How much should your mortgage cost you? Part 1 Well.you don’t know. At least not the way the system is set up, that is you have to have trust in people who have a vested …

Getting a driver’s license is a rite of passage for the majority of teenagers in American society. Of course, as soon as they get their license, most teens start asking parents if they can borrow …

There are many reasons why it is prudent to purchase insurance for an automobile, home or even for one’s own life. It is prudent to purchase insurance because it protects against a loss, it should …

Credit cards are a very convenient, but also a very expensive, way of obtaining a loan to make purchases. In effect, the credit card company approves a loan limit within which you can spend money …

If your home and your business are in the same place, you may be able to cover your business on the same policy that covers your home for some time. But the bigger your business …

Credit Repair and How To Improve Your Credit Score Before you start attempting credit repair or boosting your credit score, you need to know the basics. You need to know what a credit score is, …

The global financial market outlook for 2008 can be described as steady in terms of underlying economic conditions but variable in terms of individual and isolated market conditions. To predict the complete global financial market …

What is a medical savings account? In Milton Friedman’s words , “A medical savings account enables individuals to deposit tax-free funds in an account usable only for medical expense, provided they have a high-deductible insurance …

There are both pros and cons to paying a mortgage off early. You will want to consider all of these factors to decide which is right for you. Pros You can usually save money on …

Life is uncertain. People save primarily because of the inherent uncertainty about the opportunities and threats that they face or could face in the present and future. The benefits of saving (setting aside money for …

A money market fund is a government regulated mutual fund that invests in low risk securities in order to stave off some risk. In order to maintain a low risk, companies that administer money market …

If you ship goods on a regular basis, then you do need to look into the various types of insurance policies for cargo that are available. Such a policy will cover the value of approved …

Foreclosure is the legal procedure by which a mortgagor’s right of redeeming a mortgaged estate is extinguished, typically leading to the property being seized and sold. This legal procedure is undertaken by the mortgagee or …

Buying a home for the very first time can be an exciting and exhilarating process. You’re pursuing the American dream, providing a home for your family, and hopefully making yourself more financially secure. Unfortunately many …

A penny found is a penny saved.  That is what a wise person always told us growing up.  In this economy, where the unemployment rate is at near double digit numbers and the cost of …

Have you ever wondered why you just can’t ever seem to make enough? No matter what you do, finding a job that pays enough or even provides livable raises, is as elusive as Big Foot …

If your finances reach the stage where you can’t afford to pay your monthly mortgage bill it will be an anxious time in which you need to give careful consideration to your options. Personal circumstances …

It may seem remiss of those with poor credit to want to increase their credit limit, as it could be perceived as an invitation to run up more debt. It is actually an excellent way …

A good credit rating is not just about getting a credit card or a mortgage loan anymore, although both of these are great reasons for managing your finances well. Credit cards have become a way …

How to improve your credit report. First.. Make sure you make your payments on time. This is crucial, you can’t have good credit if you don’t make your payments on time. Second.. Get a copy …

As the cost of electricity continues to rise, it’s important to find ways to cut the cost of your bills wherever possible. Unfortunately  the majority of us don’t have the luxury of living off grid, therefore mains electricity …

Six months after graduation college students across America are faced with the burden of beginning to repay their student loans. They need to find work which will be enough to support themselves and to begin …

There’s been a lot of debate about whether the United States should switch to universal health care. Universal health care is when all citizens in that nation have free health care. The United States has …

There are may elements that investors use to help them decide which stocks to add to their portfolio to ensure the greatest return on investment. The debt to equity ratio of a company is one …

A renters insurance, also known as an HO4 policy, is a form of risk management for people who have rented a home or an apartment. The insurance covers the losses of your personal belongings as …

A bear put spread is an investment strategy that is often employed in times when the market is described as being in a bear phase – when the value of investments are falling and the …

When most people think of identity theft, they picture shady computer hackers stealing information online, or robbers using cards and information from stolen wallets and purses. While such instances certainly do take place, an easier …

When buying an apartment complex for the first time you first want to find the right investment for you. This means doing your research and evaluating the investment before you make a purchase. Like any …

With the exception of personal property such as animals, vehicles or property, the State of Maine collects millions of dollars annually in unclaimed property. This property may come from banks, broker dealers or from employers. …

Medicare Advantage plans are not nearly as complicated as they are made out to be by their opponents. Personally I have shopped both for individual health care for myself and medicare plans for my family, …