Spending and Saving Archive

In today’s economy and with the lingering recession, more people than ever are losing their jobs or having their hours cut. As a result most people are looking for ways to cut costs and one …

Making Do In An Old HouseAfter a chilly, outdoors work day doing construction on the Colorado plains, my husband and I often come home to a house that is between 35* and 40* F. The …

There’s a room in your home that can help you save some cash: your closet. Not convinced? Take a look at the following ways cleaning out your closet can help you save money. Cut down …

A wide choice of stores and goods, especially in large cities, reflect the diversity of modern society. Some stores are unashamedly aimed at the wealthy, others are more tailored for middle and lower income groups. …

Saving money is a concern for many people today. Some people are trying some pretty drastic measures just to save a buck. The fact is, there a several small things you can save on everyday. …

Most of the time, we take it for granted that we can access our money. We can check our balance in branch, at a cash machine, or by online or mobile phone banking. We can …

Most adults should have a checking account. A checking account is a bank account that you utilize by writing checks instead of using cash. There are numerous benefits to having a checking account. Using a …

Disciplined spending can strike fear into the hearts of those who like to be able to buy what they want when they want it. However, for those on a strict budget, some form of control …

Before you can understand the meaning of money you must understand what money is. This may seem like a simple point but many people no longer seem to be able to recognise what money truly …

Many people have trouble controlling their spending urges. Whenever something catches their attention, they absolutely need to buy it.  The temptation is too big for them to resist. No matter how much they know they …

Loving parents are ready and willing to lay down their lives for their children without a second thought.  They provide food, clothing, shelter, love, support, toys, McDonalds, Disneyland and most anything else that will contribute …

The only way to save money painlessly is to do so without feeling like you are making sacrifices. So how exactly do you go about doing that? Well it might sound all but impossible, but …

Christmas has become a holiday more identified by stress than enjoyment. This is mostly because of the expense of buying gifts. Prices have become so inflated that the average family can’t afford much. The high …

Fasting from food in the religious context requires discipline while simultaneously building strength and character in the person undertaking the fast. In the same way, a financial fast also fortifies the individual against succumbing to …

Revamping a kitchen can give it a completely new look; it can update it and make it look more stylish. But updating a kitchen is not cheap, particularly if you need new appliances or any …

The amount spent to feed a family varies depending on the size and dietary needs of a family. However it is possible to feed a family on less than $100 a week without doing without …

It’s a week after payday and you wanted to go out and have some fun. When you reached for your wallet, you find out that you seem to be missing a lot more than just …

It is very difficult these days to know what to do with any savings. With food and fuel rising almost every day can we keep an edge on inflation with our nest egg? Since the …

Living frugally does not mean you have to miss out on the things you really want. With a few changes in key areas of your lifestyle you will see an improvement in your savings and …

You might not want to go to work tomorrow, but you know if you don’t you will not get paid. Work is hard though, so why bother to go, who cares if you don’t get …

Often, it’s the small expenses that add up over the months until they ruin the best financial plans. In this age of austerity measures, few families can afford to spend all their nickels and dimes …

Places to buy money order Money orders are prepaid substitutes for checks. The amount of the money order is specified on the money order. They are mostly used to pay bills by people who do …

Food prices are ever increasing, leaving many wanting to budget and save money on food. There are many simple ways to significantly reduce the cost of the grocery bill and still enjoy a healthy nutritional …

Over the years ATM cards have evolved to become a staple, and for many, a necessity in modern society. These digital cards offer an incredible convenience to consumers as a way to have quick access …

Where does all your money go? Not everyone can answer this question with any degree of accuracy. Income is fairly easy to pin down: one or more jobs, maybe a bit of interest on a …

Furnishing a first home or student flat can soon mount up in costs. In these austere days no one can afford to spend huge amounts, or tie themselves up in expensive finance agreements. It is …

The words “going green” are indeed a media darling buzz phrase, but what exactly does going green mean? For many consumers, going green means adding solar panels to their home, buying a hybrid or using …

Each and every day more of our neighbors, cousins, and friends are losing their homes to foreclosures.  In the past poverty used to be restricted to the elderly and low-income families only while today we …

Stop spending a paycheck on junk! Every day people find themselves wasting their paycheck on items that can be found around the house. Items such as energy drinks, coffee, bottled water and dining out are …

The announcement of Bank of America imposing a monthly $5 fee on debit cards used for purchases sent a shockwave across the country. The news was actually anticipated by those paying attention to the banking …