Spending and Saving Archive

With so many banks in operation it has now become very difficult for a person to choose which one is the right fit. Where to keep one’s money is a huge decision that should not …

You don’t need to be an accountant or a financial wizard to create a simple budget for yourself or your household. If you are comfortable with using basic spreadsheet software on a computer, that’s fine. …

The 529 Savings Account Plan is designed to help parents put their child though college. It is a state sponsored program, currently 16 states participate in the 529 plan. You do not need to live …

In today’s economy,  with so many people losing their jobs and others being forced to accept  pay cuts so as not to lose their  jobs, having a high income is far-fetched. Most people have to …

One of the most important financial accounts you will ever have is your checking account. Gone are the days when all you could do with your checking account was write a check. Today, your checking …

Making the weekly shop last longer also has the added benefit of saving money. If one has time shopping can become a matter of great strategy and skill. First thing to remember is buying in …

Equate, and other store brand or generic products, make money by replicating name brand products. In many cases generic product is not a knock-off product, but is made using the same recipe, by the same …

For many years, internet banking has become a much sought after way of life for those who do not like or have the option to wait in the queue, travel to a bank, fill out …

With the holiday season in full swing, it is once again time to do some shopping for your loved ones. However, this does not necessarily have to be a big blow to your bank account. …

One way some people get services or goods for little or no money is by bartering. If you have hobby or service that would be of interest to others, you may want to consider offering …

Advantages to Commercial Banking  Commercial banking describes a setup where a financial institution provides such financial services like accepting and checking deposits, providing real estate and business loans to its customers. Commercial banks take up …

Having a stash of cash set by in a savings medium is the optimum way to cope with unforeseen emergencies which can threaten ones financial position. Lack of preparedness to cope with emergencies that require …

This article is focused on safe practices for online banking “transactions”, so that’s what I intend to focus upon rather than the safety considerations that apply for the overall usage of online banking. For those …

It has been said that the decisions made now, affect the future. This holds true in many facets of a person’s life. Some decisions result in great benefits in the long run. Some decisions seem good at …

Lunch is an important part of the child’s day. Packing a good lunch ensures that the child will eat well and have enough energy and attention span to make it through the second half of …

A very wise man once said, “If you cannot save, the seeds of greatness are not in you”. I guess he is saying that if you have no discipline to spend less than you earn, …

Walmart usually has good deals on a lot of items, but there are ways to save even more at Walmart by doing a little preparation. By following the tips below, you can maximize your savings …

Saving money in today’s economical market is something we can all benefit from. Whether you’re a single parent, or a person with a six-figure income. You work hard for you money and are always look …

Don’t you hate it when you go to get money from an ATM and it asks you if you are willing to accept a 3 dollar fee to withdraw? Why should the ATM be able …

If you have taken your family to the movies lately, you know how shockingly hard it can hit your wallet. It is possible, though, to enjoy free or even inexpensive family outings if you are …

Unless you’ve taken an economics course in school, chances are you don’t know about handling money as well as you like to believe. Handling money is a skill, essential to everyone who wants prosperity and …

As fuel prices rise, the electricity bill follows closely behind. If you find yourself struggling to pay the electricity bill each month, or if you simply want to reduce your energy consumption, there are many …

Mobile phone banking provides people with the ability to view and manage their bank accounts via their mobile phone. Such banking services may be offered through an app (such as an iPhone app) or they …

Going to the movies is a great form of entertainment for many but the cost can add up. There are some ways to save money when going to the movies.  If it fits into you …

Small children respond to their parents’ saving habits and attitudes, even when they are not being expressed directly. Children learn by living and observing. They are a mirror of their parents’ habits, both good and bad. …

For many people, couponing is a way of life. And it doesn’t matter if you love them or hate them, coupons save money and they can help you stick to your grocery budget like glue. …

Being frugal in our current economy makes sense in many different ways. Everyone is searching for ways to cut costs and save money. The reality is that some people have no idea what to do …

What do you need in order to open a checking account? Checking accounts are something that a lot of people have, and they are very easy to get. A checking account offers some flexibility in …

Even at the best of times, money can cause a great deal of stress in a person’s life. Despite working full time, the bills continue to pile up and your bank account continues to dwindle. …

Picky eaters, peer pressure, little supervision – trying to plan what your children will be eating at school can be a nightmare even if you have an unlimited budget! How can you plan inexpensive meals …