …

To most, the word budget conjures up images of financial distress. People who put themselves on a budget are inevitably in trouble. Despite the fact that most people would never consider the notion of budgeting …

New Smyrna Beach, FloridaBest, Undiscovered Location for Vacation Rental Property In May, we discovered a beautiful, largely undiscovered location in Florida. With a family of four (two adults, a teenager and a tweenager) and for …

Credit score is a numerical expression of an individual’s credit worthiness.  FICO score is the most widely used credit score model in the United States of America.  Credit score is a three digit number ranging …

Investing can be an easy if you do your homework. If you have the ability to save, you have ability to invest after all saving is an investment in your future. The same steps you …

Retirement changes your life drastically and hopefully for the better. Some people tend to think that retirement is all about money, but the truth of the matter is that retirement is a lifestyle, it is …

You may think that investing is not for you. Traditional theories say that when investing it is impossible to beat the market. This is founded on the belief that the market aspects in every society …

What can Stock Options Do? Stock generally presents a small portion of ownership inside of a company. A stock option, by definition, is a small number of stocks offered to the investor at a reduction …

Tax season can bring some confusion with it.  It can be difficult to make sense of all of the tax forms arriving in your mailbox.  You might not even be able to decide which tax …

When considering purchasing homeowners insurance, you should consider the major factors that impact your home owner’s insurance premium. These factors determine your rates, and they can influence your insurance costs. Being knowledgeable about these factors …

In the reality of today’s economic climate, getting along without a budget is sure to lead to insolvency. No one can afford the luxury of spending without thought as to where money goes. Those morning …

Retirement planning is essential, unless you plan to work at your company until death do both of you part which may not even be possible. As clearly as we plan, sometimes we do make mistakes. …

In 2005, I declared war on the kilowatt. It started as an effort to cut household expenses, but then things got personal. I live in the Dallas-Fort Worth metroplex, a region that earned an “F” …

You may be trying to build your credit score for the first time or you may be trying to improve your credit rating after hitting hard times.  Low limit credit cards may seem like the perfect opportunity …

At Christmas time it can be very easy to end up spending more money than you intended to as many gifts appeal to you and various events crop up which you feel you cannot say …

Investing is probably the best way for you to get the most out of your money and for you to become wealthy. Everybody wants to invest and everybody recognizes, looks up to, and wants to …

There are some common mistakes I’ve seen traders make in the area of money management. First, let’s understand what money management is all about. Money management overlaps with risk, trade, business, and personal management, yet …

There is an area of south-central Utah that plays against the famous Las Vegas saying and it goes like this: “What happens in Sevier County, you can tell your friends about.” Because rather than playing …

We tend to go back to places we loved as a child, be it a particular house, town, or even a country. The place calls to us like a bull moose during mating season; we …

“We will create millions of jobs by making the single largest new investment in our national infrastructure since the creation of the federal highway system in the 1950s.” With these words then President-elect Barrack Obama …

If you own a home, having homeowners insurance is extremely important.  Homeowners insurance will not only protect the structure of your home in the event of a fire, flood, or other natural disaster (depending on …

Renting an apartment or house poses no fewer risks than owning a residence. The loss of your possessions due to a fire or other insurable event is a tragedy. However, losing possessions that have not …

A foremost and favorable implication that arises from delayed retirement benefits is the increased social security income you will lay claim to as soon as you stop working. How long you delay your retirement is …

Do you prepare your own taxes each April in hopes of saving a couple of bucks on tax preparation?  While doing your own taxes will save you money in tax preparation; it could also cost …

In the current economic climate people are always trying to make savings and in the summer months it may be even more vital that these savings occur so as to help fund the Christmas season. …

There are many ways to make money, but only one real way to get that mega millions type of wealth. The stock market is the ultimate route to being rich. The common man can be …

Why do people overspend so much? Chances are good that we overspend because we really want to keep up with everyone else. It is all about status and trying to show others that we are …