Spending and Saving Archive

Aside from the already reduced prices of online stores, there is still many different ways to save on online merchandise. Below are the top five ways to save money online. 1.One of the biggest ways …

We all love vacations, but they can be so expensive! However, if you plan carefully and start saving well in advance, then your trip can be paid for long before you leave home. It helps …

Today, everyone is trying to figure out how to get more money. There are two real ways to do this. The first is to make more, and the second is to spend less. Now, the …

Surprise: Budgets aren’t the only – or the best – way to save! Budgets, like diets, may work for a few months, but in the longer term may leave you unhappy and less wealthy. Want …

Making sure that your child has a healthy lunch while you keep to a budget isn’t as challenging as one might think. There are several ways to give your child a healthy school lunch without …

There are a great many reasons why one may choose or be required to operate multiple bank accounts. It may be that one is required to have a business account as well as a personal …

Money Saving Tips: Where to Find Discounted Home Appliances First, I would suggest you look in the advertisements of your local newspaper. Here in the U.S. our Sunday Editions of local newspapers will have ads …

Every major personal finance counselor has a financial plan that they suggest everyone follows. Dave Ramsey teaches his listeners to follow “The Baby Steps.” Loral Langemeier offers what she likes to call “The Wealth Cycle.” …

Stocking your pantry without breaking your budget can be quite a challenge but with some advance planning and by following some simple steps, it can be accomplished rather easily. One of the first steps is …

Financial planner, Suze Orman recently jumped into the prepaid debit card foray. Orman touts her Approved MasterCard as “better than cash” and “safer than cash”. Of course, anything with Orman’s name attached to it receives …

A wise shopper always looks for good buys well knowing that prices are artificially inflated, as evidenced by the reductions in the sales and the manufacturer’s offers of buy one get one free. It is …

What are automated teller machines (also, automated telling machines,) is something which many people may ask when in fact they already know the answer, without realising this to be the case. Automated teller machines – …

Many students feel they can delay saving for the future. With technology advancing day-to-day, it’s easy just to whip out that newly acquired card to get the latest gadgets. The pressure to belong with the …

Online banking provides an extremely convenient way for people to manage their finances and has grown to become a mainstream banking service. Banks have invested huge sums of money in ensuring that their online banking …

One of the biggest expenses for people in the winter, is the heating bill. In certain areas this can be hundreds of dollars more in a month for a good part of the year. There …

Today it takes two incomes to live comfortably and the adjustment to one is difficult. When you cut your income in half and add a person to your family living on one income is tricky …

Banks are businesses and as such they want to make as much money as is possible. They, like the rest of the world in 2008 took a big loss and some even were forced out …

Bitcoin is becoming popular because it is so very tiring to hear again and again about governments worldwide who have mismanaged public funds, and thereby public trust, and this method offers an alternative. Bitcoin avoids …

Saving is vital for future happiness. A credit hungry culture encourages spending money which we don’t have. Putting aside money for those little emergencies, which inevitably crop up, is necessary to avoid debt. Mortgages, university …

Means of heating the home such as natural gas and propane are often seen as the basic necessities when it comes to keeping warm. However, these sources of energy are becoming increasingly limited and increasingly …

When you need to save any way you can a little definitely goes a long way. Any major purchase you make and I mean anything over $250 you should try to negotiate. It will simply …

The national savings account interest rate is 0.91 percent according to money-rates. So why, are these so low compared to the four or even five percents in the early 2000s? There are many factors to …

Shopping online is advantageous over shopping in stores for several reasons. While shopping online lacks the ambiance and atmosphere of a crowded shopping mall, it is often a more relaxing and cheaper shopping experience for …

Check scams are a type of fraud when an exploiter will try and pass off a fake check in order to exchange it for cash. Usually this type of fraud has an elaborate or enticing …

With the advances in computer technology, the Internet has become a huge source of convenience for those wishing to pay their bills online. Online information for bills, credit card statements and previous charges are much …

There are many organizations that use charitable donations to help people all around the world. On the other hand, there are phony organizations that solicit funds from the public and misuse the funds. For example, …

As much money as your job may pay, it’s still probably not quite enough to cover everything you want in your ‘ideal’ life. Even the basics can greatly tax a bank account. As such you’ll …

Scams and the internet go together like the proverbial ‘two peas in a pod’. With millions of users worldwide having access to the world wide web, inevitably some of the people who go online have …

We are a consumer driver society constantly spending and getting into debt beyond our control. It’s not just working adults, but students and governments alike. The generations before us were savers, but unfortunately this talent …

A dollar just doesn’t stretch as far. Every day, the news reports more downturns in the stock markets. 401K statements are depressing, and going to the store just isn’t as much fun as it use …