Spending and Saving Archive

Your share of the economics stimulus package is coming to your mailbox soon. The intent of the forthcoming gift from the micro economic wizards in Washington is to spur conspicuous consumer consumption. The theory here …

The Internet has made shopping so much easier than it used to be. In the old days you actually had to leave the house to go into town to buy some goods; now, you can …

In today’s uncertain times, a person would be foolish to not have an emergency fund. Rising unemployment rates, widespread home foreclosures and rising costs of basic necessities are a sign that the economy is not …

Saving money in an FDIC insured bank is always a better option than burying your money in the backyard, or slipping it under your mattress for safe keeping. You simply can’t grow your money with …

NO, You should NOT keep all your money with one bank! For Now Is The Time For All Good Citizens To Save Their Cash. In Gimme My Money, what was written is so unfortunately true: …

Overdraft protection is a form of insurance that means that your monthly overdraft payments will be covered in the event that you have an accident, injury or become ill. We’re all used to the premise …

Whether cold weather is just around the bend or about to fade away for another season, it is always best to be prepared for the season. How does one accomplish this on a tight budget? …

What is a budget? I don’t even know what it is. I just want to have enough money so that I don’t ever have to worry about how to spend it properly. Regardless, most of …

Internet banking emerged during the 1990s as an exciting new way for individuals and companies to co-ordinate their finances. Since then it has slowly matured as a channel to the extent that it is now …

Saving money can be a real pain for the majority of us. While some can do it better than others, it can be hard to put away our hard earned money and not spend it …

Grocery shopping can be a big hit to your budget if you’re not careful.  Grocery stores are like any other business.  They are in existence to make as much of a profit as possible off …

Perhaps you’re living on one income out of necessity – one partner lost a job or is handicapped – or by choice because one wants to stay home with the children. If you were used …

Thanks to the high cost of living, the ‘Almighty’ dollar is giving us less goods and services. The price of food supplies, gas, insurance, rental and mortgage have increased astronomically. And, as the unemployment market continues to be …

Reasons to invest in a bank certificate of deposit (CD) include safety, prudence, and self-knowledge. These instruments yield much less than some investments, but more than an ordinary saving account. The return is guaranteed too, …

How to join Costco Costco is one of the largest worldwide retailer clubs.  It is membership based, meaning that you must purchase a membership to shop at Costco.  Today’s Costco Wholesale is a combination of …

With Christmas now over and New Year right around the corner, now is probably the best time of the year to look for deals and bargains in the post-Christmas and Boxing Day sales in order …

Setting up a bank account in the United Kingdom is fairly straightforward and can be done in person, by phone or on the internet.  Regulations do mean that banks will need to see proof of …

I think I like target a little better then Wal-Mart. Because of the crowds you have to always fight with at Wal-Mart. I have found that the only time of day to go shopping at …

As with so many things, it all depends what you mean by free banking. For most people in the UK, banks will look after their hard earned cash for free. Rather than stuffing it under …

With the prices of groceries continuing to increase many people are looking for ways to cut costs. You may think clipping and using coupons takes too much time and effort, but there are ways to …

Americans have by and large been seduced into a consumerist lifestyle, made accessible by the ease of credit. Even when the economy dips and households implement changes to cut back, there are still many common …

Giving to charities, without spending money, is not as difficult as we might think. During these hard economical times we are all having to endure, it is more important than ever to think of ways …

Overspending is a common problem among the public every single day. Why does it happen? Well, it is due to one’s state of mind more than anything. It is all mental and nothing physical. Boredom …

Budgeting is done to guide you in your spending from month to month and ensure that you managed to meet all of your obligations. There are birthdays and other events through the year that will …

You can find money saving tips all over the place these days. Chances are you have friends and relatives that are more than happy to give you financial advice (and other advice too!). The problem …

There are many websites that are out there to get coupons on-line. It has gotten popular for people to be able to print the coupons straight from the comfort of their own home. Being able …

Unless you’re one of those blessed individuals who has managed to eke out a successful business from their home (or just found an employer who’s content with never seeing their employees), you’ll probably have to …

Checking accounts are an easy way to have fast, reliable and convenient access to your money. Almost everyone has at least one checking account that they use to pay their bills and have immediate access to …

Teaching children the facts about money can be a challenge. Financial experts advise beginning when they are very young, however, most toddlers have no concept of such abstract ideas as monetary purposes and values. If …

Online banking has been part of many people’s lives for well over a decade and has played a significant role in making banking that little bit easier. No longer do you need to wait for …