Spending and Saving Archive

Saving money in the modern world isn’t nearly as hard as one might figure. The truly difficult task is actually breaking down the best ways to save money in this world, and shrinking it all …

Saving money has become necessary for many people as some are facing a tough economy and others may have lost their jobs. Coupons help you save money, and this article gives you tips on how …

Saving money in this economy can be tough, but with the right state of mind it can be done. There are many ways to save money without putting money into your savings account. One of …

Frugalism.  That is the word that more than a lot of people will have to have now. This is especially so in this ‘age of austerity’, in which frugalism will play a major part. In …

During the holiday season, an immense burden to purchase the “right” gift or find the “perfect” sentiment is often also met with an additional burden. We will call this burden “reality.” Reality likes to strike …

For most adults alive today, we are currently in the second, or even, third serious economic crisis of our lifetimes. Yet surprisingly, despite having plenty of experience, it would appear from the buoyant frugal living …

Many people spend much more than they have to each month on their phone bill, without realising that there are many simple things that can be done to reduce their bill. Obviously cutting down the …

In the age old debate of name brand versus store brand, store brands tend to win hands down when it comes to saving dollars and cents for savvy shoppers. However, are store brands always the …

Online banking is the more than the wave of the future – it’s here today.  Online banking offers greater convenience, lower fees, and better rates on savings accounts.  It’s also easier to keep track of …

Costco is a gigantic multi-functional, membership-only retail corporation that gives its members exclusive purchasing power to buy wholesale, and in bulk, whatever the company offers. Additionally, Costco provides one-stop shopping for all your shopping needs. …

Even during the period of global economic slowdown, reducing costs doesn’t mean limiting your weight-loss success. In fact, there are enormous, inexpensive but effective ways to get you in good shape without paying expensive bills …

It is officially cool to be frugal and there are more ways than ever to have a comfortable and cheaper living style. There are the old standards, such as making a basic spreadsheet that lists …

It is all too easy to spend all one’s disposable income plus more, by utilizing the option of easy credit. Living for today has less appeal if circumstances change and there is no emergency savings …

Internet Banking is defined as a method of carrying out banking transactions using a secured web site on the internet. The terms ‘Internet banking’ and ‘Online banking’ are used interchangeably and in most instances, it …

Frugal habits are good to adopt at any time to help you save money, but this is especially useful when you don’t have much money or you need to stretch the money you have farther …

As much as the world hates to admit it, there is no such thing as a money tree. With the cost of living increasing and wages staying the same, the need for a good financial …

The art of couponing has been in existence for many years. Thanks to shows such as TLC’s “Extreme Couponing”, it has become quite the phenomenon. A combination of the price of items constantly increasing, lower …

The most important for surviving on a low income is establishing a budget.  1. Identify your monthly income; the actual money that you receive in your bank account each month.  2. Write down your monthly …

Cutting your energy costs during the winter will stand you in good stead for the rest of the year. In fact, if you want to save on energy bills it is better to begin as …

Have you been to the grocery store as of late? If you have been there purchasing bread, milk and eggs, you will have notice one thing: prices have soared. As governments and markets around the …

If you are a person who is prone to overspending, you shouldn’t feel alone.  There are many people, especially in the Western world, who have this same problem.  Not every person overspends for the same …

There will always be something that you could buy, but what happens when you find something that you really want – or even need – to buy and can’t afford it? Saving today means that …

Traveling to work can cost a great deal of money, escalating with the distance and time you drive. Certain money saving measures can cut the cost in half or even more. Try numerous strategies to …

Electronic transactions have taken society by storm. In today’s highly technically inclined culture, personal identification numbers, better known as PINs, are used to provide an extra layer of security to protect an account. The purpose …

Online banking is a growing trend in the modern world and does seem to proliferate exponentially each day. It brings about many services to the finger tips of an online banking customer and avoids the …

Coupons are still a great way to save a lot of money, but now there’s a much better way to obtain them – the Internet. Searching online for coupons is quick and easy, and if it …

When you are considering making a large purchase, you may do research to get the best price. It is also important to consider the cost when you are making small purchases. A dollar or two …

Scammers consistently look for ways to swindle people. Sometimes, the thieves will fall back on old scams with a new “face lift” or twist to the scheme. Other times, they will create entirely new methods …

Where does it all go? Creating a smart budget starts with identifying your fixed and variable expenses. Fixed expenses are anything that’s the same week after week or month after month. They don’t vary; they’re …

There are many ways to have fun with your children. Spending time with your child or children is a part of life that, if done frequently, can contribute to you and your child’s mental, physical, …