Spending and Saving Archive

In order to make the right decisions as a consumer, you need to be properly informed. There are certain things you should learn from early on, to avoid making mistakes that you will regret. It …

Close off the rooms that are seldom used is the best way to lower your heating bill. Why do you need to heat space no one uses? Seal up all outlets where heat escapes to …

In this economy, it is imperative that people find ways to save money, and flea markets and yard sales are a fun way to do so. Most weekends in any American town there is someone …

Oh dear here is another article on how to save money. This one is about electricity but the principle is the same no matter what. The best way to save money on anything is not …

Each month the bills come in just like clock work. Too often those papers get tossed into a corner or on a shelf where they are either lost or forgotten. As a result bills often …

Living on one income is difficult. Especially if you’ve designed your whole life around two incomes. My wife and I found out we were pregnant a week after we purchased our first home. However, we …

Making a budget will better your lifestyle, and you can make it easy on yourself to stick to that budget. You cannot stick to a household budget if you do not have one or have …

To say it is not easy being a single mom is the understatement of the century. Instead, ways to make life a little bit easier is the topic of the day. Single moms have to …

For those retirees who have the foresight and luck to enjoy a satisfying career along with the ability to save, retirement can be financially worry-free. They can continue their sensible money ways and enjoy their …

It’s no surprise that the recession has affected everyone. When the economy is at it’s worst, you need to come up with new ways to stretch your every dollar. Here are four shopping tips to help …

Money doesn’t grow on trees and neither does love. Both are important aspects to a fulfilling relationship, but unfortunately money can also be a hindrance on your relationship from flourishing and becoming meaningful. Financial troubles …

Being financially literate is important for children and individuals of any age. It is important to start teaching kids about money and personal finance when they are still in school. There are some easy tips to …

How much does it cost you, in real dollars, in order to keep you and your family healthy and alive? Like it or not, the “Depression of 2008” has caused a whole lot of people …

Budgets are tight in today’s tough times. Earnings have taken a hit in the recession, yet prices continue to increase, and family finances have become a balancing act. As a result, families are slashing their …

French banks are extremely reliable, though the French are known for their passion for paperwork. The banking system is no different. When opening an account with a French bank, it is vital to take every …

Online banking has made traditional banking practices almost absolute.  People can transfer money, pay bills, and even check their balances all with a simply click of the mouse or push of the button.  Due to …

Brown bagging your lunch can be a wonderful way to save money. Eating out can be extremely expensive. There are many ways that you can easily pack your lunch for cost savings. Look for low …

Why should you consider buying an energy-efficient air conditioner? There are at least two very good reasons. For one thing, an efficient unit will save you considerable money over time. Another consideration is that, in …

Surviving on one income is going to take some planning. Perhaps you need a parent home due to a child that has health issues. Perhaps you just plain feel the need to be home with …

For the most people savings accounts not only provide a safe convenient place to store extra cash but also provide a steady source of income by paying interest on the money invested. Unfortunately the interest …

The goods of the deceased or owned by people who are unable to care for themselves are made available in many ways to people who desire such items. One of those ways in which such goods are marketed …

With all the banks in the world today, the question arises: should we keep all of our money with one bank? I think not. I have money with two separate banks where I live. These …

Personal financial problems are getting worse with today’s economic stagnation.  Hiring is almost non-existent, home values are continuing to drop and personal finances for many are in dire straits. With the gloomy economic picture being …

Saving money anyway you can is becoming more needed than ever as more and more people find themselves without a job. It’s not just those finding themselves out of work that are tightenting the budget …

Along with researching various checking and savings accounts, it is also important to consider the differences between traditional banks and credit unions to determine which is the best option for you.  With credit unions, you …

Saving money is beginning to be more of a necessity while it seems nearly impossible as the economic crisis worsens. Everyone is looking for ways to reduce the amount they spend. People are also trying …

Spend Less, Enjoy More This Holiday Season While Halloween kicks off the two-month season of fun, joy, and festivities, for some it can be a time of despair. Use these tips to help make your …

Credit union vs. bank…hmmm, well I would bet on a bank and this I am telling you from experience. While it’s nice to be a part of an exclusive club, of which I still am, …

In today’s economy it is important to save when you can. The best way to save money is doing as much as possible yourself. There are many things out there which you can do yourself, …

Many businesses engage in commercial banking. Commercial banks has access to large amounts of money, and therefore can offer a number of financial options designed for commercial use that are suitable for business owners. There …