Savings are very important in your life. Your savings helps you go on vacations, or save up for a nice house. Savings can help you get through a medical emergency, and many more life events. …

I would like to start by pointing out that the idealists appear to believe that they can lay down a set of laws and bounty hunters will defy all human nature and follow the new …

Making a budget is important to ensure that you have control over your monthly expenses. There are fixed and variable expenses in every budget. Hopefully the budget includes savings already but sometimes it does not seem that …

The recent spread of the H1N1 virus, better known as swine flu, has caused many people who travel often to worry about their health the effect this virus would have on their travel plans. When …

Recently there have been a number of different bank failures which have left people with large amounts of money deposited in savings high and dry when the dust settled. The Federal Deposit Insurance Corporation (FDIC) …

In the fall of 2008, financial institutions previously thought to be “too big to fail” teetered precariously on the edge of bankruptcy. In England, banks quailed as customers rushed to withdraw money from the failed Northern Rock …

America!, America!…,there are so many great things to say about us, but unfortunately not when it comes to: “Insuring the Health of America’s Citizens”. Our Legistrators, and Elected Officials should be leading us in Local …

While the details will always vary from one plan to another, these are the basic building blocks of any car insurance plan: PROPERTY DAMAGE LIABILITY INSURANCE This is what you are required to have by …

Lost or stolen credit card is the worst fear of any credit card holder, and the surge of identity theft in recent years makes all of us even more aware of this danger. According to …

Before applying for a credit card, its important to know a few things. Credit cards can, of course, be dangerous. But they don’t need to be. To better prepare yourselves for the world of credit, …

Does the stock market play tricks on our mind? Ever get the feeling that your in a staring match with the market and you always seem to blink first? If your like me there may …

Senator Dick Durbin is a Democrat from Springfield Illinois. As the Assistant Majority Leader, he holds the second highest ranking position in the U.S. Senate. He authored the Durbin Amendment to the Dodd-Frank Wall Street Reform and …

Most people face the dilemma of either owning or renting a home. Both have their own advantages over the other, and have their own disadvantages as well. One of the things to consider in coming …

It makes sense to refinance your home mortgage loan if the interest rate you currently pay is higher than other offers which are available. The steps involved in refinancing are remarkably similar to those involved …

Do you dream you’re the toast of Wall Street only to wake up to a more pedestrian reality? Contrary to popular belief investments are not only a way the elite consolidate their riches but a …

In these difficult, and uncertain, economic times, it is sensible to avoid debt. Avoiding debt is easier than people may think. You can use some common sense strategies that you can use to avoid getting …

You now live in a world where carrying a debit card is virtually a must.  From grocery shopping to buying big-ticket items, the debit card in your wallet has replaced the checkbook for accessing funds without …

Insurers are involved in the business of accepting risks in exchange for premiums. While insurers provide protection for clients, they are not completely insulated from business risks. As a result, insurers may face liquidity problems …

As patients, we hold a reasonable amount of expectation that while under the immediate care of medical professionals we will receive thorough and proper medical attention. We have the right to expect that in assessing …

It is possible to invest in real estate with no money down.  Providing you own a home, or a major percentage of value in property you can apply for the Homeline Plan or similar product, in …

Bad credit is worse than having no credit at all. At least with no credit you start with a clean slate. Repairing a damaged credit rating may be difficult but it is not impossible to …

There are both high-tech and low-tech ways to reduce your phone bills and save money. For your home phone, the cheapest way is to buy yourself a timer. Watching those seconds tick away (or the …

Do you have damaged credit?  Well you are not alone!  Whether you fell behind paying your bills because of a loss of income due to a lay-off or illness, or any other reason, you can …

Injury settlements are the monies received by an injured victim of someone else’s negligence. The most common injury settlements occur in motor vehicle accident claims, occupier’s liability claims such as slip-and-falls, medical malpractice claims, pharmaceutical …

How foreclosures works There is more than one reason why a house is placed in foreclosure. The primary reason is nonpayment  on a mortgage loan. Other reasons include past due taxes that evolve into tax liens and past due …

Creditexpert.co.uk is the consumer membership site of Experian, the credit report company in the UK. It promises a 30 day free trial during which you can access your Experian credit report, see what’s listed on …

As I have grown older, I see too much emphasis on keeping up with what marketers can offer us and our vain attempts to do so. The media lays a major league guilt trip on …

I believe everyone has that “Oh my God, I’m an adult and I still can’t do this!” moment. Lately, when it comes to budgeting and getting ourselves out of financial pinches, we all seem to …

If your bank is customer service orientated, has a favorable credit card policy and a good relationship with you, you may have a reasonable chance of getting a credit card fee waived depending on the …

Credit card theft is extremely prevalent and recently an extensive credit card cloning operation was uncovered.  As a credit card holder you need to be vigilant.  If your credit card is stolen, it is likely …