Spending and Saving Archive

When you think of shopping at thrift stores, one of the first things you may think of is a bunch of old clothes.  Thrift stores are a great place to find a variety of items, …

Many housewives tend to overspend. More often than not , they do not even realise where all that money goes. If they understand and follow some basic tips, overspending will be history and daily costs will …

I was leisurely strolling along the new release shelves at my local library skimming the titles, when I came across “The Coupon Mom’s Guide to Cutting Your Grocery Bills in Half” by Stephanie Nelson.  I …

In order to save money, it requires sacrifices, budget and effort. The price of the food at the grocery stores are just climbing up so quickly, the price of the gas are getting more expensive …

Buying a used car is fun, exciting, and challenging. However, a big mistake many people make is that they don’t take the time to determine what used car best fits their personal needs. They end …

Almost everyone in the developing world today has a checking account with a bank or credit union. However, many people are unaware of how exactly to make the most of their checking account as anything …

There is no doubt that planning an around the world trip is a fun and exciting prospect. If you are interested in traveling around the world, then there is no doubt that funding a trip …

Frugal folks are subjected to a lot of public dissension. Many people believe penny pinchers are boring tightwads, almost Scrooge-like. However, that notion is the furthest thing from the truth. The truth is that frugal …

The key to a successful monthly budget is organization. Don’t just pay the bills, go shopping and cross your fingers. Sit down with a piece of paper and a pen and plot your path to …

Regular monthly expenses are the ones that we have gotten used to and have budgeted for so that there are no surprises. Most of us don’t even realize that we can reduce our regular monthly …

Online banking has evolved to become the norm when doing business. In 2009, CNET reported the online segment of the banking industry is booming, and since then, its use has steadily grown. Bank counter service …

How to Get a Costco Membership Costco opened as a business in the mid-1970s as a service to small businesses, but has evolved significantly over the decades. In 1983 the company decided to open up …

It is surprising, given the number of people who work in retail, that more people have not figured out how to manipulate the retail system. I have worked most of my retail career in appliance …

There are five things you can do to get out of debt: Stop buying expensive coffee shop coffee. Make your own at home and carry it to work in a thermos. Stop eating out for …

We live in a day and age where families spend more than they can save: food, clothing, transportation, housing and taxes – in the latter we actually spend the most on.  Any little bit of …

Investing in ever changing times is challenging. The most important thing is that when faced with economic uncertainty, you are comfortable psychologically with the amount of risk you are willing to take.  For some of …

If you have outgrown your home, there may be ways to expand your living space without having to move.  You may love your house and neighborhood and not want to move or you may not …

When children reach a certain age, they like to have their own spending money. While they sometimes receive money for birthdays and other holidays, some parents pay their children for doing work around the home. …

In today’s technology centric world the usage of electronic banking has risen significantly. In 2009, the Gartner Group surveyed 3,988 adults and 47 percent of the respondents in the United States said they engage in …

Since the first clothing retailer opened its doors, women have been walking through them to ponder the goods they have to offer. In fact, even before this, fabric salesmen made a very lucrative living peddling …

There are so many simple ways to save money that it is really quite easy to do, and yet, for many people, saving money is the hardest thing they have ever tried to do in …

More often than not, Americans will spend more money than they make. The country as a whole actually has a negative savings rate. People are borrowing more money than ever before to finance lifestyles they …

Life can be rough during a recession. Some people lose their jobs and even their homes. The cost of goods and services goes up and some people find it impossible to keep the bills paid. …

Personal finance software is a great way for you to become organized in your financial affairs. Personal finance software can help you organize your bill due dates, can keep track of your account balances, can …

It’s 2010, and the cable and satellite companies that provide our in-home television, internet and phone service are fast becoming indispensable. We’re at the point where nearly everyone, regardless of their financial situation or demographic …

Computer technology is making it easier to make transactions online and things are more convenient today than they were thirty years ago. However, with that convenience comes a platform for people to hack the online …

You may love to go out and enjoy the different forms of entertainment available. Many forms of entertainment can be very expensive, but there are many ways that you can save. This includes finding inexpensive …

It’s tax season once again, the time to look for all of those receipts you promised yourself you would save at this time this year. You have to scrounge around for all sorts of paperwork, …

For many non-profit organizations, achieving sustainable donor assistance remains a challenge. However, there are many willing donors out there waiting for an opportunity to contribute. Fund raising experts believe that mistakes made during the donor …

“Tips for getting the best customer service.” It sounds like an oxymoron, doesn’t it? Truth be told, the customer can get the best customer service by being the best customer. And that’s NOT an oxymoron. …