Teach a child to save money is not an easy matter. There are things that are difficult for us to discuss the child so that they can understand what we mean. And one of them …

HOW TO USE EQUIFAX TO GET A FREE CREDIT REPORT Whether you want a copy of your credit report to check for identity theft or to try to find errors to improve your credit score, …

We use credit cards almost everyday to make purchases and to pay bills. There are many benefits to owning them. First, they are convenient to use. Second, unlike cash, they offer some protection against loss …

Volunteer time that is tax deductible is intrinsically able to provide incentive for individuals to volunteer in addition to assisting potential increases in GDP, mental and physical health, and improve cultural and socio-economic factors important …

Buying a car with an unsecured loan can be good or bad. This all depends on your situation, and there is no right or wrong answer to this question. With interest rates being as low …

2010 is the ideal time to invest in real esate. While a myriad of people are focused solely on the decline in the market’s value, experienced investors fully comprehend the potential for capital appreciation opportunities the global …

Many people think of credit card debt as non-negotiable.  The credit card company holds sets the interest rate and other conditions, you use the card if you agree to those conditions, and what you end …

Home equity loans are secured using the value of a home as collateral. Homeowners will often utilize a home equity loan for major expenses, home improvements or repairs. From start to finish, the home equity …

Filipinos usually acquire health care plans for free through employment. For Filipinos traveling to other countries, international health insurance is also available. In the same way, aside from international insurance from their own countries, foreigners …

It’s so much easier now to apply for unemployment benefits. Apply online! Or even over the telephone!  It’s the most hassle free way of applying without standing in long lines at your local unemployment office. …

Call me a Pollyanna, but I believe, deep down, that reforming the problem formerly known as our nation’s health care system is actually doable without having to ruffle the political feathers of our friends and …

It is said that the average cost of having a wedding is anywhere between $20,000 to $27,000. Just as if you were buying a new car, purchasing wedding insurance is a smart decision just in …

The Council of Mortgage Lenders is the trade association of mortgage lenders which are responsible for 94% of UK residential mortgages. Mortgage lenders represented range from the biggest names such as HSBC and Barclays to …

Do you have a certificate of deposit, or a COD, in your investment portfolio? Chances are good that you aren’t betting on it to yield you a whole lot of money in the near future. …

Making an important decision can be intimidating. When faced with complexity and too many options, you may prefer not to think about the all important details before the purchase. Buying life insurance for the first-time …

When it comes to 401(k)s, the general advice that most financial advisers give is that you should put in as much as you can afford and at the very least, if you employer matches a …

Bank accounts can be a source for lost money. With banks charging more fees to regain the stature they held prior to the recession, many of their customers feel the sting of these increases in …

Groceries are probably one of the easiest things to save on. You are in control of what you put in your shopping basket and take to the check out to pay for, therefore it’s much …

The very best financial advice for new college graduates and other young people is to start investing now.  Time is on your side. If, starting at age 21, you save $5000 a year for 11 years …

Credit cards have revolutionize the credit system. These are small plastic cards which is a system of payment. The user borrows money for payment to a merchant or for cash advances. The card needs a …

Gas prices fluctuate but still learning how to save money by reducing your need for gas saves money. Gasoline for driving is an ever increasing expense and is one that is easier to lower than …

Gold has been being used as a form currency for thousands of years and up until 1971 almost every major dollar in the world was backed by gold. The fact is that gold is a …

Because auto insurance is mandatory in Mississippi, it is important to find the best, and lowest prices on insurance. With the technology of the world wide web, it is fast and easy to get multiple …

Pepper spray is a popular and effective self-defense tool for many people.  A small hand-held container of pepper spray propels a non-toxic liquid at an attacker to incapacitate them. It can be what saves a person from becoming …

Professional investors frequently fail to beat the market. The reason for this is that the market is incredibly difficult to predict. For this reason, casual investors are usually advised to invest in tracker funds. This …

-The Big Give-a-way!- Children and grandchildren should not be under the conclusion that anything is coming to them after a death in the family. Our parents should enjoy every minute they have with us and …

Although the mortgage industry has seen turmoil over recent years, many of the standards for consumers when shopping for a mortgage loan have remained constant.  If you have good credit and are looking for a …

When thinking about insurance, it seems easy to reflect solely on life insurance. In fact, when I first started working, I sought life insurance as my first protection product. While it is reasonable to purchase …

The Christmas  holiday is a time for spending time with family and friends – and spending money on all the things that the advertisers tell us are essential to a happy Christmas. By the time …

Many of us have been there. You receive a dreaded phone call from your credit card company letting you know that there are some questionable charges on your account. By the time you realize that …