Auto loan is a loan application used to buy a car. The principle amount is the level of debt owed at any time. The principle amount is the amount owed to the loan provider after …

Everyone dreams of owning their own home sooner or later although proper timing when looking for an affordable home loan is more important than you might imagine. Even though there are different kinds of mortgages …

Single parents who are looking to embark on further education at college face additional financial obstacles to the typical undergraduate, as their needs do not just relate to themselves but their children too. Even though …

Credit cards can be quite dangerous for a person’s finances. But the key word here is ‘could be’. It all depends on the person in question and how much they spend, alongside how much money …

It may seem very old-fashioned to carry and use cash for day to day purchases, but making the decision to be unbanked (using cash instead of debit cards) is actually a very good thing. There are …

I swim very early every day all year at a community outdoor pool in the desert area of Arizona. I’m there from about 6 to 7 am. There are no lockers, so I usually leave …

Although Muhammad Yunus had come up with the idea of micro lending in 1976 when he was a professor of economics at Chittagong University in southern Bangladesh, it was not until 1983 that the Grameen …

If you are trying to cut corners and save yourself a little bit of money, you may do so by cutting a bit your expenses for food. Food is perhaps the second largest expense you …

In these trying times, we all need to make adjustments to our lifestyle. As a Golf Teaching Professional, the financial crisis has hit me pretty hard. Golfers will still spend money on actual golfing, but …

For those of you who rent or plan on renting, then please continue reading and learn about how renters insurance can protect you. As a tenant, obtaining renters insurance is very inexpensive and one of …

Is Your Health Insurance Up To Date? When was the last time you had a health insurance review done. Is your health insurance policy more than two years old. If so, you are probably paying …

Credit Counseling services do not do anything that the individuals could not do for themselves. And that includes calling the credit source and asking for an abatement of interest, reduction in payment, or a lesser …

The recent major shift in real estate prices requires a shift in strategy when it comes to buying real estate with no money down. The real estate market continues to go bust as I had …

In a January, 2007 report by the Community Reinvestment Association of North Carolina, it states Refund Anticipation Loans i.e. ‘instant refunds’ cost between 36%-700% in interest. What’s more, multiple national data collectors including online magazines …

Buying stock options is a great way to lessen the risk associated in an investment. Basically, a stock option is a preemptive right to purchase a specified amount of stocks at a future determinable date. …

If my boss knew I was writing this, I would be fired. But I’m going to give my humble opinion anyways: when it comes to the pros and cons of paying off credit card debt …

Two of the biggest players in the recent economic and financial debacle were the government sponsored enterprises known colloquially as Fannie Mae and Freddie Mac. But what exactly are they? What did they do to …

If you have a road accident, which is not your fault, you may think you will not lose out financially, if you go through your own insurer, when making your accident claim. This is not …

Some of us aren’t in great standing with the bank. Some of us just want to have the money on hand. Whatever the reason, here are some secure places to hide your stash of cash. …

Identity theft may be one of the most ubiquitous crimes today. In fact, you probably know somebody who has had their identity stolen, or experienced some kind of credit card fraud. While there is little …

E-bay, Amazon, Expedia. All of these are solely Internet-based retail outlets, which means they have no brick and mortar store. Of course there are thousands of others! Even department stores are into the game. Why? …

Before condemning banks for making large profits, people should consider the various benefits that successful banks provide. These include: – job creation and retention. Banks employ many thousands of employees, and the salaries paid help …

When damage, theft or loss of property occurs, it is difficult or even impossible to replace without insurance. Property insurance seeks to indemnify the assets, revenue and even intangibles (like trademarks and identity) of policy …

For people who are living through near record breaking drought and extreme heat, air conditioning is a real necessity. Air conditioning is never cheap, but when it is used so extensively, the cost can be …

When one starts on a quest, no matter whether it is towards a financial or personal goal, one typically intends to see it through. Yet lofty goals and reality do not always converge, as moments …

Dental Insurance Plans vs. Discount Dental Plans With the growing cost of healthcare, having sufficient health coverage is becoming more and more crucial to everyday life. The same goes for dental care. Because there are …

In the United States there are billions of dollars of unclaimed property. Each state has its laws governing unclaimed property. Before the states enacted these laws whoever held the assets simply absorbed them. Fortunately, laws …

Bank Closings 2009: 106 and Counting A total of 106 banks in the United States have failed this year as of October 23 and experts forecast some 400 more struggling banks will likely follow them …

An investment is something that becomes more valuble as time passes. In this context, few vehicles could be regarded as investments because they usually depreciate in value as soon as they are driven off the …

The facility to shop remotely, over the internet or by phone, is becoming evermore popular and with this comes new and devious ways that criminals can steal from you. They devise all sorts of scams …