Spending and Saving Archive

Online banking is an extremely convenient way to manage your finances and to make sure that you maximize the returns that you get from your bank accounts. However, it is clearly of great importance that …

Back in the fifties, a single source of income was all that was necessary to keep the family happy and prosperous. That changed to a two income family during the seventies where husband and wife …

When Yang Lihong discovered that the life savings he kept in his stove at home had been chewed up by mice, the bank was able to piece the notes together. However if the stove had …

There are numerous risks to overdraft protection according to The Economic Review David Mengle of the Richmond Federal Reserve Bank. Overdraft payments pose a potential risk to a financial institution if there is no limit …

Living frugally might not actually bring happiness, especially when there is no cause to live frugally, but it shouldn’t necessarily detract from it. Living according to means will assuredly alleviate problems associated with debt and …

You deposit your money in the bank. Where does it go? Is it stored in a big vault in the basement of the bank waiting for you to withdraw it? Keep reading to learn the …

Money is tight these days, so it would make sense to try and save money any way possible. One good way to save money is through making the best use of energy in your house. …

Many people experience great difficulty in trying to control their spending habits. Often enough, they cannot help but give in to impulse purchases. If that continues for long, their budget is definitely going to be …

With the high cost of living and prices soaring on everything these days, we are all looking for ways to cut costs. Keeping your home healthy and well maintained is a great way to cut …

Estate sales typically happen when there is a death, divorce, bankruptcy, foreclosure, long-distance move, move to assisted living or a long-term care facility or a desire to change the entire style of the furnishings in …

Learning how to effectively use coupons can save a household hundreds, sometimes even thousands, of dollars every year. Some feel that they are too time consuming to deal with but this is totally untrue. Even …

The importance of an emergency fund should never be underestimated. Whether you live alone or have a family to feed, saving for your emergency fund should be among top priorities. Comfort food, luxurious toys, fashionable …

With many families facing difficult times in this declining economy the area of the budget where many people are looking to save is how much they spend on food. Although the easy answer may be …

Saving money is one of the most important things you can do for yourself and your family. It doesn’t matter how old you are, saving money needs to be a priority. You never can tell …

Everyone works hard to earn their money yet many are happy to waste quite an unnecessary amount of it by simply not making the best financial decisions. Instead of making your money and watching it …

Before we look at how people can save money, it’s useful to first address the question of why people should save money. Often, people get into the habit of spending every last dime that they …

It’s amazing that I stumbled upon this article title! I’ve actually written a cover letter to go along with my job resume to bring along with me as I’ve applied to a few of the …

Many people simply do not want to acknowledge when they are spending too much, preferring to hope that things will simply correct themselves. However, unless overspending is identified and tackled, it can lead to a …

Do you have a checking or savings account at all? If so, you might want to know that you can do all your banking on the Internet these days. From balance transfers, making payments or …

Everyone would like to have some money set aside in case of emergencies, but saving money is often difficult to do. If you’re unemployed or not earning very much money, there is a good chance …

Thinking of saving for your child’s college fund? Follow the 10-50 rule of thumb. Save 10 percent of your paycheck per child. If circumstances prevent you from saving 10 percent, save at least $50 per …

Surviving on a low income is something that more and more people have to do in this climate of economic instability. It can be a struggle to survive on a low income if you do …

With the busyness of our lives, it is important to take advantage of the extra minutes you can find. There are several mobile phone and tablet apps available to help with your budgeting.  One of …

When you lose a job, it is quite a blow to your morale. It is a disheartening condition and can dampen the spirits. Add to the fact that there will be no income flowing in; …

Searching for the best printable coupons online can be a bit intimidating. There are several sites promising that they have the best savings, yet then one finds out it’s just another advertisement. There are legitimate …

Overspending is a serious problem for almost all couples, and that is especially true with the economy in the state it’s in today. If you have a spouse who is constantly swiping the credit card …

When trying to live frugally, finding ways to get more for less expense is your main goal. School lunches can be a problem area in a frugal lifestyle. Your child needs to eat enough to …

In today’s tough economy many people are having to change their spending habits. Many households just don’t have the money to spend. This has created the need for many to learn how to live cheaply. …

Summer is finally here which means it is time for a much-need vacation. However, you do not have much money to spend on a vacation this year. You should not worry because there are several …

Working in the fraud department of a bank for seven years, the most hateful part of my job was calling someone and telling them that the check they deposited was counterfeit. It’s especially hard when …