Spending and Saving Archive

Wells Fargo Corporation, which is one of the largest institutions in the U.S., has agreed on a fifteen billion dollar merger with Wachovia bank that is expected to be a fruitful venture. The merger was …

Saving money on a wedding reception is easy. It doesn’t have to be expensive at all. There are several ways the typical costs associated with high priced weddings can be lowered using creativity, forethought and …

Love may not cost a thing, but a lot of people would willingly spend a great deal of money to show their love. One such occasion when people go all out to show their love …

A fake ATM in Beijing left customers penniless before police shut it down in a grim reminder that technology often cuts both ways. Customers attempting to use the bogus machine entered their card and PIN …

Once you have opened a savings account, usually with a minimum beginning deposit of anywhere from $500 to $1000, the problem of growing it becomes a never-ending consideration. Unless you do make an effort to …

Living from paycheck to paycheck takes its toll. When in debt and struggling to make ends meet, becoming complacent is all too easy. Small efforts to chip away at debt or tuck a few dollars …

Being frugal is not about being a “cheapskate,” nor is it about deprivation; rather, being frugal is about good money management.  It is about learning to make effective financial choices in order to live within your means, …

Making short films is something that many people do simply for their own amusement and as an inside joke between their group of friends. There are short film makers out there however that make their …

Instead of becoming a needed weekend chore; shopping has become an addictive alternative social event and/or an overly obsessive hobby.  Depending on most people’s outlook; some people enjoy shopping, some people hate shopping and some …

A savings target is a great thing to have because it will allow you to have some sort of goal when it comes to saving money. Saving money isn’t something that most people like to …

It’s the big question at the moment isn’t it? Not just is banking free but how expensive will it get? Banks have been making a fortune out of us, then all of a sudden they …

There has been a new trend in the financial world in the last year or so in which consumers pay-checks are direct deposited directly onto their mortgage, and then consumers pay their monthly expenses out …

Venture Bank Direct their website with some really cool animation of an owl (wise old owl) and their online savings account beginning at 3.75 APR as of August 25, 2008. There are several pluses to …

One can live cheaply by cutting down on restaurant (fast food or not) expenses, and snack food over-indulgences at the local grocery store.  This can be done quite easily by doing your very own financial …

How to Negotiate With Lawyers and Doctors Consumers have considerable bargaining power when shopping for lawyers and doctors. The critical issues are the complexity of the legal matter and the heath of the consumer. Legal …

Failure to pay your bills in a timely fashion has consequences which can impact on many areas of your life. Each late payment is recorded as such on your credit report so the immediate consequence …

We’ve all purchased an item on sale only to find it was no bargain. Unfortunately some sales and discounts aren’t always what they seem. How do we spot the fakes and what should we be …

Extreme couponing is a great way to maximize your savings while minimizing your expenditures. Here are 4 easy steps to get started: * Determine 3 ways to secure coupons: Sunday newspapers are a great source …

Saving money takes practice and discipline, but you can do it and in the long-run you will be happy you made the choice. Following is a few tips on how to save money, but it …

The cost of living is certainly rising and more and more of us are relying on credit to get by, or barely making it from paycheck-to-paycheck. There are some simple things you can do to …

“If you would be wealthy, think of saving as well as getting.” The American statesman Benjamin Franklin viewed frugality as a path to wealth and contentment. For Americans today, saddled with debt, recovering from job …

Most people are experiencing financial difficulties in the current financial climate, so anything that can help you keep to your shopping budget has to be a boon, especially when prices are constantly increasing. There are …

For the millions of Americans and tens of thousands of Canadians who are out of work, it could be quite difficult to look after one’s personal finances when there is no source of income coming …

It’s sometimes called ‘keeping up with the Joneses,’ or ‘living beyond one’s means,’ but, the vicarious consumption of goods and services in an effort to show off wealth – often wealth the consumer doesn’t actually …

Living cheaply has been a goal attempted by many over the centuries, and some seem to accomplish the goal and others have struggles saving money and being frugal.  There are some very methodical methods that …

Do you have some money put aside in case of an emergency? Cash on hand, a credit card, and/or an easily accessed account within a bank, savings and loan and/or credit union can be the …

Are you looking to add value to your home, but can’t find the funds to do so? Well, there are many ways to find money to renovate your home. You generate income by selling things …

Choosing a high-yield online savings account is like deciding which fast food restaurant you want to go to. Some have a little bit better prices than the others, others have slightly different features and products, …

Saving money in the summer can be difficult.  The temptation to run the air conditioning all day long is high, the kids are home from school all day and bored, and you want to give …

It’s important that all individuals put aside some money into a savings account. Doing so will help households to deal with any sudden unexpected costs that might crop up and will enable them to start …