Spending and Saving Archive

According to a study conducted by Moebs services, consumers paid $32 billion in overdraft fees in 2012, and with the average fee standing at around $27, incurring these charges can easily add up. But with …

Financial stability is difficult. In fact, it often seems like very few people have experienced financial stability. We live in a materialistic world and its hard not to get caught up in it. It’s even …

No matter how short your purse strings are, it is important to enjoy life. Most traditional forms of entertainment cost money. When you are saving, entertainment items are the first to go because they are …

With average debt in UK households totaling around £5,998 excluding mortgages, it is clear that millions of people spend a great deal of money without knowing how to save. And whilst in the short term …

Whether you are a single person living on your own, and elderly couple in their retirement an emergency fund is very important in order to oneself for the future.  Having an emergency fund can help …

Online banking reviews: Lloyds TSB Lloyds TSB has one of the best online banking systems in my opinion after trying several different banks and finding many different problems Lloyds is the only bank I have …

            A chameleon of blue and green turns to orange and red. This resembles the stagecoach which arose over banners across the Southern East of the United States. Wells Fargo Company, whose banking legacy of …

The 12th month of the year is characterized by festivities and celebrations. Presently,the atmosphere has transformed into that of Christmas. Homes,schools and corporate organizations are now wearing new looks to clearly mark the season,a time …

Bounced protection, sometimes known as courtesy overdraft, may sound like a great thing to have with your checking account. Essentially, bounced protection plans allow a consumer to pay a fee to have any check that …

Saving money to remodel a kitchen can be difficult to do, but if it is something you truly want, the benefits will be worth it. While it is very rare that a kitchen renovation will …

Happiness is intrinsically linked to relationships. Our relationships with friends, family, a life partner and, yes, also our relationship with our money. Of course, we’ve all heard that “money doesn’t buy happiness” but an absence …

During the rest of the year most people’s heating bills are low to non-existent, but during the winter they can become out of control. This financial hardship is compounded by the other costs most households …

Saving money can be a tricky thing. Especially say if you’re like me, a single mom of two, with no roommates… I always feel that the first question I must ask is, What am I …

Do the savings at BJ’s Wholesale Club justify the cost of membership? The big box wholesale club concept has been around for over 20 years and the debate about the benefits of membership continues. With …

The cost of education is not a true reflection of its quality. The cost of college education rises year after year, leading many to question if it is even worthwhile to pursue a degree when …

Whenever the Sunday paper arrives, it’s almost always comprised of more circulars and advertisements than actual articles and news. Each of the circulars contain advertisements for some sort of loss-leading products at incredibly low prices …

Games are a fun way to learn about virtually anything. Even if they’re not specifically geared toward education, there are a wide range of games that teach children about money. They can learn the uses …

Kids can be impetuous when they get their hands on money. Immediately, similar to adults, once they grab hold of $5 or $10 they will think of what they can purchase instead of what they …

So you are shopping at the store and you see something that you really like. However, it might be too expensive for you or you might not like the quality of the product that you …

In many cases, the old caveat, Let the buyer beware, can be very worthwhile advice. There can indeed be many times when an individual will get what he or she pays for. But at the …

Have you ever cringed at hold music, lost track of which option you were supposed to select in the 3rd tier of the company IVR or wish that you could make the bagger at the …

Not all the effects of the economic recession have been bad. More people are learning money management skills, and they are putting those skills to use. One money saving strategy that has gained popularity is …

Budgeting for the Christmas holidays is always a challenge. For one thing, you often feel obligated to buy for people that you don’t see and barely have contact with throughout the year. Of course, for …

We all want to save money. That’s obvious. I mean, who doesn’t want to save money these days? Other than the U.S. Government, of course. But other than that, chances are you’d like to save …

Buying products or services online can save a bundle of money if you first do your research and then spend some time comparison shopping. There are many deals to be found over the Internet, but …

How can you lower your high home ownership costs?  Home ownership has the advantages of property value and of privacy; one of the downsides  though is that of home maintenance costs: failed heating and air …

For the last few years, the number of people opting to use online banking has increased exponentially and the trend continues to grow at a rapid pace. Many conveniences gained by the customers when transactions …

Shopping can be a fun and satisfying experience for most people. However, if you are a shopaholic, shopping is more than a fun experience. It is a roller coaster ride of extreme highs and extreme …

Food prices are forever rising, so it is essential to be a savvy shopper. However, it is still possible to have good, nutritious and healthy food on a budget without compromising on quality. There are …

Coupons can save you a great deal of money when you go shopping. Coupons use to come in the mail and some still do, but it is much easier and faster to get the coupons …