It used to be that you would go to the yellow pages of your local telephone book and search for the type of insurance you were looking for and then you would find the various companies that sold the insurance product you were looking for. Then you would call each company for a quote. Shopping for your insurance could literally take you days.
Nowadays shopping for insurance has become easier than ever imagined. You turn on the internet and find a search engine that you feel comfortable with such as Yahoo, Google, Bing, etc., and type in the insurance product that you are looking for.
Under search results there will be literally thousands of pages to choose from for your chosen product. There will be pages that refer to specific company websites of the product you are looking to purchase. There will be pages that refer to broker sites that will give you links to the product you want. There will be pages that will direct you to websites of various insurance companies where you can obtain individual quotes or comparison quotes of the product you are looking to purchase. There are pages that direct you to websites that will compare the various companies and their products. This allows you to find the lowest prices or the most features (riders) that you are seeking.
The internet will help you define and understand the differences Cargo Shipper’s, Credit, Life and Disability, Personal Lines, Reinsurance, Special Lines Stock insurance, Surplus Lines, Travel insurance, health insurance, fire and casualty insurance to name a few.
You can use the internet to search for insurance for your home, life, business, health, and vehicle. All you insurance needs can be met with a few clicks on your computer, PDA, I-Phone anywhere that you can access the internet; your insurance needs that be met.
You are capable of completing applications, scheduling exams, and purchasing insurance on the internet. You can even get copies of your policies. It is getting to the point where you will not see the insurance agent who sells you your policy.
When purchasing health insurance you can get a quote for your entire family and submit the application to the company you want to purchase from and you never see or speak to an insurance agent. The company sends you the policy in the mail.
With life insurance you get obtain coverage that does not require medical or health questions that need to be answered to obtain a policy. Even if you pick coverage that requires a medical exam you can arrange this over the internet with some companies.
To obtain car insurance you can go and get a comparison of the coverage you seek and choose the best company coverage for your vehicle. With all these types of coverage you can make payments over the internet. There is no need to use the postal system so you know you will not be late with your payment and your payment will not be lost in the mail.
You can use the internet to search for insurance for your home, life, business, health, and vehicle. All you insurance needs can be met with a few clicks on your computer.