Most people like to save money, period. That is really all there is to be said about money. Okay, maybe there is a little more that can be said, at least when it comes to …

With the current economic conditions and job losses, more people are looking for ways to save money.  Some people consider frugal people as being cheap.  Being frugal is looking for ways to save money and …

It is possible to find credit counseling services that are free. I went to one myself. It would be smart to take advantage of this service if you can find no way to get out …

Before detailing how you can avoid going into your overdraft, it’s probably worth explaining the difference between an authorised and an unauthorised overdraft. An authorised overdraft is a credit facility that your bank agrees to …

Buying a car is a necessary expense for people in most parts of the country, but it should not be confused with an investment. Even if you buy the model with the highest resale value …

In the last three decades credit cards have moved from a rarely used status symbol for the rich to a ubiquitous part of society. Every major bank will issue one if you have good enough …

If the death penalty were an effective crime deterrent, it would follow that all previous state-sponsored executions would have somehow resulted in reducing crime. As regards the crime of murder, however, there actually seems to …

There is no better time to get started in real estate investing as house prices have taken a tumble. Real estate investing is ideal for young and old and all those who have some extra …

The definition of a stock split is “An increase in the number of shares of a corporation without changing the shareholder’s equity. A stock split is a corporate action that makes one share of stock …

As we’ve all learned by now, driving without car insurance results in a hefty fine, loss of license in some cases and more penalties than I care to think about. Luckily, with the advent of …

Not only is shopping around for car insurance worth it, it should be mandatory! Car insurance is one of those highly-competitive industries. Just about every street you travel will have car insurance agencies that can …

Is it really Bernard Mad-off that should be at fault here or is it our greed that we should consult with. Mad-Off has done what most of us would have done and that is creating …

As increasing numbers of U.K. residents struggle to keep afloat financially against a background of stricter mortgage lending criteria, there has been significant growth in the subprime mortgage and re-mortgage markets.  Many homeowners seeking to …

My take on avoidable student loan mistakes is on how private lenders create the conditions in which student loans mistakes flourish, and what students can do to counteract those conditions. Meanwhile, all students who depend …

With the costs of insurance skyrocketing in America, the majority of the focus lies on fully insured health plans. These are the typical plans handled by Blue Cross/Blue Shield, Aetna, Fortis, Kaiser, HealthNet, and various …

To own or to rent, that is the question. And for many years the answer has been the same – of course to own is better!  In the past, conventional wisdom insisted that renting is throwing …

Yes, businesses should be required to pay for health care. When businesses pay for health care, they are essentially “protecting their assets”. Just as businesses maintain their buildings, machines, vehicles and computer equipment, it’s just …

There are many considerations to make before you should decide to buy a home. A home is an expensive purchase and thus, absent you having a large cash reserve, you are going to have to …

Believe it or not it is possible to live within your means. It is possible to live on 80% or less of your income, depending on what your income is. Most of the ideas to …

Most insurance companies receive an insureds’ application directly from their agency base. Agents have the option of mailing an application, sending it electronically or entering it completely online. Some insurers give a bonus to the …

When one graduates college with a four-year degree denoting high honors, it is automatically expected that he or she will do one of two things: 1. Transition into the confines of a corporate cubicle. OR …

Hopefully, if you have a financial emergency, you will be able to find funds from a savings account or some other pot of money you have put aside especially for such situations. However, there may …

In today’s troubled economy, every credit card owner not only needs to be careful in their purchases, but also in the credit card they select. If you find that you have chosen the wrong card, …

Home equity loans allow homeowners to borrow against the equity built up in their home. They come with both pros and cons, which are largely influenced by the reason they are utilized. Unfortunately, they were …

Shopping for health insurance may be one of the important purchases a family can make.  There are many considerations and a lot of things to learn before signing the policy and paying that premium. Here …

As many people know, who haven’t been living in a cave recently, there are many credit monitoring services out there. So which one is right for you? Well, that is more of a subjective question. …

We have all seen the commercials of people trying in vain to redeem their credit card rewards. Credit card reward programs can be tricky, but they don’t have to be. Most of the major credit …

Term life insurance is also known as pure insurance. This is because it bears no cash value. Premiums used to fund term insurance are designated strictly to the cost of covering the life insurance component …

Beyond a shadow of a doubt, credit cards offer convenience. They allow you to proceed with purchases without really paying for them immediately.  What is required of you is to pay for the minimum monthly …

Will slow market growth and the global economic crisis deteriorate to the level that we face another recession? One which leads to what is deemed as the double-dip scenario? Prior to being able to answer …