Spending and Saving Archive

E-Banking service allows you to transact. During connected to the Internet. Financial life you can set from the front of the computer, anytime, anywhere. Ever get stuck in long queues at the bank or in …

Even with all the advances in home theatre systems, nothing quite compares to sitting in a perfectly audio enhanced room watching your favourite stars in full size high definition glory doing what they do best. …

For most people commuting is an annoying and costly necessity. Few people like that cramped up, rushed feeling in the morning from public transport, or driving when there are so many other cars on the …

Having an emergency fund it is essential whether in a booming economy or in a recession. Many people have a tough time understanding the true importance of having emergency fund. There are many benefits to …

Parents have a natural and deep-rooted desire to ensure that their kids’ needs are catered for, and that extends to making sure that their education is adequately funded. The thought of them going to university …

While coupon cutting is a very popular way to save on groceries and other items it is not the only way to save money on food. Other ways you can save are the following: cook …

“Anything that we can do to raise personal savings is very much in the interest of this country.” – former Federal Reserve Chairman Alan Greenspan. The savings rate in the United States is nearly four …

Do you have a job? If so, that means that you also have a paycheck, and this means that you are going to have to turn that paper into cash somehow. If you have to …

Checking accounts were once simple bank accounts where people with some extra cash could keep it and draw on it by writing checks or withdrawing. Today’s checking accounts are filled with features, perks, and of …

Whether you are trying to fill up your first apartment, or are looking to redecorate your family home, buying furniture can get expensive very quickly. These days, it can be a struggle just to pay …

As the wife and mother of the house, I am told by my husband quite often that I spend too much money.  My husband can have a twenty in his wallet at the beginning of …

Walmart has the superior coupon policy of all stores. They will accept almost any coupon, as long as it will scan. You can even take a competitor sales ad (like HEB) into Walmart, show it …

Your relationship with your bank is an important relationship. Chances are, you are going to use the same bank for many years regardless of your financial situation. Therefore, it is important to know what your …

Investing in this economy can be a tough decision with uncertainty lingering. However, there are many ways to recession proof your nest egg. You can try to live below your means, cut back on expenses, …

The best items to buy straight after Christmas are those that the shops are clearing out, namely the stock that they bought for Christmas. Keeping Christmas items until next year means companies have money tied …

The winter months can break the bank with all of the extra expenses.  From holiday shopping to heating bills, it seems to add up quickly.  It seems no one is fully ready for their first …

It is very easy to sit down and figure out monthly bills and other expenditures. What is not so easy is creating a budget that will work and then stick to it on a regular …

Developing savings goals and savings plans can seem overwhelming! If you are accustomed to spending every dollar you see and even the unearned income that you can’t see, it may feel like your breath is …

Many people dream of working from their own home. There are many advantages to doing so. Whether you want to work from home to set up your own business, to escape the tension and drama …

Most economists identify Black Friday as having a significant positive impact on the economy, because it gets people out spending their money. “Black Friday” is the nickname given to the Friday after Thanksgiving each year.  …

Understanding how banks work goes a long way to understanding why there is a credit crunch and also possibly how to get ourselves out of it. Since the crisis originated in the banking system and …

A checking account (US) or current account (UK) will normally be the main day to day banking account that individuals will use to manage their current banking needs. However checking/current accounts generally offer very low …

If you prefer having some cash saved at home over a bank savings account, there are some locations or tricks to hiding the cash that work better than others. Before you go around taping cash …

There are many ways to reduce your telephone bills. Most people have a tendency of keeping services which are underutilized. Big telephone bills have a tendency of going unnoticed when it is time to cut …

Most people baulk at the high price of a visit to the movie theatre. With the advent of online availability, television movie deals and the speed with which movies hit the store shelves, it can …

The holiday of Christmas has succumbed to massive commercialization. Materialism, over-consumption, and globalization in relation to Christmas have become the platforms for negative actions taken up during what was once considered the season of giving. …

Staying cool while inside the house is a must in hot weather or heat waves of the summer. However there are problems with the energy demand and the cost of keeping a home cool. Not …

United States Commerce Department reported during 2006, personal savings rate a negative one percent comparably the worst showing in seventy-three years. 1 The government’s Bureau of Economic Analysis calculates personal savings rate. The calculated personal …

Establishing savings is a great habit to adopt as it diminishes the need to rely on credit. Everyone can benefit by having an emergency fund. Even those who live to the full extent of their …

Pay your bills online safely and quickly. One of the two biggest misconceptions about paying bills online is that the transmission of such sensitive financial data is not secure and that paying online leaves your …