Spending and Saving Archive

Children can be a wonderful experience, but unfortunately in this bad economy they cost so much! Although children can bring much joy, they are also a bundle of childbearing expenses; there are many ways though …

When reviewing checking accounts, there are several key things that you should look for.These include: – Creditor interest rate – i.e. how much are they going to pay you for lodging your money with them.– …

The best way to budget for the Christmas holidays is by starting early. Create a monthly budget if you don’t have one and make a list of the different ways you are going to budget for the holidays. A monthly budget …

When it comes to moving into your first home you’re excited. There is the joy over your new home and you have a million ideas running around in your head of how you want it …

There are two ways to save money: 1. Savings – This is the physical act of putting money into a savings account, mutual fund or other type of investment. 2. Saving Money – This is …

Living in a society when many adults are finding themselves in debt; I have seen the importance of saving money- and the damage of not saving money. I have two examples that will help me …

Money orders are often used as a form of payment in lieu of writing out a check. A money order is a common form of payment and a pretty straightforward way of paying a bill …

Senseless spending is spending mindlessly, buying things for the sake of doing so rather than because you need them. Economists, banks, and businesses have sold consumers the myth that constant consumerism or greed is good. …

In today’s economy, many people need to cut back on their spending.  Coupons are one way to help us cut back if they are used effectively, but sometimes the idea of using coupons can seem …

With the new technology age, come a lot of great inventions. This invention is one of my favorites actually, as its one of my favorite things about the internet, as it’s so convenient. Online banking …

The television is an expensive toy indeed. We’re not just talking about the cost of a snazzy 50″ plasma screen or the monthly cable bill here, although those are obvious expenses. There are hidden costs …

Supermarkets advertise as though they want to help their customers save money. Coupons and special deals often attract customers into a store, but once inside, customers face an intricate web of schemes designed to get …

There are good reasons to invest in a bank certificate of deposit (CD). If you’re looking for a low-risk method for earning interest, a CD may be the right investment for you. CDs are best …

Opening your first bank account can be confusing. Many start when they’re young… but others don’t jump on the bandwagon until they hit adulthood. I even know one woman who has never had a bank …

While individuality is a wonderful thing, there is also a certain strength to people working together as a group.   An individual Swiss pike man would not stand a chance against several armored knights. But a …

Even it’s name is ominous: Black Friday.  Many people despise the chaotic state of the stores the day after Thanksgiving. The best deals of the year can be found on this day, but is it …

Birthday parties create wonderful, life-long memories for children. Every parent wants to provide their child with the best birthday experience that they can afford. When money is tight, there is no reason why a child’s …

How To Stay Safe When It Comes To ATM’s Bank ATM machines are great. You run out of cash, you go to the ATM after banking hours or you go because it’s closer to your …

In his article, “The ‘Trophy Kids’ Go To Work” (The Wall Street Journal, October 21st 2008), Ron Alsop references some alarming statistics from a CareerBuilder.com survey on the attitudes of “Generation Y” or “Millenials” towards …

Many people lament about the difficulty they find in eating healthy and nutritious meals while still saving money. Of course, if you are eating at fine dining establishments every night and earning less than a …

There are many great articles and plans on how to spend money wisely and reasons for doing so.  Unfortunately, some of us either love to live for today or love someone else who does.  This …

Consignment shops, thrift stores and flea market booths are a terrific way to make extra income. In fact, for many, they can be a good source of constant income. All it takes is a little …

Checks have been used for quite a while to settle bills and pay for transactions, but they are continuously fading out, thanks to technology which has led to the evolution of other payment methods, such …

Checkout line products are the stores’ last ditch effort to entice the consumer to spend a little extra on their way out. While most of these products are low in cost, they are not necessarily …

NO A few years back my husband was on a very low wage earning only 90 pounds a week and was studying for a degree in Law. We were struggling with feeding and clothing our …

Providing financial gifts to children can be a great way to establish a life-long path to learning how to manage money. In addition, providing investment vehicles will also provide minors a nest egg to get …

Online banking has come a long way from its early beginnings, and at present almost all UK banks provide online banking services to their customers. At the same time, there are several banks that exist …

With the increasing prices and uncertainty of income, many more people may start to use coupons to save money on items they purchase. Besides newspaper inserts and coupon clipping services there are also other ways …

A personal relationship with one’s bank and banking officials can have significant advantages to cost savings, financing activities and financial goals. The reason this is so is because human nature tends to favor familiarity. This …

 Supermarkets are masters in manipulating us, the unsuspecting public, to spend more without even knowing it. They employ no end of sneaky techniques to get us to part with more of our cash than we …