Balancing your checkbook actually sounds a little out-moded nowadays as, in England, of late, many outlets have stopped accepting cheques. However, whether it is your checkbook receipts or those of your switch and debit cards, …

Debit cards work through essentially the same computer network as the credit card system. The one huge notable exception is that unlike credit cards a debit card is not added to your credit balance of …

There are many consumers who are able to use their credit cards wisely, paying off any balance each month, reaping rewards benefits, and keeping their credit score in excellent health. However there is also a …

Regardless of your socioeconomic status, a bank account can be extremely important. While many in the lower classes assume that having a bank account isn’t necessary because of their lack of any real funds, this …

An eventuality that all families must face is the fact that our time here on earth is limited. This is a difficult subject for most to deal with. At this point it is probably a …

Let’s see, restoring the two billion dollars back to state and local law enforcement isn’t going to reduce crime. In a sense, it should help put more police officers on the scene. Asides from the …

I personally know two people who went bankrupt almost exclusively because of their credit cards. Both of them had multiple cards, both of them accepted the constant offers to increase their limits and both of …

Stock options are a contractual agreement that give the option holder the right to purchase a specified number of shares of stock in a corporation at a specified price within a specified period of time. …

Overcoming bad credit in a five-stage journey ‘The mass of men lead lives of quiet desperation’. While it is unlikely that Henry David Thoreau’s famous words penned in 1854 were a testimony to the scourge …

http://www.creditcardsearchengine.com/credit_cards/boa-visa-platinum-credit-card.php Today, more and more people are recognizing the tremendous benefits of no annual fee credit cards. Some important information you will need to keep in mind when evaluating no annual fee cards includes: – …

So, you opened your first bank account. Congratulations! You have now joined the ranks of responsible adults everywhere. Now to keep it that way. Most banks are companies that want to make profits, except credit …

Bernard Madoff managed to scam billions of dollars from wealthy business owners, savvy investors, and even international banks. A classic Ponzi scheme, the return on investments was all smoke and mirrors: early investors were simply …

These are the days of low interest rates, sometimes the lowest rates people have seen in their lifetimes. It’s a far cry from the double digit interest rates people were paying in the 19080s. But …

Keeping your money in the same bank has its own benefits and drawbacks. So, if you are considering whether or not to keep all your money with one bank, you might want to begin by considering the …

Insurance agents perform many functions including providing quotes to clients and selling them a policy. An insurance agent can either be a captive agent or an independent agent but both provide the same service to …

As a single parent in California trying to stay off of welfare, I decided to try and earn and education. Someone had told me of the fantastic opportunities that were available from student loans through …

The recent financial crisis has forced me to live on less, while also trying to find a way to make ends meet and saving for retirement. Don’t get me wrong, it wasn’t like I had …

The only way to sensibly, logically and fairly provide health care insurance is for the individual to take responsibility for their own health, and pay for their own health care. Business may elect to offer …

Having the government pay for all medical care should be our goal. We can come close to reaching it if (a) medical care is made a budget priority (b) people in government are willing to …

Are you wondering why you’re always in debt? Or, trying to save more money but don’t know how? One of the biggest challenges families today are having is trying to figure out more ways to …

Rancho Palos Verdes is located in the suburbs of Los Angeles and is perched atop the Palos Verdes Peninsula.  The Pacific Ocean stretches right in front and the area commands sweeping, panoramic views of the …

Many people do not know the difference between Workers’ Compensation and disability insurance. Workers’ Compensation is paid for by your employer. The US Department of Labor requires that all employers carry some form of Workers’ …

The most commonly known tool in measuring a person’s creditworthiness is the FICO score – the rating calculated based on entries in their credit report at one of the major credit bureaus (Experian, Equifax, or …

This is a debate that hits a strong chord for me. For many years financial issues have distorted, twisted, hurt and driven many people, let alone your own family, off the deep end. Deciding who …

SEFCU, which stands for State Employee Federal Credit Union is currently my choice in financial institutions. Originally, SEFCU was available only for employees of New York State, and their families, but has recently branched out …

Health insurance may not be a big issue for those that are fortunate enough to have a job that offers medical care for their employees, but what about the unfortunate people the either are unemployed …

We are less than 3 months into 2009 and already financial challenges have visited many American households. The challenges have come in various forms. For some Americans, finding a job has become a monumental task …

It is true that each of us is a unique person. Some of us are employed doing the same kind of work and some of us work for ourselves, so to speak, doing the same …

Annuities are purchased by many retirees to guarantee a monthly income.  Annuities are contracts between an insured person and an insurance company to provide this income. In general, annuities offer regular payments, but some can …

As stated by Martin Luther King, “Of all the forms of inequality, injustice in healthcare is the most shocking and inhumane.” The American system is the perfect example of this horrible unfairness. Even though it …